Were you recently involved in an accident by a driver insured by the Hartford Insurance Group? Was the crash the result of the other driver’s negligence? If so, you likely have legal rights to seek financial compensation to recover your damages. The Chicago accident attorneys at Rosenfeld Injury Lawyers LLC have represented thousands of victims injured in accidents. We do not represent insurance companies, but all victims seeking monetary recovery to pay their medical expenses, and recoup lost wages and noneconomic damages including pain and suffering. We accept all personal injury cases and wrongful death lawsuits through contingency fee arrangements to avoid you making any upfront payments for our legal services. If you need an experienced law firm to represent your best interest when dealing with the Hartford insurance group, contact our office to schedule a free, no-obligation case evaluation.
Filing a Claim Against Hartford
If you suffered an injury caused by the negligent actions of another motorist, you will likely need to follow one or two scenarios to obtain compensation. You might have to file a third-party claim against the insurance company covering the defendant, or you will file a claim against your own insurance company’s policy, especially if the other driver was an underinsured or uninsured motorist. Either way, you will likely need to negotiate on your behalf with the insurance carrier or their claims adjuster, which could be devastating to the outcome of your claim. All insurance companies, including Hartford, use proven tactics and their extensive negotiation skills to minimize the amount of payout they give victims filing claims. The insurer does this to maximize their profits for their shareholders. Because of that, many injured victims will hire a personal injury attorney to handle the negotiation process and build the case to take the trial if the insurance carrier is unwilling or unable to make a settlement offer in an amount the victim deserves.
Insurance Solution Options
While the Hartford Insurance Group does not rank in the top ten largest insurance companies in the United States marketplace, they still generate billions of dollars in premiums and millions in profits every year to the joy of their shareholders. For over two centuries, the Hartford Financial Services Group has offered insurance solutions to individuals and companies. The insurance carrier remains a Fortune 500 company and focuses primarily on insurance and investment products that include:
- Individual Insurance – The Hartford offers personal insurance policies for everyday items including cars and homes and products like employee benefits and retirement services. It markets these products primarily through its expansive network of employees, agents, and through a partnership with AARP.
- Business Insurance – The Hartford offers diverse insurance solutions for businesses of any size. The company can ensure commercial properties, casualty losses, company vehicles, and professional negligence.
- Investment Funds – The Hartford manages many mutual funds through the advice of Wellington Management. Their mutual funds offer investors the opportunity to purchase an investment vehicle geared towards fixed income with transparency and redeemability.
In recent years, Hartford has seen a significant rise in the number of litigation cases that have gone to trial by injured victims who were unwilling to accept lowball settlement offers from the insurance carrier. Many of these plaintiffs have sought monetary recompense for property damage, injuries, and losses.
The Hartford Claims Process
Filing a claim and receiving fair compensation to recover from considerable damage is not always a painless process from the Hartford. While many victims receive a settlement offer negotiated out of court, others must take their case to trial and plates help with both the insurance company and the policyholder unwilling to pay the victim what they deserve. According to Illinois state law, claimants must file a claim for compensation before the statute of limitations expires in their case. However, because determining when the clock begins to run out can be challenging, many victims will hire a personal injury attorney to help them determine when they should file a claim for compensation in the appropriate courthouse.
According to the Hartford website, victims can file a claim for compensation for an automobile accident, general claims and property damage by phone at (800) 327-3636 or through mail correspondence at:
The Hartford Financial Services Group, Inc.
One Hartford Plaza
Hartford, CT 06155
Delaying or Denying the Claim
Unfortunately, the Hartford and other insurance companies will delay or deny a claim in bad faith by being unwilling to offer a settlement, hoping that the victim will only go away or use their individual insurance policy for financial recovery. This scenario often occurs after the insurance company asks the victim to provide a written or oral statement as to what happened only to find out that their policyholder might not be partially or entirely at fault for causing the accident. Specific red flags that the insurance company is acting in bad faith and are likely to deny or delay a claim will involve:
- Requesting independent medical exams by physicians with specialties for problems not associated with the victim’s injuries,
- Making massive numbers of requests to obtain duplicate documentation,
- Denying the claim without giving the victim any real explanation of why it is denied or not offering evidentiary proof,
- Not deciding on settling the complaint within a reasonable time frame,
- Not identifying any relevant benefit or policy information concerning the victim before denying the claim.
Using a seasoned litigation attorney with years of experience in resolving cases that have been denied can be highly beneficial to the victim who is facing an uphill battle with an insurance company unwilling to offer a reasonable settlement amount.
Get Legal Help for a Chicago Auto Claim Involving Hartford
If you are overwhelmed with filing and resolving a claim for compensation through Hartford or another insurance company, the accident injury attorneys at Rosenfeld Injury Lawyers LLC can provide you and your family legal assistance now. Let our team protect your rights and provide many options on how to proceed. Our attorneys have years of experience and have obtained millions on behalf of our clients by filing cases against all major insurance companies, including the Hartford. We encourage you to contact us today at (888) 424-5757 to schedule a free claim consultation. We accept all personal injury claims and wrongful death lawsuits through contingency fee agreements. This arrangement will postpone payment of all our legal services until we have successfully resolved your case through a jury trial award or negotiated out of court settlement. Our “No Win/No-Fee” Guarantee promises that you will not pay us anything if we are unable to secure monetary compensation on your behalf.
What the people we have helped have to say!
“I cannot thank Rosenfeld Injury Lawyers enough for representing me in my accident case. I was severely injured and in the hospital for nearly a week, scratching my head about what to do. I am thankful I found the Rosenfeld legal team that was awesome throughout the entire process until they negotiated a settlement with the other driver’s insurance company. The law firm took great care to protect my interests of which I am extremely grateful. They are by far, hands down, the best attorneys I have ever used.”
Jason C. – Elk Grove, Illinois
“If you are looking for a great professional legal firm committed to ensuring your rights are protected, I encourage you to use Rosenfeld Injury Lawyers, the attorneys who represented me in my vehicle accident case. My wife was severely injured, and I suffered a concussion after another driver sideswiped our car while we were on her way home from work. After scheduling an appointment to speak with Jonathan, we came away feeling we had found the right law firm to represent us in our case. Our attorneys developed an effective game plan to ensure we would receive compensation and executed the plan flawlessly. Their attention to detail and their regular communication updates with us made us feel empowered that we could win our case against the other driver who continually made claims that the accident was not his fault. We highly recommend you use Jonathan and his legal team to handle any accident case you have. Two thumbs up.
Charles and Rebecca W – Batavia, Illinois