The Chicago vehicle accident attorneys at Rosenfeld injury lawyers LLC have resolved hundreds of Illinois auto accident claims on behalf of innocent victims hurt by the negligent actions of Travelers Insurance policyholders. Our years of experience ensures you receive maximum possible compensation to recover your damages. If your losses are the result of another’s negligence, we encourage you to contact us today for a free, no-obligation case evaluation by completing the online intake form or calling us at (888) 424-5757. Let us begin working on your behalf now.
A World Leader an Individual and Commercial Insurance
Travelers Insurance is a global corporate giant with offices all over the world, generating tens of billions of dollars in revenue annually. The company employs thousands of workers and agents and offers numerous products and services that include:
- Personal: For the everyday insurance consumer, Travelers Insurance offers multiple insurance products for their car, home, personal property, and other items.
- Business: Travelers offers numerous products for businesses including property insurance, workers’ compensation insurance, and casualty insurance.
- Specialty: Travelers Insurance providers highly specialized products for financial companies and processes, including underwriting.
With millions of policies in force, Travelers Insurance is exposed to claims and lawsuits by those who have been injured or damaged by the company's policyholders. Travelers Insurance ranks 10th largest vehicle insurance providing companies in the United States. The Hartford, Connecticut-based insurer offers consumers many discounts on their products for safe driving, paying the policy in full, traveling low miles each year and exclusive discounts for good students.
A Class Action Lawsuit
In 2010, the company settled a nationwide class action lawsuit involving victims hurt by Hurricane Katrina and Rita. More than 35,000 Travelers members participating in the suit as plaintiffs claimed that the company refused to provide coverage for their damages and losses occurring in both massive storms as their hurricane coverage offered in their Travelers’ policies.
Negotiating a Travelers Insurance Injury Claim Settlement
While many injured victims choose to settle their case out of court and conduct their negotiations with the Travelers Insurance Company or their claims adjusters, the process can be quite daunting. Many studies show that without legal representation, the victim is usually at a significant disadvantage against insurance companies that have years of experience in negotiating extremely low settlement amounts. Some insurance companies will offer a low amount in a settlement offer as a test to determine if the victim knows what they are doing. It is important to remember that all insurance companies, including Travelers, are more interested in satisfying the financial needs of their shareholders over policyholders and injured victims. To do that, they use proven strategies and tactics that have work done hundreds of thousands of other victims before. Because of that, many victims will hire personal injury attorneys who specialize in accident injury claims with a proven track record of obtaining the highest amount of compensation available.
Travelers Insurance investigation process
At some point before Travelers Insurance offers you a settlement or negotiates the settlement process they will conduct a comprehensive investigation into the accident to determine what happened, who is at fault, and the extent of damages including personal injury or a wrongful death. Either the claims adjuster or insurance carrier will gather evidence and try to obtain testimony from various sources including:
- The police report filed by law enforcement from information collected at the scene of the accident,
- Statements obtained from other drivers, passengers and witnesses at the scene,
- Photographic evidence and measurements taken at the accident scene,
- Obtaining numerous repair estimates on the extent of damage to your vehicle,
- Any information provided by you through a written or oral statement.
You will likely be asked to sign a medical authorization release form by the claims adjuster along with an employee records release form. However, our attorneys always advise our clients never to sign anything or speak about the accident or their injuries through a document or oral testimony without having a lawyer present who can protect their rights. While the insurance carrier may suggest that they need this information, they often use what you provide as a tool to diminish the value of your case or deny your claim outright. Instead, consider hiring lawyers to handle your case, speak to the insurance company, talk to the defendant’s lawyers and present your statement or testimony in a way that safeguards your rights to seek and obtain financial compensation to recover your damages. Your lawyer can adequately evaluate your medical conditions and present and to the insurance company in a legally protected way.
In some cases, the insurance company will hire investigators to surveyor activities in the hope of discrediting the severity of your injuries. Their findings might help to minimize their payouts to settle your claim to hold on to their profits at your expense.
Resolving Your Case With Legal Representation
The easiest way to resolve your claim successfully and ensure your family receives adequate compensation is to hire legal representation from a reputable law firm. Lawyers working on your behalf can ensure you are not taken advantage by the insurance company or the claims adjuster who might misconstrue what you say while building a case against you. Moreover, an attorney can ensure that your settlement is not delayed or your case denied without cause. Our attorneys suggest that you obtain legal advice and counsel at once after your accident before the claims adjuster calls asking for information. Using an attorney can help you avoid many of the pitfalls used by insurance companies that work to protect their best interest and the interest of their shareholders.
Getting Justice for Your Illinois Auto Accident Injury Claim With Travelers Insurance
The process of filing and resolving a compensation claim through Travelers Insurance can be quite daunting, because Illinois civil tort law requires plaintiffs (victims) to prove how others are legally responsible and financially accountable for their damages. As the victim, you will need to show that the intentional actions or negligence of others led to your severe injuries or the wrongful death of a loved one. However, you do not have to go it alone. The vehicle accident injury attorneys at Rosenfeld Injury Lawyers (888-424-5757) provide victims legal assistance in filing in resolving claims for compensation against Travelers insurance. Our legal team can determine the actual worth of your case and use proven strategies to ensure your family receives all available financial compensation under the insurance policy.
Our law firm accepts all personal injury claims and wrongful death lawsuits through contingency fee arrangements. This agreement will postpone your payments until after we have successfully resolved your claim for compensation or lawsuit through a negotiated out-of-court settlement or jury trial award. We provide every client a “No Win/No-Fee” Guarantee. This promise means that if we are unsuccessful at securing compensation on your behalf, you owe us nothing. Contact our law offices today at (888) 424-5757 to schedule a free, no-obligation case evaluation. Time is of the essence because you must file all the necessary documents and paperwork in the proper courthouse before the statute of limitations expires on your case.
What the people we have helped have to say!
“I recently moved to the Chicago metropolitan area and was unaware of what law firm to contact after I was involved in a vehicle accident on Michigan Avenue. I found Rosenfeld Injury Lawyers online and called their number to schedule an appointment to speak with Jonathan who took my case. Within weeks, he filed my claim and settled my case out of court with enough money to fix my car, see my doctors, go back to job and much more. Throughout those months, his attorneys kept me informed about what was going on until the process was complete. Jonathan explained all the confusing legal jargon without making me feel incompetent and gave legal advice on what to expect and what to do when the other driver’s insurance company said the accident was all my fault (it was not! – and Jonathan proved that!). I thank him and his team for excellent customer service and being compassionate about how hard it was for me to deal with my injuries while I healed.”
Sandra S. – Waukegan, Illinois
“I could not have asked for a better lawyer, paralegal and staff members to handle by case after a truck crash into my car while coming back from the mall. I was nervous about filing a claim for compensation because I had a pre-existing neck injury from years ago, but the accident made my neck hurt worse than ever before. I knew that the truck driver’s insurance company was going to fight me about my old injury knew that I did not stand a chance in handling the case without a lawyer. Mr. Rosenfeld’s team got me far better results than I could have ever predicted. His law firm negotiated a settlement to cover my medical expenses, the cost of rehabilitation, the wages I loss because I could not work and money for my pain and suffering. His law office called me every time there was an update on my case and let me know when they were deposing witnesses, gathering evidence and preparing to negotiate a settlement offer. I highly recommend Rosenfeld Injury Lawyers to anyone who needs an attorney to handle their case.”
Chester L. – Springfield, Illinois