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Chicago Nationwide Insurance Auto Accident Claims Lawyer

If you, or a loved one, were seriously injured in an auto accident involving Nationwide Insurance, the Chicago car accident attorneys at Rosenfeld Injury Lawyers LLC can help you obtain the compensation you are entitled to receive under Illinois law.

Our attorneys have successfully negotiated bodily injury claims on behalf of our clients who received serious injuries in auto accidents on Illinois roads and highways. Contact our law office for a free review of your legal options to pursue an insurance claim or lawsuit against a Nationwide insured in the Chicago area.

We accept all personal injury claims and wrongful death lawsuits a contingency fee agreement, meaning we will postpone payment of all upfront fees until after we have successfully resolved your case through a negotiated out of court settlement or jury trial award.

Nationwide Auto Accident Claims FAQs

Below are some frequently asked questions related to auto injury claims with Nationwide Insurance. We appreciate that you may have additional questions about your situation, we welcome you to contact our Chicago, IL car accident attorneys for a free consultation regarding your legal options.

How Long Does It Take to get a Settlement Check From Nationwide?

Typically, the claims adjuster will make an initial settlement offer to the injury victim within a few weeks or months after the accident. However, the amount of compensation they present is usually a lowball offer insufficient to cover the victim's medical expenses, lost wages, property damage, and pain-and-suffering.

Sometimes, victims do not receive personal injury compensation until at least two years have passed. These cases involve severe injuries and wrongful death, where the settlement will be significantly higher than the 10,000-$20,000 offered to resolve minor cases.

How can I Prove My Pain-and-Suffering?

Determining the value of non-economic damages, including emotional trauma, mental anxiety, pain-and-suffering, can be challenging. However, the steps to ensuring you receive payment for your non-tangible damages would include:

  • Gather your medical records and the doctor's prognosis of your condition
  • Keep all your medical bills and ongoing expenses for treatment, physical therapy, and rehabilitation
  • Ensure you have eyewitness statements to provide testimony at trial if required
  • Take photographic evidence of your injuries, disfigurements, and scars associated with the accident
  • Maintain psychiatric and psychological records to show the emotional trauma you are dealing with in getting out of your life after the crash

An attorney working on your behalf can ensure that you evaluate the worth of your pain, suffering, emotional trauma.

Do Collision Claims Affect Insurance?

Any claim for compensation made against an insurance policy could affect annual rates, primarily if the policyholder was at fault for causing the crash. While the police might initially identify the policyholder as the at-fault driver in the accident, the insurance company will decide when resolving the claim.

At least one motorist involved in the accident will be found responsible for causing the collision in many scenarios. Other times, the motorist at fault for causing the accident was uninsured, underinsured, or a hit-and-run driver without auto insurance.

What is the Average Payout for Personal Injury?

The unique circumstances of your case will determine the value of your compensation claim. If your injuries are severe or you lost a loved one through wrongful death due to someone else's negligence, you will likely receive more money than when involved in a minor crash.

Minor injuries and minimal property damage might be resolved for $3000-$20,000 or more. Accidents with severe injuries and wrongful death might resolve up to $300,000 or more in a negotiated settlement or jury trial award.

How Much can You get for Bodily Injury?

You will need to determine the value of the case based on the extent of your bodily injury and the driver's policy limits found at fault for causing the crash. Insurers often pay hundreds of thousands of dollars or less per person who is injured in the accident.

However, there is usually a cap of $300,000 or less as the maximum total payouts for all victims involved in the crash.

What is the Difference Between Bodily Injury and Medical Expenses?

The insurance company provided the policyholder with bodily injury liability coverage to pay for any bodily injury damages caused by a crash. Alternatively, all insurers will pay out medical payments involved in the accident regardless of which driver was responsible for causing the crash.

Nationwide Insurance: The Growth of a Giant

Nationwide Mutual Insurance Company is the fourth largest insurer in the United States, providing vehicle insurance and financial services to individuals and companies across America behind State Farm, GEICO, and Allstate. While the company is worth hundreds of billions of dollars, they generate more than $7 billion every year in premiums, less than the payout of millions to victims injured by their policyholders.

Like all other insurance companies, Nationwide used a useful business model to minimize their settlement offers to resolve claims filed against the company. Unfortunately, Nationwide is more interested in keeping their shareholders happy instead of ensuring that victims are adequately compensated for their injuries and damages.

Filing a Bodily Injury Claim Against Nationwide

Suppose you were involved in an auto accident with injuries suffered by a Nationwide policyholder's negligent actions. In that case, you have the legal right to file a compensation claim to ensure you recover your financial damages.

The process through Nationwide seems straightforward. The insurer states that you can file a claim on the company website, mobile app, or telephone at (800) 421-3535.

After the claim has been filed, the insurer will assign a claims adjuster to your case, who will handle every aspect of the case from repairing your vehicle to ensuring you receive medical care if necessary.

However, during the initial stage, the claims adjuster or insurance carrier might ask you to make an oral or written statement to provide your side of the story. Do not be fooled.

Often, insurance companies could use this information against victims as a weapon to diminish the value of your case or outright denied paying on your claim. Instead, never sign any documentation or provide any testimony at all to anyone, including the claims adjuster and insurance company, about what happened in the incident unless you have the advice of counsel.

Your experienced personal injury attorney will likely handle every aspect of your claim or wrongful death case and talk directly with the insurance company on your behalf, including providing your testimony when appropriate.

Steps You can Take to Help Smooth out the Nationwide Claims Handling Process

Even though you should not say anything, there are certain things that you must do to help prove your compensation case. Your obligation, or your lawyer's responsibility, demonstrates how others are responsible for causing your injuries and damages, like the Nationwide policyholder involved in the event.

Typically, the insurance company will want to know specific facts, including:

  • The time and date that the incident occurred,
  • The exact location where the accident happened,
  • Your contact information and the information of others involved in the crash, including witnesses, the policyholder, and passengers,
  • The extent of property damage you experienced
  • the medical professional's prognosis of your condition, including medical treatments
  • The details of your injuries that might include photographic evidence,
  • The list of property or vehicles that were damaged or involved in the event

You must ensure that all the information you provide is accurate before giving it to the adjuster or insurance company. Hopefully, at this point, you have obtained an attorney who can assist you in communicating with the insurance carrier to minimize any scrutinization process they might perform in an attempt to diminish the value of your case.

You should never agree to sign a medical authorization form or employee record form without the advice of your attorney. The insurance company could use your medical documentation, including medical problems you had decades ago, to deny your claim or diminish its value.

They might not use this information until your case goes to trial because the insurance carrier is unwilling to provide an acceptable offer to settle your case. The amount they offer to restore you for your financial damages in no way would affect your workers' compensation benefits if you were injured on the job.

Settling Your Auto Injury Claim With Nationwide

Nearly all claims adjusters working for Nationwide and other insurance companies will move quickly to offer you a settlement amount to close your case. However, during the early stages of your claim, you likely are unaware of the full scope of your losses, damages, and injuries.

There is no way you could make an informed decision about how much to accept to settle your case without knowing the extent of your damages. Your attorney can help you determine the extent of your expenses to ensure you receive full compensation for:

  • Hospitalization costs and medical bills,
  • Ongoing medical expenses,
  • Lost wages due to time away from work because you are injured,
  • The loss of future earnings because you now suffer a temporary or permanent disability from the accident,
  • Long-term expenses including the need for additional surgery, medical records, hospitalization, rehabilitation, therapy, and other care,
  • Non-tangible damages including mental anxiety, emotional stress, pain, suffering, and grief,
  • Funeral bills and medical expenses involving wrongful death cases,
  • Punitive damages if allowed by the judge when the defendant's egregious actions led to your injuries or the death of a loved one.

Hiring a Chicago personal injury lawyer to fight on your behalf might be the best legal decision you make to resolve your case for financial compensation successfully. A lawyer is not intimidated or overwhelmed by the process and can ensure your rights are always protected when filing the claim, providing testimony, speaking to the defendant's lawyers, negotiating a settlement, or presenting evidence at trial when necessary.

While Nationwide markets its products as always being "on your side," they are not. The insurer is significantly more interested in maintaining their profits, typically at the expense of victims injured by Nationwide policyholders.

Our experienced attorneys understand that you might be unaware of the intricacies of dealing with the insurance company and their claims process. You might not know about the necessary underlying substantive law that will be required to resolve your car crash case.

Because of that, we offer legal services to victims of motor vehicle accidents involving minor to catastrophic injuries and death. If your loved one was injured or died through the negligent hands of Nationwide policyholders, let our legal team protect your rights and provide legal options on how to proceed in obtaining compensation to recover your damages.

Hiring a Chicago Nationwide Auto Accident Claims Lawyer

We encourage you to contact the Chicago car accident attorneys at Rosenfeld Injury Lawyers LLC to schedule a no-obligation, free initial case consultation. We accept all personal injury claims and wrongful death lawsuits through contingency fee arrangements.

This agreement postpones the need for paying us upfront for our legal services. Instead, we offer a "No Win/No-Fee" Guarantee, meaning if we cannot secure financial compensation on your behalf, you owe us nothing. Time is of the essence, and your case must be filed before the state statute of limitations expires.

Contact our in Cook County law firm today at (888) 424-5757 (toll-free phone call) or through the contact form to schedule a free consultation. All discussions with our Chicago car accident lawyers remain confidential through an attorney-client relationship.

Please do not send sensitive information about your personal injury case through voicemail, email, or text message. Our attorneys follow social distancing guidelines to prevent the spread of Covid-19 (coronavirus).


Read what the people we have helped have to say!

"I was just represented in an automobile accident injury case by Jonathan at Rosenfeld injury lawyers. When I first called his law office, he was extremely attentive when listening to me about what happened and meticulous in evaluating and reviewing my case to see if I could be compensated for my damages. His paralegals and staff were excellent and stayed in communication throughout the entire process. The staff made me feel confident that I had chosen the best team to represent me in filing a lawsuit against the other driver. While I have hired other attorneys in the past, I have never been more impressed with the empathetic care and service this law firm gave me, and likely all their other clients. I highly recommend the Rosenfeld lawyers to anyone who needs legal help."

Daniel W. – Quincy, Illinois

"Jonathan went the extra distance in getting the other driver’s insurance company to pay me what I needed to get medical attention and my car fixed after a crash. His legal team was very kind to me and answered every question I had to make sure I understood what was going on. I know that there are lots of attorneys to hire, but I recommend everyone use Rosenfeld Injury Lawyers because they always kept my best interests protected when they were fighting aggressively to get what I needed. If you need a lawyer, call them immediately. They were there to help me, and I am sure they will help you too. p.s., I never had to pay anything upfront at all to have them represent me."

Sylvia N – Chicago, Illinois

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Client Reviews
Jonathan Rosenfeld was professionally objective, timely, and knowledgeable. Also, his advice was extremely effective regarding my case. In addition, Jonathan was understanding and patient pertaining to any of my questions or concerns. I was very happy with the end result and I highly recommend Jonathan Rosenfeld. Michonne Proulx
Extremely impressed with this law firm. They took control of a bad motorcycle crash that left my uncle seriously injured. Without any guarantee of a financial recovery, they went out and hired accident investigators and engineers to help prove how the accident happened. I am grateful that they worked on a contingency fee basis as there was no way we could have paid for these services on our own. Ethan Armstrong
This lawyer really helped me get compensation for my motorcycle accident case. I know there is no way that I could have gotten anywhere near the amount that Mr. Rosenfeld was able to get to settle my case. Thank you. Daniel Kaim
Jonathan helped my family heal and get compensation after our child was suffered a life threatening injury at daycare. He was sympathetic and in constant contact with us letting us know all he knew every step of the way. We were so blessed to find Jonathan! Giulia
Jonathan did a great job helping my family navigate through a lengthy lawsuit involving my grandmother's death in a nursing home. Through every step of the case, Jonathan kept my family informed of the progression of the case. Although our case eventually settled at a mediation, I really was impressed at how well prepared Jonathan was to take the case to trial. Lisa