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How Much Are Illinois Un-Insured Motorist Cases Worth?

    What Compensation Is Available For My Uninsured Motorist Claim?
  • Economic damages.
  • Non-economic damages.
  • Punitive damages.
  • Wrongful death damages.
  1. Getting Recovery After an Automobile Accident
  2. Are There any Other Kinds of Recovery in Accident Cases?
  3. How can I Calculate What my Recovery Will be?
  4. Want to Know What You can get in Court After a Car Accident?
  5. Uninsured Motorist Case Awards and Settlements

Getting Recovery After an Automobile Accident

If you are injured in an accident involving an uninsured motorist, there could be several different kinds of compensation available to you. Typically, however, there are two main kinds:

1. ECONOMIC DAMAGES : Uninsured motorists are obligated to pay for all of your direct, out-of-pocket expenses that their wrongful conduct caused you. This extends to items such as your medical bills, property damage, and lost wages.

2. NON-ECONOMIC DAMAGES : Uninsured motorists are also on the hook for the pain that the accident gave you as well as other long-term suffering. Just because you cannot to these harms does not mean they are not there and does not mean you cannot recover for them.

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Are There any Other Kinds of Recovery in Accident Cases?

This is where recovery starts in these cases. If the defendant's conduct is particularly reckless, you might also receive punitive damages. Furthermore, if the defendant's conduct actually kills someone, their relatives might obtain wrongful death and survival damages. Hopefully, this gives you a sense of the type of compensation that you could receive. 

However, you should also speak with a qualified attorney so he or she can explain how the facts and circumstances of your case shape the kind and amount damages possible

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How can I Calculate What my Recovery Will be?

The baseline for your recovery after an accident with an uninsured motorist will be the receipts-the direct costs of the event like hospital bills, lost wages, and property damage. Then, you have to put a value on the way in which the crash harmed your life intangibly including all pain and suffering, disability, disfigurement, and other effects. 

Generally, this can be worth as much as two or three times your direct costs. Finally, if you have to add in a value if the defendant's conduct was extraordinarily reckless or egregious. To understand in more detail how to calculate your recovery in a claim against an uninsured motorist, call our offices. We can help you estimate what your award will be.

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Want to Know What You can get in Court After a Car Accident?

Rosenfeld Injury Lawyers LLC has had extraordinary success obtaining compensation for people injured by uninsured motorists. We can tell you what you need to do to be just as successful as them. Just contact our offices and speak with someone from the Rosenfeld Injury Lawyers LLC today.

Uninsured Motorist Case Awards and Settlements


The victim in this suit was a young man. He was only 22. He entered a triathlon race in Illinois. During the biking portion, he rode down MLK Drive. It was just by Sherman Street in Peoria County. As he was biking, a man hit him with his car. That guy was fleeing the police. He didn’t have insurance at all. The victim had serious injuries too. 

He broke a bone in his spine, near the T6 and L1 spot. He also broke his distal phalanx. He additionally suffered a hematuria. The young man’s medical bills were tens of thousands of dollars. Unfortunately, the offender was judgement proof. He was sitting in jail, broke, and without insurance. In this situation, people forget that you can use your own insurance. 

That covers situations where you’re innocent, but the wrongdoer doesn’t have any or enough coverage. The victim had to do that here. Otherwise, he wouldn’t be able to recover at all. You don’t need to file a lawsuit to do this. Yet, that can increase your chances of collecting. Rather, you merely need to file a claim in the typical fashion. The biker did that here with some legal help. 

The insurance company paid out a $100,000 settlement. That applied to his medical bills, pain, and other damages.


The incident here seemed normal and minor. Yet, it had profound consequences. A man (aged 49) was rear-ended while driving down Ontario Street in Chicago, Illinois. He was attempting to get onto the Dan Ryan Expressway. 

The collision really hurt the guy. He had injuries all over his body. His symptoms included carotid bruit. He also suffered a mitral valve prolapse. All these harms required surgery. Those treatments were not cheap. He had to spend upwards of $200,000. Plus, he couldn’t work during this time and after for rehab. That incurred a total loss of almost $20,000 in lost wages. 

 sued the driver that clipped him. That man unfortunately did not carry any insurance. The plaintiff then filed a claim with his own carrier, Safeco. Safeco asked him a number of questions about the incident, the offender, and his injuries. Often times, you need to exhaust all options before you seek compensation through your own provider. The man did that here to ensure he could recover. 

After that process, Safeco paid out a $475,000 settlement. That money was to repay his medical bills, property damages, and other economic and non-economic losses the crash created.


There was more than one victim in this uninsured motorist accident. A firetruck was rushing to the scene of a fire in Kankakee, Illinois. This area is located in Otto Township. As it went down Route 45, an uninsured driver cut it off. This set the firetruck careening into a ditch. It overturned as it did that. Two firefighters were badly hurt. 

One of them (age 67) lost vision in one eye. He also had lung failure, split spleen, and head trauma. Doctors later discovered it was a concussion. The other firefighter (age 21) broke his shoulder and spine. He also damaged his lungs and kidney. Both of them required multiple surgeries. The younger guy even needed fusion surgery. 

Combined, they racked up about half a million in medical bills. They tried going after the guy who cut them off but he didn’t have insurance. They were left to file a claim with their own carrier. The policy was held by Otto Township. American Alternative underwrote their uninsured motorist policy. They paid out $995,000. $247,000 went to the older firefighter. $748,000 went to the younger firefighter. This money covered bills, lost wages, and related injuries.


This uninsured motorist crash involved a family of three. An intoxicated driver without coverage smashed into them head-on. The mother broke her ankle. That bone actually propelled out of the skin which caused further complications. The force of the crash sent her son (age 10) clear through the windshield. He sustained scars all over his face and head. 

Finally, the woman’s daughter (age 11) injured her ankle and suffered various scarring. The family’s medical bills totaled close to $100,000. They sued the intoxicated driver, but he didn’t have any savings or insurance. Thus, they were forced to look to their own policy. Thankfully, they had uninsured motorist coverage. That perfectly applied to this situation.

 While the process of getting this relief may be difficult, it exists exactly for these types of cases. Their carrier was Farmers Insurance. It paid out $154,500. It gave $80,000 for the mother’s injuries. It provided $73,500 for her son’s harms. Finally, it released $1,000 for the girl’s injuries.


This crash involved both an uninsured and underinsured driver. The victim (a female, age 23) was riding on the back of a motorcycle. The motorcyclist didn’t have any insurance. At some point, a car cut them off. That driver was underinsured. The cutoff caused the motorcyclist to lose control of the bike. They spun out of control. She was badly injured. 

She broke her pelvis and leg. Both of these injuries required surgery and further treatment. The hospital bills alone totaled more than $100,000. She sued the car driver that cut them off. She also brought a claim with her own carrier because the motorcyclist had no insurance. The car driver’s insurance paid $100,000. Her own policy paid her $500,000.

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Client Reviews
Jonathan Rosenfeld was professionally objective, timely, and knowledgeable. Also, his advice was extremely effective regarding my case. In addition, Jonathan was understanding and patient pertaining to any of my questions or concerns. I was very happy with the end result and I highly recommend Jonathan Rosenfeld. Michonne Proulx
Extremely impressed with this law firm. They took control of a bad motorcycle crash that left my uncle seriously injured. Without any guarantee of a financial recovery, they went out and hired accident investigators and engineers to help prove how the accident happened. I am grateful that they worked on a contingency fee basis as there was no way we could have paid for these services on our own. Ethan Armstrong
This lawyer really helped me get compensation for my motorcycle accident case. I know there is no way that I could have gotten anywhere near the amount that Mr. Rosenfeld was able to get to settle my case. Thank you. Daniel Kaim
Jonathan helped my family heal and get compensation after our child was suffered a life threatening injury at daycare. He was sympathetic and in constant contact with us letting us know all he knew every step of the way. We were so blessed to find Jonathan! Giulia
Jonathan did a great job helping my family navigate through a lengthy lawsuit involving my grandmother's death in a nursing home. Through every step of the case, Jonathan kept my family informed of the progression of the case. Although our case eventually settled at a mediation, I really was impressed at how well prepared Jonathan was to take the case to trial. Lisa