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The Chicago car accident attorneys at Rosenfeld Injury Lawyers LLC have resolved hundreds of Illinois auto accident claims on behalf of men, women, and children. We handle and resolve cases involving victims of accidents who were injured by drivers covered by Travelers Insurance policies. Our years of experience ensures you receive the maximum possible compensation for your case. For a free, no-obligation case evaluation, complete our online intake form and we will contact you within hours.
Travelers Insurance is a global corporate giant with offices all over the world, generating tens of billions of dollars in revenue annually. The company employs thousands of workers and agents. Travelers Insurance offers numerous products and services that include:
- Personal: For the everyday insurance consumer, Travelers offers numerous insurance products for their car, home, personal property, and other items.
- Business: Travelers offers numerous products for businesses including property insurance, workers’ compensation insurance, and casualty insurance.
- Specialty: Travelers providers highly specialized products for financial companies and processes, including underwriting, financial crimes, and suretyship.
With millions of policies in force, Travelers Insurance is exposed to claims and lawsuits by those who have been injured or damaged by the company's policyholders. The brief survey of jury awards and settlement amounts against Travelers below includes data gathered between 2005 and 2015 that provides insight of how successful plaintiffs have been in extracting justice from the insurance carrier.
Awards and Settlements against Traveler’s Insurance
More than any other major insurance company doing business in the U.S., most lawsuits filed against Travelers (almost 25%) are argued in federal court instead of state court. Nearly all of the Travelers' cases heard in state court involved insurance claims over less common legal problems including real property, securities issues, and labor disputes.
Over seventy-five percent (75%) of all cases we closed without a jury award or settlement amount or for compensation of less than one hundred thousand dollars ($100,000.00). This statistic can be disheartening for plaintiffs faced with the common expenses associated with an accident, including medical bills, lost wages from time off, property damage and others. Of the remaining number of cases, approximately twenty percent (20%) recovered compensation of more than one hundred thousand dollars ($100,000.00) but less than one million dollars ($1,000,000.00). The rest received more than one million dollars ($1,000,000.00). The information below illustrates common issues and litigation results against Travelers.
Riley v. The Travelers Home Insurance Company: In this 2014 Connecticut case, the plaintiff sued Travelers for refusing to pay him under his policy when a fire ostensibly caused by electrical problems destroyed his home. The town’s police department conducted an investigation and determined that it resulted from structural, electrical issues. Not content with the facts by the investigator, Travelers also conducted an investigation and refused to release the results of that investigation, but still prohibited any payment under the plaintiff’s home insurance policy. The jury awarded the plaintiff over one million dollars ($1,000,000.00) for his emotional damages and contractual insurance claims. This case perfectly illustrates the importance of legal counsel that can force an insurance company to act in good faith under the contract agreements with the policyholder.
In Re Smith: In this 2011 Nevada case, the plaintiff was outside his home helping his father take out the trash when seemingly out of nowhere, a car left the roadway and hit him, causing severe injuries. These injuries in turn led to significant medical bills and he soon filed a claim under his uninsured motorist policy with Travelers Insurance. Case resolution was delayed while Travelers tried to claim that the plaintiff was negligent and that evidentiary issues precluded recovery. However, with competent legal assistance, the plaintiff could demonstrate how he was not at fault and was owed compensation under his policy. The case was eventually settled for approximately twenty-five thousand dollars ($25,000.00).
In Re Ramon: In this California case, the plaintiff was driving with his family when a driver from the oncoming side swerved into his opposing lane and hit his car head-on. While the fault was clear, the extent of his liability was not. Plus, the defendant claimed that his eye contacts fell out and caused him to drive erratically, possibly diminishing his responsibility. However, thanks in large part to effective legal advocacy, the plaintiff was able to convince the defendant and his insurer, Travelers Insurance, that settling the case was the best option and he received tens of thousands of dollars.
Fortunately, for plaintiffs in cases against Travelers Insurance in categories other than insurance, the results were a bit better. Only approximately sixty percent (60%) of them received sums less than one hundred thousand dollars ($100,000.00), compared to about seventy-five percent (75%) in insurance. The number of people recovering more than one million dollars ($1,000,000.00) was nearly triple of those involved in insurance litigation. More received sums between one hundred thousand dollars ($100,000.00) and one million dollars ($1,000,000.00) as well.
Getting Justice for Your Illinois Auto Accident Injury Claim With Traveler’s Insurance
The case summaries and statistics above illustrate that recovering sizeable and meaningful jury awards or settlement amounts with Travelers is not easy. Successfully resolving a monetary compensation claim or lawsuit requires a thorough understanding of the tort law and the facts surrounding your case. Plus, while insurance companies including Travelers might be financially helpful under normal circumstances, they will never be on your side, and cannot be counted on to protect your interests in tough times as you heal and recover from your injuries and damages. Instead, you should depend on zealous counsel, advice and legal representation that works on your behalf after your accident to negotiate your settlement or take your case to trial. Contact Rosenfeld Injury Lawyers LLC today to hear about how we have helped others obtain monetary recompense and how we can help you!
