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What are the Minimum Auto Liability Insurance Requirements in Illinois?

    What Are The Minimum Auto Liability Insurance Requirements In Illinois?
  • $25,000 for injury or death of one person in an accident
  • $50,000 for injury or death of more than one person in an accident
  • $20,000 for damage to property of another person
  1. What Does Illinois Demand Of Drivers In Terms Of Insurance?
  2. What Illinois Law Mandates Insurance For Drivers?
  3. Are You Complying With Illinois Insurance Law?

What Does Illinois Demand Of Drivers In Terms Of Insurance?

Like all other states, Illinois requires motorists to carry insurance while operating their vehicles on the roadway. While not the highest requirements around, they are still very steep.

 For instance, in the case of one person getting injured or killed in an incident, you must carry $25,000 of coverage. In the case of multiple people getting injured or killed in an incident, you must carry coverage of $50,000. Finally, in the case of damage to another's property in an incident, you must carry $25,000 in coverage. You must keep your insurance card in your vehicle at all times while driving to show evidence of this coverage to a law enforcement officer.

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What Illinois Law Mandates Insurance For Drivers?

Over the last few years, Illinois has increased the insurance obligations of the drivers on its roads. This puts them in the upper category of insurance requirements compared to other states. The actual Illinois law that requires drivers to have insurance is 625 ILCS 5/3-707. In section (a), it states that in the following fashion:

“No person shall operate a motor vehicle unless the motor vehicle is covered by a liability insurance policy in accordance with Section 7-601 of this Code.”

Then, in the sections that follow, it lays out the various penalties that drivers will be given if they fail to obtain the correct amount of insurance. Generally, they will face fines, registration revocation, and loss of their license. However, if they caught multiple times without insurance, then all of these punishments multiply and it will become harder and harder to get back on the road.

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Are You Complying With Illinois Insurance Law?

Rosenfeld Injury Lawyers LLC can help you get into compliance with Illinois insurance law. Also, if you are involved in an accident with an uninsured motorist, then we can help you prosecute a claim against that person, that person's insurance carrier, or even your insurance carrier. 

Plus, we can assist you on contingency so that you can worry about your recovery and not our bills until it's all over. Just contact our offices and let Rosenfeld Injury Lawyers LLC take care of the rest.

For additional information see the following pages:

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Client Reviews
Jonathan Rosenfeld was professionally objective, timely, and knowledgeable. Also, his advice was extremely effective regarding my case. In addition, Jonathan was understanding and patient pertaining to any of my questions or concerns. I was very happy with the end result and I highly recommend Jonathan Rosenfeld. Michonne Proulx
Extremely impressed with this law firm. They took control of a bad motorcycle crash that left my uncle seriously injured. Without any guarantee of a financial recovery, they went out and hired accident investigators and engineers to help prove how the accident happened. I am grateful that they worked on a contingency fee basis as there was no way we could have paid for these services on our own. Ethan Armstrong
This lawyer really helped me get compensation for my motorcycle accident case. I know there is no way that I could have gotten anywhere near the amount that Mr. Rosenfeld was able to get to settle my case. Thank you. Daniel Kaim
Jonathan helped my family heal and get compensation after our child was suffered a life threatening injury at daycare. He was sympathetic and in constant contact with us letting us know all he knew every step of the way. We were so blessed to find Jonathan! Giulia
Jonathan did a great job helping my family navigate through a lengthy lawsuit involving my grandmother's death in a nursing home. Through every step of the case, Jonathan kept my family informed of the progression of the case. Although our case eventually settled at a mediation, I really was impressed at how well prepared Jonathan was to take the case to trial. Lisa