If you, or a loved one, were involved in a Chicago car accident involving Nationwide Insurance, the accident injury attorneys at Rosenfeld Injury Lawyers LLC can help you obtain the compensation that you are entitled to receive under Illinois law. Our Chicago injury attorneys have successfully negotiated injury claims on behalf of our clients who were injured in auto accidents. Contact our law office today for a free review of your legal options to pursue an auto crash compensation claim or lawsuit against a Nationwide insured. We accept all personal injury claims and wrongful death lawsuits a contingency fee agreement, meaning we will postpone payment of all upfront fees until after we have successfully resolved your case through a negotiated out of court settlement or jury trial award.
Nationwide Insurance is the fourth largest insurer in the United States providing vehicle insurance and financial services to individuals and companies across America behind State Farm, GEICO and Allstate. While the company is worth hundreds of billions of dollars, they generate more than $7 billion every year in premiums less the payout of millions to victims injured by their policyholders. Like all other insurance companies, Nationwide used as an effective business model to minimize their settlement offers to resolve claims filed against the company. Unfortunately, Nationwide is more interested in keeping their shareholders happy instead of ensuring that victims are adequately compensated for their injuries and damages.
Filing a Claim Against Nationwide
If you were involved in an accident with injuries suffered by the negligent actions of a Nationwide policyholder, you have the legal right to file a claim for compensation to ensure you recover your financial damages. The process through Nationwide seems straightforward. The insurer states that you can file a claim on the company website, on their mobile app or by telephone at (800) 421-3535. After the claim has been filed, the insurer will assign your case a claims adjuster who will handle every aspect of the case from repairing your vehicle to ensuring you receive medical care if necessary. However, during the initial stage, the claims adjuster or insurance carrier might ask you to make an oral or written statement to provide your side of the story. Do not be fooled. Often, insurance companies will use this information against victims as a weapon to diminish the value of your case or outright denied paying on your claim. Instead, never signed any documentation or provide any testimony at all to anyone, including the claims adjuster an insurance company about what happened in the incident unless you have the advice of counsel. Your attorney will likely handle every aspect of your case and talk directly with the insurance company on your behalf including providing your testimony when appropriate.
Even though you should not say anything, there are certain things that you must do to help prove your case for compensation. It is your responsibility, or the responsibility of your lawyer, to demonstrate how others are responsible for causing your injuries and damages, like the Nationwide policyholder involved in the event. Typically, the insurance company will want to know specific facts including:
- The time and date that the incident occurred,
- The exact location where the accident happened,
- Your contact information and the information of others involved in the crash including witnesses, the policyholder, and passengers,
- The extent of property damage you experienced
- The details of your injuries that might include photographic evidence,
- The list of property or vehicles that were damaged or involved in the event.
You must ensure that all the information you provide is accurate before giving it to the adjuster or insurance company. Hopefully, this point you have obtained an attorney who can assist you in communicating with the insurance carrier to minimize any scrutinization process they may perform in an attempt to diminish the value of your case. At no time should you ever agree to sign a medical authorization form or employee record form without the advice of your attorney. The insurance company can use your medical documentation, including medical problems you had from decades ago, to deny your claim or diminish its value. They might not use this information until your case goes to trial because the insurance carrier is unwilling to provide an acceptable offer to settle your case.
Settling Your Claim
Nearly all claims adjusters working for Nationwide and other insurance companies will move quickly to offer you a settlement amount to close your case. However, during the early stages of your claim, you likely are unaware of the full scope of your losses, damages, and injuries. Without knowing the extent of your damages, there is no way you could make an informed decision about how much to accept to settle your case. Your attorney can help you determine the extent of your expenses to ensure you receive full compensation for:
- Hospitalization costs,
- Ongoing medical expenses,
- Lost wages due to time away from work because you are injured,
- The loss of future earnings because you now suffer a temporary or permanent disability from the accident,
- Long-term expenses including the need for additional surgery, hospitalization, rehabilitation, therapy, and other care,
- Non-tangible damages including mental anxiety, emotional stress, pain, suffering, and grief,
- Funeral bills and medical expenses involving wrongful death cases,
- Punitive damages if allowed by the judge when the defendant’s egregious actions led to your injuries or death of a loved one.
Hiring an attorney to fight on your behalf might be the best legal decision you make to successfully resolve your case for compensation. A lawyer is not intimidated or overwhelmed by the process and can ensure your rights are always protected when filing the claim, providing testimony, speaking to the defendant’s lawyers, negotiating a settlement, or presenting evidence at trial when necessary.
Retaining an Illinois Attorney to Protect Your Interest in a Nationwide Insurance Claim Involving Injury or Death
While Nationwide markets their products as always being on your side, they are not. The insurer is significantly more interested in maintaining their profits typically at the expense of victims who were injured by Nationwide policyholders. Our attorneys understand that you may be unaware of the intricacies of dealing with the insurance company and their claims process. You might not know about the necessary underlying substantive law that will be required to resolve your case. Because of that, we offer legal services to victims of accidents involving injuries and death.
If your loved one was injured or died through the negligent hands of Nationwide policyholders, let our legal team protect your rights and provide legal options on how to proceed in obtaining compensation to recover your damages. We encourage you to contact the Chicago accident injury attorneys at Rosenfeld Injury Lawyers to schedule a no-obligation, free initial case consultation. We accept all personal injury claims and wrongful death lawsuits through contingency fee arrangements. This agreement postpones the need for paying us upfront for our legal services. Instead, we offer a “No Win/No-Fee” Guarantee, meaning if we are unable to secure financial compensation on your behalf, you owe us nothing. Time is of the essence, and your case must be filed before the state statute of limitations expires. Contact us today. Let’s start working on your case now.
What the people we have helped have to say!
“I was just represented in an automobile accident injury case by Jonathan at Rosenfeld injury lawyers. When I first called his law office, he was extremely attentive when listening to me about what happened and meticulous in evaluating and reviewing my case to see if I could be compensated for my damages. His paralegals and staff were excellent and stayed in communication throughout the entire process. The staff made me feel confident that I had chosen the best team to represent me in filing a lawsuit against the other driver. While I have hired other attorneys in the past, I have never been more impressed with the empathetic care and service this law firm gave me, and likely all their other clients. I highly recommend the Rosenfeld lawyers to anyone who needs legal help.”
Daniel W. – Quincy, Illinois
“Jonathan went the extra distance in getting the other driver’s insurance company to pay me what I needed to get medical attention and my car fixed after a crash. His legal team was very kind to me and answered every question I had to make sure I understood what was going on. I know that there are lots of attorneys to hire, but I recommend everyone use Rosenfeld Injury Lawyers because they always kept my best interests protected when they were fighting aggressively to get what I needed. If you need a lawyer, call them immediately. They were there to help me, and I am sure they will help you too. p.s., I never had to pay anything upfront at all to have them represent me”
Sylvia N – Chicago, Illinois