photo__2408910_rosenfeld

Legally Reviewed by:

Jonathan Rosenfeld
J.D

March 6, 2024

Over $400 Million worth of case results

Awarded The Best Lawyer in 2024 by U.S. News

Nationally Recognized in Legal Community

As one of the top 10 US cities where you’re most likely to get into a car accident, Louisville isn’t getting any safer for road users. [1] Your life may never be the same again after an auto accident. It’s vital that the other driver is held accountable for their actions.

An experienced Louisville car accident lawyer from our team can help you protect your rights and get fair compensation. Read on to learn more about what you must do after an accident, how to recognize tactics used by insurance companies, and how much you could potentially win in damages.

Types of Cases Our Louisville, KY Car Accident Lawyers Handle

Serious car accident injuries disrupt the lives of accident victims. We understand how difficult it can be for you to bring normalcy back to your life. Our Louisville car accident lawyers are highly skilled at handling all types of car accident cases. Regardless of how complex your case may be, we’ll fight to protect your rights and get you properly compensated.

  • Rear-End Collisions – Drivers not paying attention or following the car in front of them too closely can cause a rear-end collision as they haven’t left themselves enough time and space to safely brake if the car ahead stops or slows down.
  • Highway Collisions – Speeding, reckless driving, and merging are some of the most common types of highway collisions. They often lead to fatalities as these accidents happen at higher speeds. Louisville had 161 highway collision fatalities in 2023. [2]
  • Side-Impact and T-Bone Collisions – These accidents happen when vehicles are traveling parallel and one crashes into the other. They’re highly dangerous as the impact can cause vehicles to lose control or collide with traffic coming from the other direction.
  • Head-On Collisions – Drivers who cross the centerline or drive the wrong way can end up crashing straight into another car. Head-on collisions are very serious because the impact is magnified and injuries tend to be fatal.
  • Multi-Vehicle Pile-Ups – These accidents can be extremely dangerous as several vehicles are involved and more people suffer injuries. It’s also difficult to ascertain fault in multi-vehicle accidents.
  • Blind Spot Collisions – Drivers who fail to check their blind spot before merging or changing lanes end up colliding with vehicles they can’t see. Larger vehicles in particular have significant blind spots.
  • Rollover Accidents – Accident victims can suffer serious injuries in rollover accidents as they’re trapped inside a car flipping over on its side or onto its roof. These accidents usually occur due to overspeeding or reckless driving.

What to Do After a Car Accident in Louisville, KY

Car accidents are very stressful and leave you feeling overwhelmed. You may also be injured and your first priority must be to call 911 immediately to get medical treatment for yourself and others in the car.

If you’re able to move, it’s a good idea to exit the car so that you’re not in the path of oncoming traffic. What you do next can make or break your car accident claim. It’s best to follow these steps to make sure that your rights are protected and you have the best shot of being compensated.

  • Exchange Information – It’s vital that you get the name and insurance information of the driver who caused the accident. If there were people around who witnessed the crash, get their contact information as well. It will prove to be very useful when you file your claim.
  • Take Photos and Videos – Your claim needs to be backed up with solid evidence. If possible, capture photos and videos of the auto accident. Record all damage done to your vehicle and property. Take photographs of traffic and street signs, skid marks, and any other obstructions. They’ll help your personal injury lawyers create a solid case.
  • Give Your Statement – Law enforcement will turn up at the accident scene to take statements from everyone involved. Explain what happened in as much detail as you can as the accident report can serve as vital evidence later on. Don’t forget to take a copy for your records and get the details of the officer who makes the report.
  • Never Admit Fault – Don’t say anything that might give the impression that you’re admitting fault for the accident. Doing so might make it impossible for you to recover damages. Never admit fault to the other driver, their car accident attorneys or insurance company.
  • Don’t Sign Anything – Make it a point to not sign anything that you receive from the other driver or their insurance adjuster. They’ll only be looking out for themselves and you may sign away your right to recover compensation. Never sign anything before discussing it with your Louisville car accident attorney.
  • Get a Lawyer – You need to retain a car accident lawyer to get fairly compensated for your automobile accident as quickly as you can. This gives them enough time to quickly secure all of the evidence and take any necessary action to safeguard your rights.

Insurance Company Tactics and How a Louisville Car Accident Attorney Can Help

The Insurance company doesn’t have your best interests at heart. Their only goal is to deny injury victims claims for as long as they can or if they really have to pay, compensate as little as possible. They have several tactics they use to avoid paying you fair compensation.

It’s a good idea to familiarize yourself with the tactics insurance companies use so you can spot them quickly and safeguard your chances of being properly compensated. Their strategies include:

Getting You to Admit Fault

When you report the accident to the insurance company, they’ll try to extract information in a way that compromises your claim. They’ll focus on trying to get you to admit fault for the accident as it would save them from having to pay out a huge claim.

Using Social Media Against You

Insurance companies have entire departments dedicated to sifting through your social media profile for any evidence that they can use to either claim that the accident was a result of your reckless actions or that the injuries you’re claiming aren’t as serious. Be mindful of your social media privacy.

Making You Sign AaMedical Release

You don’t need to sign a medical release but the insurance companies won’t tell you that because they want access to your medical records. They’re fishing for any detail that helps them claim you had a pre-existing injury so that they can deny the claim.

Pushing You to Accept a Low Settlement Offer

Once the insurance companies figure out that you have a solid claim, they’ll quickly send a settlement offer, but it’s almost always going to be much less than what you possibly could get. Never accept their lowball offers.

Filing a Car Accident Lawsuit With Rosenfeld Injury Lawyers

Our Louisville car accident lawyers have over 25 years of relevant experience and understand the legal intricacies of car accident claims. We’re committed to getting you the maximum compensation possible for injuries caused by someone else’s negligence.

This is what you can expect when you contact our personal injury law firm:

  • Free Consultation – We’ll provide an in-depth consultation for free. Let us know what happened and we’ll look at all of the legal aspects to let you know how much you can potentially get in damages.
  • Thorough Investigation – Your case will be thoroughly investigated by our law firm to find all of the parties that you can sue for damages. We’ll investigate the accident scene, contact any eyewitnesses, and compile all of the evidence to provide the best legal foundation for your claim.
  • Expert Consultations – We work with some of the best experts in healthcare and auto accident reconstruction to solidify claims with their expert opinions. It’s an important step to highlight the pain and suffering you’ve experienced as a result of the accident.
  • Negotiations With Insurance Companies – Our solid foundation for your claim ensures that we enter negotiations with insurance companies from an advantageous position. Their tactics don’t work on our law firm as we understand the games they play. Our focus remains on getting you the highest compensation possible.
  • Preparing For Trial – We immediately start preparing for trial if a settlement can’t be reached. A skilled Kentucky personal injury lawyer will provide forceful advocacy backed by irrefutable evidence to win big for you.

Types of Claims That Car Crash Victims Can Pursue

You may have a claim against different parties in addition to the other driver’s insurance company. This will depend upon how they contributed to your car accident. The types of claims you can pursue for your accident can include:

Fault-Based Injury Claims

Since Kentucky is a choice no-fault state, claims under the other driver’s insurance policy may be limited. However, it remains possible to seek compensation from the other driver’s insurance company for fault-based claims.

Drivers in Louisville, Kentucky, are required to have minimum insurance coverage of 25/50/25 or $25,000 per person for bodily injury, $50,000 in total for all injured parties in an accident, and $25,000 for property damage coverage. [3]

This is how much you can potentially get if the other driver has the minimum policy limit insurance. If your expenses have totaled more than that, you can utilize other legal means such as underinsured motorist coverage to seek more compensation.

Personal Injury Protection Claims

You may also have a personal injury claim under your policy with your own insurance company. All drivers in Kentucky are required to have an insurance policy with a $10,000 minimum in personal injury protection per accident. You’re eligible for this compensation regardless of who was at fault for the car accident.

Even your own insurance company wouldn’t be quick to cut you that check. They’ll pull out all the stops to pay you as little as possible. That’s why having an experienced Louisville car accident attorney can be so helpful when dealing with them.

Vicarious Liability Claims

If an employee causes a car accident while driving for work, their employer may have to pay compensation. The aforementioned 25/50/25 minimum insurance coverage limits apply. This is referred to as vicarious liability and Kentucky law mandates that companies are responsible for the negligent acts of their employees.

Vicarious liability doesn’t apply to rideshare drivers. For example, if your accident was caused by someone driving an Uber, you’ll have a car accident lawsuit against the driver but not against Uber as rideshare drivers are classified as independent contractors and not employees.

Product Liability Claims

You may have a claim against the manufacturers or suppliers of defective parts if those parts played a contributing role in the accident. Manufacturing defects in the vehicle itself will also open up the carmaker to product liability claims.

Any claims would be entertained based on the limits of the general liability insurance those companies have. Kentucky doesn’t have any minimum limits for this insurance.

DRAM Shop Liability Claims

Drunk driving is one of the major causes of car accidents in the country. You may be able to sue an establishment for compensation if it served alcohol to a person who caused a drunk driving accident.

How much you’re able to claim against that establishment will largely depend on their insurance policy since there are no mandatory policy limits for such businesses.

Claims Against Government Entities

If your car accident is caused by poorly maintained roads, improper road construction, or other such issues, you may have a claim against the government. There are special regulations that apply to claims against the government that your Louisville car accident attorney will be able to guide you through.

You Have Limited Time to File a Car Accident Claim

The statute of limitations is a non-negotiable time frame in which you must file your claim. It won’t be entertained if you file once the time is up. You have one year under Kentucky law to file a claim for your Louisville car accidents. The time frame is also one year for wrongful death claims.

If you or someone you know has been in an accident, the best course of action is to immediately contact an experienced car accident lawyer. Our law firm will make sure your claim gets filed on time so that you’re not prevented from recovering damages on a technicality. The free case evaluation we offer ensures you know for sure if you have a claim not barred by time without having to pay anything upfront.

Proving Fault for a Car Wreck in Louisville, KY

Since Kentucky is a no-fault jurisdiction, car accident victims in Louisville are required to initially obtain compensation for losses and other expenses with their own insurance. At-fault claims can be filed in a specific car accident case, depending on the applicable state and federal laws in addition to other factors that help establish negligence.

However, Kentucky is also a pure comparative negligence state. What that means is there’s a greater burden of proof on the auto accident victims to show that the accident was caused primarily because of the at-fault driver.

Only experienced car accident lawyers best understand these technicalities. Working with our law firm guarantees that your claim is based on all applicable laws to provide you with the best shot of winning the maximum compensation.

Damages That Our Louisville Car Accident Attorneys Can Help You Recover

After you contact us for a free car accident case evaluation, our skilled lawyers will conduct a detailed assessment to figure out potential liable parties for your car accident and how much you could potentially seek in damages. What can be claimed will also depend on who’s filing the claim. For example, family members may recover compensation for wrongful death.

We’ll fight for your rights throughout the entire process to get you justice and the compensation you deserve for lost income, current and future medical bills, pain and suffering, emotional trauma, disability, vehicle replacement, loss of enjoyment of life, loss of income potential, and other claims.

The Cost of Hiring a Louisville Car Accident Lawyer

We understand you may feel hiring an experienced Louisville auto accident lawyer who can get you justice will be expensive. At Rosenfeld Injury Lawyers, we remain committed to getting you the compensation you need to get your life back on track. Our law firm will fight for you on a contingency fee basis. This simply means that you don’t have to pay us anything throughout the entire process.

We’ll aggressively pursue your claim against all liable parties to get you the highest compensation possible, even if that means going to trial. You won’t have to pay us anything as long as the matter is pending.

Our law firm only gets paid once you get paid. The fee will be a percentage of your confirmed settlement offer. The contingency fee basis also means that if you don’t win, you won’t have to pay a cent.

The Most Common Causes of Car Accidents in Louisville, KY

You typically see similar causes in most motor vehicle accidents in Louisville. It’s often drivers exercising poor judgment or simply driving when they shouldn’t be. The most common causes of car accidents here include:

  • Drunk Driving Accidents – Those who drive while under the influence of drugs or alcohol are at a higher risk of causing accidents. Distracted and fatigued driving is another common cause of accidents.
  • Disregarding Traffic Laws – Some drivers think traffic laws are merely suggestions and risk not just their lives but the lives of others by speeding, running stop signs and red lights, or disregarding obligations to yield.
  • Defective Vehicle or Parts – Defective parts or manufacturing faults in a vehicle can lead to serious motor vehicle accidents, even if it’s just one part that fails on a vehicle.
  • Bad Weather – Safe driving is especially difficult when weather conditions are extreme. Snow, fog, high winds, or heavy rain tends to reduce visibility considerably, making it difficult to control the car in an emergency.

Louisville car accident causes

Common Car Accident Injuries We Can Help You File a Claim For

Auto accidents often cause serious injuries that can have a long-term impact on your life, causing significant financial burden and stress. A personal injury lawyer can help you claim financial compensation if you suffered injuries of any type, including:

  • Internal Hemorrhaging – Impact from the debris in a car accident can lead to internal bleeding that can subsequently damage your organs. Emergency treatment is typically required to prevent further trauma or the risk of lifelong disability.
  • Traumatic Brain Injury – Blunt force trauma to the head is a common consequence of auto accidents. This can cause severe traumatic brain injuries that lead to permanent disability or even death.
  • Whiplash and Neck Injuries – The neck takes on the full force of impact, leading to whiplash and serious neck injuries including cervical dislocation, muscle strain, and herniated disc.
  • Broken Bones – Bones can fracture completely or partially in a vehicle collision. Depending on how severe the crash was, bones in the skull, arms, legs, or ribs can fracture and may never heal fully.
  • Spinal Cord Injury – A serious injury to the spinal cord puts the car accident victim at high risk for quadriplegia, the paralysis of the legs, pelvis, shoulders, and arms, as well as paraplegia, the paralysis of the pelvis and legs.
  • Amputation – It’s common for many car accident victims to lose an arm, hand, foot, or leg in a violent car wreck. Many also lose a finger or toe due to a car accident.
  • Lacerations – These are skin wounds that are caused by blunt traumas in car crashes. Broken glass and metal pieces also cause deep cuts on the victim’s skin that may never heal completely.

Louisville car accident injuries

Financial Compensation We Can Secure for Car Accident Victims

There’s no fixed dollar amount paid as compensation to injury victims of an auto accident. How much you can get will depend on the facts unique to your case. As your Louisville car accident attorneys, we work hard to get you compensated for both economic and non-economic damages. This covers your medical bills, lost wages, loss of income potential, future wages, loss of enjoyment of life, mental trauma, and more.

Our law firm is highly experienced at obtaining major settlement amounts for car accident clients, like the $7 million recovered for a client who was struck by a driver working for a nationwide medical supplier, and the $1 million policy limit settlement for a wrongful death case where a rear-seat passenger suffered fatal injuries when the car was rear-ended.

Factors Affecting Car Accident Settlement Amounts

The sequence of events is different for each auto accident, influencing the claims that can be made. What you can claim as compensation for your car crash will depend on several factors, including:

  • Extent of Injuries – If you’ve suffered severe injuries as a result of the motor vehicle accident, you’ll likely be able to claim much more in damages compared to if you only had minor injuries.
  • Availability of Evidence – Your claims are only as good as the evidence that exists to support them. If there’s evidence available to substantiate all claims, you’ll likely be compensated for all of them.
  • Policy Limits – Most people don’t carry insurance beyond the minimum limits as required by law. It may be difficult to get adequate compensation if your damages are more than their policy limits, but as your car accident lawyer, we’ll consider all legal routes to get you the maximum amount.
  • Medical Expenses – You’re eligible to recover all of the medical expenses you’ve had to pay because of the injuries caused by the accident. These include medical bills, physical therapy, home care, rehabilitation, and more.
  • Loss of Wages and Future Income – Missing work because you’ve been injured or if the injuries prevent you from working as you could before, you’ll have a claim to get compensated for both.
  • Pain and Suffering – You deserve to be compensated for all the pain and suffering that the accident caused you, including the emotional trauma. We’ll work hard to get you what you deserve.

Car Accident Wrongful Death Claim

If someone you love was killed in a car crash due to the negligence of another driver, we can help the family recover damages in a wrongful death car accident case. We’ve helped many victims’ families get justice for the tragedy they have experienced.

Your car accident lawyer will work tirelessly to secure damages that help compensate for funeral costs, medical bills, loss of financial support, and even loss of companionship as the victim’s life with their family was tragically cut short by someone else’s negligence.

The Basis of Louisville KY Car Accident Claims

Under Louisville car accident laws, negligence is the basis of a car accident claim. It’s someone’s negligence behind the wheel that caused your accident, so that becomes the foundation for your personal injury claim. Drivers have a duty of care to act reasonably and keep others on the road safe.

This responsibility requires drivers to avoid reckless behavior and follow traffic laws. When this duty of care is breached and it causes injury to other people, it opens the individual up to personal injury claims under Kentucky car accident laws. Consequently, they’ll need to pay damages to accident victims so that they can be compensated for their pain and suffering.

The Time It Takes to Settle a Car Crash Personal Injury Lawsuit

Settling auto accident cases takes time. You’ll typically have to wait more than six months for a settlement with the insurance company. The time frame can vary significantly depending on the case. The settlement for your case might take longer if there’s more legal complexity, multiple defendants, greater evidence requirements, or prolonged negotiations with the insurance company. The process can go on for a couple of years if you go to trial.

We understand that it’s frustrating to wait after your life has been turned upside down by the accident. It’s important you get the ball rolling as soon as you can so that there are no unnecessary delays. Hiring a Kentucky car accident lawyer soon after your accident ensures that your claim isn’t barred by time and that you can obtain damages without unnecessary delay.

Contact a Louisville Car Accident Lawyer Today!

Our mission at Rosenfeld Injury Lawyers is to get you justice for the physical and financial harm you’ve suffered due to someone else’s negligence. We’re committed to securing the highest amount of compensation for you to get your life back on track.

Contact us today for a free consultation. Your experienced attorney will evaluate your auto accident case at no charge, begin the process to seek recovery of damages, and fight for you every step of the way until you get what you deserve.

We’re standing by 24/7 to help you out. Call us at (888) 424-5757 at any time and we’ll work to make sure you’re properly compensated.

Resources: [1] Forbes, [2] KYTC, [3] KY.Gov

Client Reviews

Jonathan Rosenfeld was professionally objective, timely, and knowledgeable. Also, his advice was extremely effective regarding my case. In addition, Jonathan was understanding and patient pertaining to any of my questions or concerns. I was very happy with the end result and I highly recommend Jonathan Rosenfeld.

- Michonne Proulx

Extremely impressed with this law firm. They took control of a bad motorcycle crash that left my uncle seriously injured. Without any guarantee of a financial recovery, they went out and hired accident investigators and engineers to help prove how the accident happened. I am grateful that they worked on a contingency fee basis as there was no way we could have paid for these services on our own.

- Ethan Armstrong

Jonathan helped my family heal and get compensation after our child was suffered a life threatening injury at daycare. He was sympathetic and in constant contact with us letting us know all he knew every step of the way. We were so blessed to find Jonathan!

- Giulia

This lawyer really helped me get compensation for my motorcycle accident case. I know there is no way that I could have gotten anywhere near the amount that Mr. Rosenfeld was able to get to settle my case. Thank you.

- Daniel Kaim

Jonathan did a great job helping my family navigate through a lengthy lawsuit involving my grandmother's death in a nursing home. Through every step of the case, Jonathan kept my family informed of the progression of the case. Although our case eventually settled at a mediation, I really was impressed at how well prepared Jonathan was to take the case to trial.

- Lisa
Free Consultation (888) 424-5757
TAP TO CALL TAP TO TEXT