If uninsured motorists don’t pay the damages awarded by a court, then they can be forced to surrender their license and submit paperwork to confirm their payment.
Getting The Other Driver To Pay After An Accident
If you get into a crash with a driver who doesn’t have enough or any insurance, then you might be able to sue that person in a court of law. First, you need to see if your state follows a negligence or no-fault standard. In a no-fault standard, each person and his or her insurance company is responsible for covering their damages no matter who caused them. Only in the event of extraordinary damages can sue the other party in a no-fault state.
However, in a negligence standard state, you can sue the other person if their unreasonable conduct caused your damages. After you obtain a judgment in court, you can collect against that person’s property to cover the cost of your injuries. However, this doesn’t mean that they will have enough property to account for your harms. Generally, those who don’t have any or sufficient insurance in the first place will not have enough personal assets to make you whole again after one of these accidents. Therefore, it’s important to understand what you need to do next.
Penalties For Uninsured Drivers Who Refuse To Pay
According to the Illinois Safety and Financial Responsibility Law (625 ILCS 5/7), if a court orders an uninsured motorist to pay a judgment and that person does not or cannot pay that judgment within 30 days, then the court will order the Secretary of State’s office to suspend that person’s license/registration. The license/registration will not be reinstated until proof of payment of the judgment is made and, if the award is for more than $500, a Financial Responsibility Insurance form (SR-22) is submitted as well.
Concerned You Might Not Be Able To Collect On Your Uninsured Motorist Claim?
Rosenfeld Injury Lawyers can help you collect on a judgment against an uninsured motorist even if that person doesn’t have any money. There are still other options at your disposal. If you have been harmed by an uninsured motorist, then call the Rosenfeld Injury Lawyers today to obtain the recovery that is rightfully yours.
If you would like to learn more about uninsured motorist accidents in Illinois, please read the following pages: