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Common Misconceptions about Illinois Workers' Compensation Claims
When you have been injured in a workplace accident and seek compensation in the form of benefits, you are not taking on your employer. You are actually requesting the extension of benefits and payments from your employer’s insurance company.
In an effort to maximize profits, workers' compensation insurance companies are notorious for trying to limit their payouts. This is the primary reason you need qualified attorneys representing you when filing a claim— so that you are not taken advantage of by an insurance company when you don't understand your rights. Here are some misconceptions about Illinois workplace injury claims that should be put to bed.
- You do not need to prove fault in a workers' compensation case. In fact, the incident could be completely your fault and you would still be entitled to your full benefits.
- Your employer cannot punish you for filing a claim and has no interest in the case unless you are seeking additional compensation due to negligence. In order to cover the cost of these claims, employers take out insurance policies. The resistance you are likely to receive will be from an insurance claims adjuster, not your employer.
- There are multiple avenues of receiving compensation for the value of your injuries. Most of these avenues require working with insurance companies, so it is a good idea to hire an experienced Illinois workers' compensation attorney who can negotiate with the insurance companies on your behalf.
- Under no circumstances do you not qualify for workers' compensation benefits. If anyone tries to state otherwise during your claim, they are in direct violation of Illinois labor laws. You receive these benefits regardless of the type of work you do, who is at fault for your injuries or how long you have been on the job. If you are injured on your first day on the job, you still qualify for benefits.
What Illinois Workers' Compensation Covers
It is our duty to educate workers about their legal rights and to protect their interests from insurance companies that would just assume not make payments on a legitimate claim. Most people are completely unaware of what types of benefits they are guaranteed by Illinois law.
First, you are entitled to receive fair compensation for the cost of your medical care, regardless of whether you seek the care of your own doctor or one provided by your employer.
Secondly, you are also entitled to lost wages when you are physically unable to perform the duties of your position.
Finally, if your injuries result in a permanent disability, you are entitled to additional benefits to cover the cost of the disability and differences in earning capacity if an injury restricts your ability to resume an occupation that you were involved in prior to your injury.
Ensure You Get The Benefits You Are Entitled To
Rosenfeld Injury Lawyers has extensive experience working with complex workers' compensation cases and we have been able to maximize thousands of clients’ recoveries when dealing with their employers’ insurance companies. Contact us today to speak with one of our highly rated Chicago attorneys to learn more about your legal options following a workplace accident. We would be happy to meet with you during a free consultation where we can collect the details we need to launch an investigation into the circumstances of your accident. From there, we can advise you on your best course of action. If for any reason we are unable to assist you in the recovery of compensation, our services will be free of charge.
Resources from Chicago Workers’ Comp Lawyers: