The Hartford, formally known as The Hartford Financial Services Group, Inc., has amassed a diversified portfolio of products and recognition since its founding over 200 years ago, maybe thanks in large part to recent and ingenious branding and marketing tactics. It is a Fortune 500 company that primarily focuses on insurance and investments. Its primary products include the following:
- Insurance for individuals: The Hartford offers a number of personal insurance for everyday items such as cars and homes but even offers products such as employee benefits and retirement services. It markets these goods primarily through its expansive network of employees, agents, and even direct line into the AARP.
- Insurance for businesses: The Hartford also crafts a number of tailored solutions for businesses of many sizes. It can insure their property, casualty losses, company vehicles, and even professional negligence.
- Investment funds: The Hartford also sponsors a number of mutual funds, but employs another company (Wellington Management) to advise them. These offer investors the chance to buy into an investment vehicle geared towards fixed income with transparency and redeemability.
Although The Hartford is not even one of the top-ten largest property insurers in the country, it still gets sued like it is. It has a litigation record to match any of the other insurance giants in the country. Since 2005, it has been sued thousands of times for countless actions or inactions. However, in most instances, lawsuits typically revolve around issues germane to insurance, property, employment, or corporate matters.
Looking at jury awards and settlement amounts might help us understand the nature of plaintiffs’ successes and failures against The Hartford. Over the last ten years, they have on average fared worse than their counterparts against other large insurance companies. Almost forty percent (40%) of those suing The Hartford received nothing. Another thirty-three percent (33%) recovered under one hundred thousand dollars ($100,000.00). This left only about a quarter of plaintiffs that received more than that, and only a few percent of the group that garnered more than one million dollars ($1,000,000.00). Separating insurance cases from the group, the numbers are not much better, respectively: twenty-five percent (25%), thirty-eight percent (38%), thirty-seven percent (37%), and eleven percent (11%).The Claims Process of The Hartford
As was illustrated above, it is not easy to extract large sums of recovery from The Hartford. Be it in the courtroom or the settlement room, they play tough. The first step, however, is always filing a claim. So, after gathering all the relevant facts, you can call them at 1-800-327-3636 (for auto claims), 1-800-327-3636 (for property claims), or 1-800-327-3636 (for general claims). You can also mail them at the following address:
The Hartford Financial Services Group, Inc.Of course, you can always contact your local field agent to discuss these matters in more detail.
One Hartford Plaza
Hartford, CT 06155
When dealing with The Hartford, just like any other insurance provider, it is important to have legal counsel at your side. They might insure you but they do not represent you. After many accidents, their offer for compromise will be far lower than what you deserve because it is in their financial interest to keep your recovery as law as possible. Also, they have many people on staff to master the ins and outs of insurance law and your plan. Fortunately, history tends to show that their offers will increase upon the initiation of a lawsuit. Of course, it is no coincidence that this is also when victims resort to legal representation of their own.
Get Legal Help For a Chicago Auto Claim Involving the Hartford Now
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