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Chicago Rideshare Accident Lawyer

Passion, Trust, Results.
$450+ Million Recovered



Legally Reviewed by:

Jonathan Rosenfeld

J.D

  • Over $450 Million worth of case results

  • Awarded The Best Lawyer in 2024 by U.S. News

  • Nationally Recognized in Legal Community

Ridesharing services have transformed the way we commute, offering convenience and flexibility to millions of Chicagoans. However, with the increasing number of rideshare vehicles on the road, accidents have become more common. 

Navigating the aftermath of a ridesharing accident can be complex due to the unique legal and insurance issues involved. At Rosenfeld Injury Lawyers, we specialize in handling these claims, providing expert guidance to ensure victims receive the compensation they deserve. 

Our Chicago ridesharing accident attorneys are here to protect your rights and help you navigate the legal landscape with confidence.

Why Choose Rosenfeld Injury Lawyers

At Rosenfeld Injury Lawyers, we are committed to securing the maximum compensation for clients involved in rideshare accidents in Chicago. Our experienced legal team has a proven track record of handling complex rideshare accident cases and achieving substantial settlements and verdicts. 

$4,000,000

Fatal rideshare passenger accident

$3,500,000

Rideshare passenger shot by driver

$2,855,000

Pedestrian hit by a rideshare vehicle

$2,000,000

Rideshare driver sexual assault case

$1,680,000

Motorcyclist hit by a rideshare vehicle

$1,000,000

Hip and foot injury exiting a vehicle

We meticulously investigate every detail of your case to ensure that all medical expenses, lost wages, and pain and suffering are fully covered. With our deep expertise in rideshare accident claims, we navigate the complexities effectively and fight vigorously for your rights.

Understanding Uber and Lyft Accidents in Chicago

If you frequently use ridesharing services or share the road with Uber and Lyft drivers in Chicago, there are important aspects of these services that you should be aware of. While rideshare and taxi services appear similar, they operate under different legal frameworks. 

Uber and Lyft are categorized as tech companies rather than transportation services, allowing them to bypass many regulations that govern traditional taxi services. This regulatory distinction can make a rideshare vehicle less predictable in terms of safety standards.

These vehicles are typically owned by the Uber of Lyft drivers rather than the rideshare companies themselves, which means these cars are not legally classified as commercial vehicles. 

Consequently, Uber and Lyft drivers are not required to carry commercial insurance, only the minimum personal insurance coverage required by state law. This distinction can complicate matters when it comes to filing claims after an accident, as the coverage limits might be lower than expected.

You might assume that Uber or Lyft would be directly responsible if a driver causes an accident, but the reality is more complicated. Because Uber and Lyft drivers operate as independent contractors, rather than employees, it can be challenging to hold the ridesharing company accountable for a negligent Uber or Lyft driver. The independent contractor status shields these companies from direct liability in many cases, creating a legal hurdle for victims seeking compensation.

The Complexity of Rideshare Accident Claims in Chicago

Rideshare accidents, involving an Uber or Lyft driver, present unique challenges compared to traditional car accident claims. While the nature of the accident might resemble a typical traffic incident, the legal landscape surrounding rideshare claims is considerably more intricate due to several factors.

One of the primary complexities in rideshare accident claims is the involvement of multiple parties, beyond Uber and Lyft drivers. Determining liability can be challenging, as it often includes the rideshare drivers, the ridesharing companies, and possibly other third parties. It is crucial for victims to work with a Chicago rideshare accident attorney to navigate these complexities and establish who is at fault to recover compensation.

Ridesharing companies have layered insurance policies that add to the complexity of claims. These policies typically provide coverage only under certain conditions. For instance, whether a rideshare driver was logged into the app and transporting passengers at the time of the accident can significantly impact insurance coverage. This nuanced detail requires thorough investigation to determine which insurance policy applies.

Ridesharing accident victims often face the challenge of deciding whether to file a claim against the rideshare company’s or the driver’s personal insurance policy. This decision is not straightforward, as ridesharing companies tend to have extensive legal teams to minimize their liability, making it essential for victims to have knowledgeable legal representation on their side.

Given the intricate nature of these claims, having an experienced Chicago ridesharing accident lawyer is indispensable. A skilled attorney can help victims navigate the complexities of liability coverage, identify liable parties, and fight for the compensation they deserve.

What to Do After a Rideshare Accident in Chicago, IL

Experiencing an accident involving an Uber or Lyft driver can be unsettling and confusing, especially with the unique legal and insurance challenges they present. Knowing what steps to take immediately following the incident can protect your rights and improve your chances of securing compensation.

First and foremost, ensure your safety and the safety of others. Move to a safe location if possible and call 911 to report the accident. This will ensure that medical personnel and law enforcement are dispatched to the scene. Even if injuries seem minor, it’s essential to have a medical evaluation to document any potential injuries.

Collect as much information as possible at the accident scene. This includes:

  • The Uber or Lyft driver’s name, contact details, and insurance information
  • Vehicle details such as make, model, and license plate number
  • Contact information for any witnesses
  • Photos or videos of the accident scene, vehicle damage, and any visible injuries
  • Having detailed information will be invaluable when filing claims or legal action.

Both Uber and Lyft have in-app features for reporting accidents. Use these to notify the company of the incident. This step is crucial as it creates an official record with the rideshare service and may assist in claims processing.

When speaking with the other parties involved, witnesses, or insurance representatives, avoid discussing who was at fault. Witness statements made in the immediate aftermath can be misinterpreted and potentially used against you later. Stick to factual observations and let the authorities and your Chicago ridesharing accident attorneys handle the determination of fault.

Follow up with a healthcare professional even if you feel fine. Some injuries may not be immediately apparent and could manifest later. A medical report will also serve as critical evidence for your claim.

Keep records of all accident-related documents and communications, including medical bills, repair estimates, and correspondence with any insurance company. Preserve any evidence that could support your case, such as receipts, records of lost workdays, and ongoing medical treatment.

Contact a skilled Uber or Lyft accident lawyer as soon as possible. An attorney can help you understand your legal rights, guide you through the legal process, and negotiate with insurance companies to ensure you receive fair compensation for medical expenses, lost income, and other damages.

By taking these steps, you can better protect your interests and strengthen your position in any subsequent legal proceedings. With the guidance of an experienced attorney, you can navigate the complexities of a rideshare accident claim and work towards a favorable outcome.

Rideshare accidents can lead to confusion and uncertainty, especially when it comes to pursuing compensation. Understanding your legal options is crucial in determining the best course of action after being involved in an Uber or Lyft accident. Here’s a breakdown of your options based on various scenarios.

As a Passenger in an Uber or Lyft During an Accident

If you’re injured while riding as a passenger in a ridesharing vehicle, you have the right to file a claim against Uber or Lyft’s insurance policy. Both Uber and Lyft offer substantial coverage for passengers, which can provide up to $1 million for bodily injury, property damage, and wrongful death. This insurance is designed to compensate victims for injuries caused by the rideshare company’s negligent driver.

If a Lyft or Uber Driver Hits You While Driving

If you’re involved in an accident where an Uber or Lyft driver collides with your vehicle, the coverage depends on whether the driver was actively engaged in rideshare duties. If the driver was on the clock, meaning they were either en route to pick up a passenger or had a passenger in the car, the rideshare company’s insurance policy should cover your damages. However, if the driver was off-duty, you would need to seek compensation through their personal insurance.

If an Accident Occurs While the Driver Is Heading to a Pickup

When Uber or Lyft drivers cause an accident after accepting a ride request but before picking up the passenger, the company’s insurance typically covers the incident. During this period, the driver is considered to be working, activating the rideshare company’s insurance policy to compensate for any injuries or property damage incurred.

Accidents Involving Active Drivers Without Passengers

Uber and Lyft drivers who are logged into the app and available to accept ride requests but do not have a passenger may also be covered under the company’s insurance if an accident occurs. In these situations, Uber and Lyft typically provide contingent coverage that offers up to $50,000 for injuries per person and $100,000 per accident, in addition to property damage coverage.

Dealing with Inactive Uber or Lyft Drivers

If an accident occurs when rideshare drivers are not logged into the app, they are considered off-duty, and the rideshare company’s insurance will not apply. Instead, the driver’s personal insurance policy will be the primary source of coverage. Victims will need to file a claim with the driver’s insurance provider to seek compensation for any injuries or losses.

Common Causes of Rideshare Crashes in Chicago

Rideshare services like Uber and Lyft have become an integral part of urban transportation in Chicago, offering convenience and flexibility to commuters. However, the rise in rideshare usage has also led to an increase in accidents involving these vehicles. Understanding the common causes of ridesharing accidents can help you and your lawyer build a case.

  • Distracted Driving: Drivers often rely on navigation apps to find their way around the city, and constantly interacting with these apps can divert their attention from the road. Additionally, notifications and communication with passengers through the rideshare app can further distract drivers.
  • Rideshare Driver Fatigue: Drivers frequently work long hours or drive late at night to maximize earnings, which can lead to driver fatigue. Fatigue impairs reaction times and decision-making abilities, increasing the likelihood of accidents. The gig economy’s flexibility can sometimes push drivers to operate beyond safe limits, contributing to this risk.
  • Speeding and Reckless Driving: To increase the number of fares, an Uber or Lyft driver may drive over the speed limit or aggressively to complete rides quickly. Speeding reduces the time available to react to unexpected situations and increases the severity of collisions. Reckless driving behaviors, such as sudden lane changes and tailgating, can also contribute to accidents.
  • Inexperienced Uber or Lyft Driver: Many drivers may be new to professional driving, lacking the experience required to handle complex traffic situations safely. Inexperienced drivers might struggle with navigating Chicago’s busy streets, managing passenger interactions, and maintaining composure under stress, all of which can increase accident risk.
  • Poor Weather Conditions: Chicago’s weather can be unpredictable, with rain, snow, and ice creating hazardous driving conditions. Drivers might not be adequately trained to handle such conditions, leading to accidents caused by skidding, hydroplaning, or reduced visibility. 
  • Vehicle Maintenance Issues: The Lyft or Uber driver is responsible for maintaining their vehicle to ensure safety. However, some may neglect regular maintenance due to time or financial constraints. Issues like worn tires, faulty brakes, or malfunctioning lights can lead to accidents if not promptly addressed.
  • Traffic Violations: Ignoring traffic signals, failing to yield the right of way, and making illegal turns are common violations that can lead to accidents. A rideshare driver may be tempted to take shortcuts or ignore rules to save time, increasing the risk of collisions.
  • Passenger Interference: Passengers can sometimes be a source of distraction, especially if they are unruly, intoxicated, or engaging in disruptive behavior. Such distractions can divert the driver’s attention from the road, leading to potential accidents.

Common Injuries Sustained in Rideshare Accidents

Uber and Lyft accidents can lead to a variety of injuries, ranging from minor to severe. Here are some of the most common injuries passengers and drivers might experience:

  • Whiplash: Whiplash is a frequent injury in rear-end collisions, resulting from the rapid back-and-forth motion of the neck. 
  • Broken Bones: The impact of a crash can lead to fractures in arms, legs, ribs, and other bones. 
  • Head Injuries: Head injuries, including concussions and traumatic brain injuries (TBIs), can occur due to impact with windows, doors, or other parts of the vehicle. 
  • Soft Tissue Injuries: These include sprains, strains, and tears in muscles, ligaments, and tendons. 
  • Cuts and Bruises: Shattered glass and debris from the accident can lead to lacerations and bruises. 
  • Spinal Injuries: Spinal injuries can range from herniated discs to paralysis, depending on the severity of the accident. 
  • Emotional Trauma: In addition to physical injuries, accident victims may experience anxiety, depression, or PTSD, affecting their overall well-being.

Damages Our Chicago Rideshare Accident Attorneys Can Help You Recover

Uber or Lyft accident victims may be entitled to recover various types of damages, depending on the circumstances of the car accident and the severity of the injuries sustained. Here’s an overview of the potential damages we can help you recover through a personal injury claim.

  • Victims can pursue compensation for current and future medical expenses related to the accident, including hospital stays, surgeries, rehabilitation, medications, and any necessary medical equipment.
  • If injuries from the accident prevent victims from working, they can claim lost wages for the time they were unable to work. This includes both past and future earnings if the injuries result in long-term or permanent disability.
  • Compensation for pain and suffering addresses the physical pain and emotional distress caused by the accident. This is a non-economic damage that considers the impact of the injuries on the victim’s quality of life.
  • Victims can also recover compensation for repairing or replacing their vehicle or other personal property damaged in the accident.
  • Injuries can affect relationships with spouses and family members. Compensation for loss of consortium addresses the loss of companionship and support resulting from the victim’s injuries.
  • In Lyft or Uber accident cases where the rideshare driver’s actions were particularly reckless or negligent, punitive damages are intended to punish the wrongdoer and deter similar behavior in the future.

In fatal Uber and Lyft accident cases, the family of the deceased may pursue a wrongful death claim to recover funeral and burial expenses, loss of financial support, and compensation for the emotional pain and suffering endured by the surviving family members. Families can also seek damages for the loss of companionship and guidance that the deceased would have provided.

Contact a Chicago Ridesharing Accident Lawyer Today!

If you’ve been involved in a rideshare accident, navigating the complexities of insurance claims and determining liability can be overwhelming. It’s crucial to have experienced Chicago ridesharing accident lawyers by your side to ensure your legal rights are protected.

Jonathan Rosenfeld, Chicago Personal Injury Lawyer

Rosenfeld Injury Lawyers are seasoned professionals in handling rideshare accident claims. Our team understands the unique challenges these cases present, such as determining third-party liability coverage and negotiating with insurance companies. We offer free consultations and work on a contingency fee basis, meaning you will owe us nothing unless we help you win your personal injury claim. 

Call us today toll-free at (888) 424-5757 or fill in our contact form.

Our downtown office, near the Richard J. Daley Center, Dirkson United States Courthouse, and the Chicago Workers’ Compensation Commission, offers convenient access from Aurora, Joliet, and Waukegan via I-90, I-94, and I-290.

Rosenfeld Injury Lawyers

225 W Wacker Dr #1660
Chicago, IL 60606

Phone: (847) 835-8895
Toll Free: (888) 424-5757

We also serve clients from Buffalo Grove, Champaign, Peoria, Rockford  and throughout Illinois.

Client Reviews

Jonathan Rosenfeld was professionally objective, timely, and knowledgeable. Also, his advice was extremely effective regarding my case. In addition, Jonathan was understanding and patient pertaining to any of my questions or concerns. I was very happy with the end result and I highly recommend Jonathan Rosenfeld.

– Michonne Proulx

Extremely impressed with this law firm. They took control of a bad motorcycle crash that left my uncle seriously injured. Without any guarantee of a financial recovery, they went out and hired accident investigators and engineers to help prove how the accident happened. I am grateful that they worked on a contingency fee basis as there was no way we could have paid for these services on our own.

– Ethan Armstrong

Jonathan Rosenfeld was professionally objective, timely, and knowledgeable. Also, his advice was extremely effective regarding my case. In addition, Jonathan was understanding and patient pertaining to any of my questions or concerns. I was very happy with the end result and I highly recommend Jonathan Rosenfeld.

– Giulia

This lawyer really helped me get compensation for my motorcycle accident case. I know there is no way that I could have gotten anywhere near the amount that Mr. Rosenfeld was able to get to settle my case. Thank you.

– Daniel Kaim

Jonathan did a great job helping my family navigate through a lengthy lawsuit involving my grandmother’s death in a nursing home. Through every step of the case, Jonathan kept my family informed of the progression of the case. Although our case eventually settled at a mediation, I really was impressed at how well prepared Jonathan was to take the case to trial.

– Lisa

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Rosenfeld Injury Lawyers
225 W Wacker Dr #1660
Chicago, IL 60606

Phone: (847) 835-8895
Toll Free: (888) 424-5757

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