Chicago Progressive Insurance Auto Accident Claims Attorneys
The Chicago car accident attorneys at Rosenfeld Injury Lawyers LLC have years of experience in litigating against major insurance companies, including the Progressive Insurance Corporation.
Our legal team stands beside our injured clients to ensure they are adequately compensated for their damages. We have successfully resolved hundreds of auto injury claims and are ready to handle your case. Contact us today at (888) 424-5757 to schedule a free, no-obligation consultation.
We accept all personal injury and wrongful death claims involving auto accidents through contingency fee agreements. This arrangement will postpone payment of our legal services until after your case is resolved through a negotiated settlement or jury trial award. If we are unable to secure financial compensation on your behalf, you owe us nothing.
Background on Progressive Insurance
Founded in Mayfield, Ohio 1937, Progressive Insurance has remained at the top ten of the major insurance companies after GEICO, State Farm, and Allstate insurance companies providing numerous products in different categories including insurance, product liability, maritime disputes, corporate governance, and employment and labor insurance.
Worth billions of dollars, the company generates over $20 billion every year in premiums and pays out millions to victims injured by Progressive Insurance policyholders. The company remains a market leader in the United States insurance industry in automobile insurance that specializes in coverage for passenger vehicles, trucks, boats, motorcycles, and other recreational vehicles. Progressive also provides insurance solutions for commercial vehicles including company trucks, vans, and cars.
Progressive is Known for Under-Valuing Bodily Injury Claims
Like most insurance companies, the Progressive Corporation is a for-profit corporation that must maintain a certain level of profitability to keep their shareholders happy. To do that, they provide incentives to claims adjusters to settle cases for victims of auto accidents for significantly less than the fair value of the case.
Resolving a claim for less than what it is worth can generate profits for the company at the expense of the victims. Unfortunately, all insurance companies, including progressive, extensive experience in negotiating settlements every day, which is significantly different from an average victim who rarely if ever goes through the claims process to obtain compensation for their damages.
Since the insurance company follows proven strategies and tactics to determine the value of the claim, including using the infamous Colossus computer algorithm, they follow a specific protocol in deciding what every bodily injury case is worth, including yours. To be successful in resolving your auto injury case for fair value, you will need to be diligent in proving your side of the claim.
Most victims of Chicago motor vehicle accidents are overwhelmed by the process of filing and resolving a claim and instead turn to the skills of an experienced personal injury lawyer to handle their case for them. The lawyer will gather evidence and facts involving the case that might include:
- The filed police report written at the scene of the accident,
- Past and present medical records that identify new injuries caused in the crash,
- Bills involved in the collision including hospitalization expenses, medical bills, and lost wages due to time away from work,
- Testimony from medical and legal expert witnesses who can prove the extent of the victim’s injuries and who is at fault for causing the accident,
- Photographic evidence from the accident scene and property damage
- Eyewitness accounts from those who witnessed the event,
- Evidence acquired from all vehicles involved in the crash including the other driver’s car,
- Valuation tools used to determine the value of the victim’s non-tangible damages including pain, suffering, mental anguish, and emotional stress.
Steps to Take to Settle Your Chicago Auto Accident Case
While at the scene of the accident, it is imperative to seek out immediate medical attention. In addition to calling 911 for law enforcement officers to come to the accident scene, you should also request an ambulance to transport you to the nearest emergency room for evaluation and diagnostic tests to determine the extent of your injuries.
Seeking out immediate medical care is crucial to proving your case in court even if you think you are not hurt. You just underwent an intensive event, and your adrenaline is likely soaring, which could cause you to be unaware of the extent of your injuries or any injury at all. Only a doctor with diagnostic tools that performs a comprehensive physical examination can help identify if you are injured and to what extent.
In most cases, the police officer will ask for your testimony while you are receiving care at the hospital. It is best to tell the law enforcement officer that you will provide the statement they need for their police report in due time after you have received care and spoken to your attorney. In the days following the accident, you will likely file a claim with Progressive Insurance, or another insurance carrier, seeking financial compensation because the other driver is at fault for your damages.
Probably, the claims adjuster or insurance carrier will ask that you provide an oral or written statement to tell your side of the story. Our attorneys advise you to never speak to anyone, including the insurance company or their adjuster without being in the presence of an attorney protecting your rights.
Many insurance companies will use the information you provide as a weapon against you to diminish the value of your case or deny your claim outright. Let your attorneys handle the defendant, the defendant’s attorneys, the insurance company and others who need information to settle your case.
Should I Accept the Settlement Offer?
One of the essential tactics an insurance carrier will use is to offer a quick settlement to resolve and close your case. Our attorneys advise you not to accept the initial offer but instead seek out legal representation to assist you in determining the real value of your case.
In the days following the accident, you are likely unaware of the extent of your damages including how severe your injuries are and what will be required to restore your health, if possible.
To ensure that you receive proper medical care to determine the actual value of your case before discussing a settlement amount. Your attorney can help you get proper medical attention without the need to pay out-of-pocket for your care.
Experienced Illinois Auto Accident Attorneys Handling Progressive Insurance Claims
The motor vehicle accident attorneys at Rosenfeld Injury Lawyers LLC understand the hardship victims endure when dealing with Progressive Insurance. We guarantee that from the time you retain our legal services, our attorneys will work on your behalf to protect your legal interests and ensure your family receives the financial compensation they deserve.
Our team of attorneys has successfully resolved many personal injury and auto accident claims for our clients who were injured by a Progressive policyholder. Let our team begin providing legal representation on your behalf starting today. Contact us at (888) 424-5757 to schedule a free, no-obligation case consultation.
We accept every personal injury claim and wrongful death lawsuit through a contingency fee arrangement. This agreement postpones payment of our legal services until after we have successfully resolved your case through a jury trial award or negotiated out of court settlement.
Our "No-Win/No-Fee" Guarantee means that if we are unable to obtain compensation on your behalf, you will owe us nothing. Time is of the essence in that you must file all the necessary paperwork in the proper Illinois courthouse before the state statute of limitations expires.
Read what the people we have helped have to say!
“My family faced a catastrophe when my father died in a car crash outside Joliet that involve multiple vehicles including a commercial truck and a motorcycle. Everyone at the scene of the accident was pointing fingers at him saying he was to blame. We were not sure about what to do but contact a Rosenfeld Injury Lawyers hoping they could help. Jonathan and his attorneys went to work right away on my father’s behalf and investigated the accident to determine what happened. They subpoenaed the court to get footage from a video camera down the street that had captured images that showed exactly what had happened. Jonathan’s lawyers were able to show that my father was just one more victim in a horrific accident and not at all responsible for causing the collision. My family will be forever grateful and what Mr. Rosenfeld did for us while holding those at fault for the accident accountable. My father went from handling the case on his own that led to having his claim denied to turning everything over to Rosenfeld Injury Lawyers and getting the financial help he needed to pay his bills and receive medical care, so he could return to work. We feel blessed to have had great representation and remain eternally grateful that his attorneys were able to help my dad.”
Carey Anne T. – Evanston, Illinois
“I highly recommend Rosenfeld injury lawyers to my relatives and friends after I received the best legal care and advice in handling my case. The action taken by Mr. Rosenfeld and his paralegals was outstanding in handling my case, answering my questions, and giving me legal options on what to do.”
Sarah U. – East St. Louis, Illinois