With shows like “Treehouse Masters” amassing popularity in American culture, many adults are turning the backyard into the playground of their fantasies. Treehouses and trampolines are ever-popular with children and adults. While putting a trampoline in the backyard may seem like a great idea to get the kids out of the house, adults may want to think twice before investing in them. Your homeowners insurance policy may not provide coverage for injuries that result from the use of trampolines or treehouses. Make sure that you discuss coverage options with your insurance agent before you spend thousands of dollars on a new trampoline or treehouse.
About three percent of all American households have a trampoline. Insurance corporations spend over $280 million to provide treatment for those who suffer injuries on trampolines. Because of these statistics, homeowners are facing greater difficulty in securing insurance coverage for trampolines at affordable rates.