What are the Minimum Auto Liability Insurance Requirements in Illinois?
- $25,000 for injury or death of one person in an accident
- $50,000 for injury or death of more than one person in an accident
- $20,000 for damage to property of another person
What Does Illinois Demand Of Drivers In Terms Of Insurance?
Like all other states, Illinois requires motorists to carry insurance while operating their vehicles on the roadway. While not the highest requirements around, they are still very steep. For instance, in the case of one person getting injured or killed in an incident, you must carry $25,000 of coverage. In the case of multiple people getting injured or killed in an incident, you must carry coverage of $50,000. Finally, in the case of damage to another's property in an incident, you must carry $20,000 in coverage. You must keep your insurance card in your vehicle at all times while driving to show evidence of this coverage to a law enforcement officer.
What Illinois Law Mandates Insurance For Drivers?
Over the last few years, Illinois has increased the insurance obligations of the drivers on its roads. This puts them in the upper category of insurance requirements compared to other states. The actual Illinois law that requires drivers to have insurance is 625 ILCS 5/3-707. In section (a), it states that in the following fashion:
“No person shall operate a motor vehicle unless the motor vehicle is covered by a liability insurance policy in accordance with Section 7-601 of this Code.”
Then, in the sections that follow, it lays out the various penalties that drivers will be given if they fail to obtain the correct amount of insurance. Generally, they will face fines, registration revocation, and loss of their license. However, if they caught multiple times without insurance, then all of these punishments multiply and it will become harder and harder to get back on the road.
Are You Complying With Illinois Insurance Law?
Rosenfeld Injury Lawyers LLC can help you get into compliance with Illinois insurance law. Also, if you are involved in an accident with an uninsured motorist, then we can help you prosecute a claim against that person, that person's insurance carrier, or even your insurance carrier. Plus, we can assist you on contingency so that you can worry about your recovery and not our bills until it's all over. Just contact our offices and let Rosenfeld Injury Lawyers LLC take care of the rest.
For additional information see the following pages:
- Are There Any Illinois Laws That Address Uninsured Motorist Accidents?
- Can I Just File A Claim With My Insurance Company Instead Of Going to The Other Party?
- Can I Pursue An Uninsured Motorist Claim Even If I Was Driving Someone Else?
- Can I Stack Insurance Policies On Top Of Each Other?
- Can I Still Pursue An Uninsured Or Underinsured Motorist Claim If I Settled With The Other Driver?
- Do I Have An Uninsured Motorist Claim?
- Do I Have to File My Uninsured Motorist Claim by A Certain Time?
- Do I Have to Sue The Underinsured Motorist's Insurance Company?
- Do I Need to Give The Insurance Company Any Information?
- How Can Rosenfeld Injury Attorneys Help Me If I Have Been Injured by An Uninsured Motorist In Illinois?
- How do I Dispute What The Insurance Company Says My Claim Is Worth?
- What Are The Facts About Uninsured Drivers?
- What Compensation Is Available For My Uninsured Motorist Claim?
- What Happens If The Uninsured Motorist Does Not Pay Damages Awarded by A Court?
- What Have Other Plaintiffs With Uninsured Motorist Claims Recovered In Illinois?