What Are The Minimum Auto Liability Insurance Requirements In Illinois?

    What Are The Minimum Auto Liability Insurance Requirements In Illinois?
  • $25,000 for injury or death of one person in an accident
  • $50,000 for injury or death of more than one person in an accident
  • $20,000 for damage to property of another person
  1. What Does Illinois Demand Of Drivers In Terms Of Insurance?
  2. What Illinois Law Mandates Insurance For Drivers?
  3. Are You Complying With Illinois Insurance Law?

What Does Illinois Demand Of Drivers In Terms Of Insurance?

Like all other states, Illinois requires motorists to carry insurance while operating their vehicles on the roadway. While not the highest requirements around, they are still very steep. For instance, in the case of one person getting injured or killed in an incident, you must carry twenty-five thousand dollars of coverage. In the case of multiple people getting injured or killed in an incident, you must carry fifty thousand dollars of coverage. Finally, in the case of damage to another’s property in an incident, you must carry twenty thousand dollars of coverage. You must carry your insurance card at all times while driving to evidence this coverage.

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What Illinois Law Mandates Insurance For Drivers?

Over the last few years, Illinois has increased the insurance obligations of the drivers on its roads. This puts them in the upper category of insurance requirements compared to other states. The actual Illinois law that requires drivers to have insurance is 625 ILCS 5/3-707. In section (a), it states that in the following fashion:

“No person shall operate a motor vehicle unless the motor vehicle is covered by a liability insurance policy in accordance with Section 7-601 of this Code.”

Then, in the sections that follow, it lays out the various penalties that drivers will be given if they fail to obtain the correct amount of insurance. Generally, they will face fines, registration revocation, and loss of their license. However, if they caught multiple times without insurance, then all of these punishments multiply and it will become harder and harder to get back on the road.

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Are You Complying With Illinois Insurance Law?

Rosenfeld Injury Lawyers can help you get into compliance with Illinois insurance law. Also, if you are involved in an accident with an uninsured motorist, then we can help you prosecute a claim against that person, that person’s insurance carrier, or even your insurance carrier. Plus, we can assist you on contingency so that you can worry about your recovery and not our bills until it’s all over. Just contact our offices and let Rosenfeld Injury Lawyers take care of the rest.

If you would like to learn more about uninsured motorist accidents in Illinois, please read the following pages:

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