Dogs are extremely popular pets, with nearly half of American households owning one or more of them. They are also the cause of many homeowners’ insurance claims, with dog bites representing nearly one in five claims filed each year. The rise in the number of dog attack related claims shows that many dog owners are failing to properly train and control their animals or to supervise them while they interact with children or strangers. Just over half of these incidents involve an animal that the victim is familiar with in some way— such as the pet of a friend or family member.
Insurance Claims Top $600 Million in 2016 for Dog Related Incidents
Statistics over the last 13 years have shown a steady increase in the number of dog bites and the financial cost of providing compensation to victims. In 2003, just over $324 million in homeowners claims were paid out nationwide, with an average claim of $19,000. Last year, over $602 million was paid out to dog attack victims and the average claim was over $33,000. This is an increase of nearly 86%.