Joliet Workers' Compensation Lawyers
Workers' compensation provides coverage for those injured at work and cannot continue working. It can also benefit those hurt elsewhere but need time off from work because they cannot perform their regular duties due to their injuries.
Are you a victim of an injury on the job? Have you been hurt in a car accident while commuting to work or injured due to someone else's negligence at your workplace?
At Rosenfeld Injury Lawyers, LLC, our personal injury attorneys represent individuals harmed in the job, ensuring they receive maximum Worker's Comp. benefits and other financial compensation they deserve.
Call our Will County workers' compensation lawyers at (888) 424-5757 (toll-free phone number) or use the contact form today to schedule a free consultation. All confidential or sensitive information you share with our legal team remains private through an attorney-client relationship.
Workers Compensation Lawyer Serving Joliet, IL
As one of the largest cities in Illinois, Joliet has a rich industrial history. Although many of its blue-collar jobs left during the recession, a significant portion of its population continues to earn a living in working-class professions.
The Joliet workers compensation attorneys of Rosenfeld Injury Lawyers LLC regularly represent the interests of those injured in workplace accidents.
Illinois means business when it comes to workers' rights, but many of those harmed on the job are not aware of their rights, opening them to exploitation by their employers and insurance companies.
We will make it easy for you to recover damages without the hassles and worries that often accompany workers' compensation claims.
Were you or a family member injured on the job? Do you need a Joliet worker's compensation lawyer? If so, contact Rosenfeld Injury Lawyers LLC today for a free consultation.
The Significance of Labor in Joliet's Job Market
When the recession hit the nation hard in the 2000s, many industrial jobs throughout the American Rust Belt were sent elsewhere. As a result, cities like Joliet needed to adapt to survive.
The city has a diverse economy now, but due to its location intersecting several major interstates, Joliet is still home to numerous manufacturers and transportation companies.
Manufacturing jobs account for sixteen percent of the total positions in Joliet, and transportation and logistics account for another nine percent. Construction is thriving in the city as well, and the construction industry contributes nine percent of jobs.
These industries are more dangerous than most other occupations and present unique risks to the workers who knowingly place their bodies and lives on the line to perform their daily duties.
Yet, in return, they have assured benefits if they are sidelined for a significant period or suffer workplace injuries that leave them permanently disabled.
Since employers carry insurance policies to cover these costs, most of the battles are not fought between employees and their employers but between the injured employee and an insurance company.
A Confusing and Daunting Process
The workers' compensation process can be confusing and daunting, especially if you are injured on the job. So knowing what steps to take to get back into financial health or get closer to that goal is crucial.
Financial healing is crucial for your physical and emotional health after an injury takes place at work. Unfortunately, sometimes a settlement cannot be reached in cases where there is no apparent cause or who was responsible for causing the accident that resulted in injuries.
What Is Workers' Compensation and How Does It Work?
Workers' compensation is a type of insurance that pays for your medical bills and lost wages if you're injured on the job. It usually covers only those expenses related to work-related injuries, such as an injury sustained while performing your duties or by being exposed to hazardous materials.
Most states, including Illinois, require employers to carry workers' compensation insurance for their employees as part of filing taxes and paying payroll taxes.
However, some states allow exceptions when the employer does not have enough money or can't afford it because they are very small or seasonal. In these instances, the state will provide coverage instead.
Workers' compensation is also known as "no-fault" insurance because it's paid regardless of who was at fault for causing the injury. In other words, if you're hurt on the job at a construction site, you don't have to prove the employer did anything wrong or breached any duty of care to receive benefits.
An experienced Joliet workers' compensation lawyer can help you determine your eligibility for benefits and make sure that your claim is filed promptly. For a free consultation, contact the Joliet workers' compensation lawyers of Rosenfeld Injury Lawyers LLC.
A Joliet, IL workers' compensation attorney can provide answers to your questions and fight for maximum benefits on your behalf. To set up an appointment with a member of our law offices, call (888) 424-5757 today.
The Workers' Compensation Process
The process of filing for Workers' Compensation can be difficult to understand. These steps will help you get started on your application and make the process as seamless as possible.
Workers' compensation is a system that provides monetary benefits to employees who are injured or disabled due to work-related accidents.
These injuries may be physical, occupational, or mental. A workplace injury is usually defined as an event that resulted in either death, disability, or medical expenses due to the accident occurring on the job.
The workers' compensation process typically involves:
- The employee notifies their supervisor of the injury
- The employer fills out a report and submits it to their insurance company
- A claim is filed with the Illinois Workers' Compensation Commission within 30 days of the date of injury
- Once a claim has been filled, a claims examiner will review it and decide whether or not it is valid
- You will receive a notice of the claim's acceptance or denial. If approved, the employee will continue receiving medical care and half of their wages while unable to work
- A settlement may be reached before your case goes before a judge if both parties can agree on an amount for lost wages and medical costs
- A hearing will be scheduled if the parties do not agree with the compensation awarded or an agreement cannot be reached after 60 days
- The employer or insurance carrier can appeal a hearing decision if they feel it was made in error of law, but you cannot appeal your case once it is heard
- Finality is granted to the award by filing with the Commission, and it becomes final 60 days after your hearing if no appeals are filed. 10. If either party disagrees with the amount of compensation awarded, they can petition for a rehearing within 30 days of becoming aware of the order or settlement.
Financial healing is essential for your physical and emotional health after an injury. Unfortunately, it's not always clear who caused the accident that resulted in injuries or if there was a cause at all. Sometimes it is challenging to reach a settlement when this happens.
Workers Compensation Benefits
Many injured workers believed the worker's compensation benefits provide sufficient funding to pay for all of their damages. However, the monetary recovery the injured victim will receive is limited to a portion of their weekly pay and the cause of most medical costs.
Typically, the Worker's Compensation benefit program is not designed to provide funding for non-economic damages, including pain, discomfort, suffering, or emotional distress caused by the accident/injury/illness.
The typical workers' compensation benefits include:
- Weekly Wages: Approximately two-thirds of the injured person's average weekly wage, but no more than Illinois' average weekly wage. Payment is reduced by any income earned from other sources, including workers' compensation benefits.
- Medical Expenses: All reasonable and necessary medical costs can be related to treatment for injuries or disabilities sustained in the on-the-job accident.
- Additional Hardship: Injured workers can face significant hardship if they cannot work and the amount of their benefit payment is reduced. This difficulty often causes a financial strain on injured workers and their family members.
Injured workers who have suffered a permanent injury, particularly those whose injuries cause them to be unable to return to work, should consider this when filing for permanent disability benefits.
Obtaining Additional Funds Through Joliet Workers' Compensation Lawyers
By hiring attorneys with diligent workers' compensation representation, you may obtain additional funds beyond what the workers' compensation claim provides.
For example, a personal injury attorney specializing in workplace injury accidents ensures their clients receive a proper settlement through the workers' comp program.
Other available funds could include:
- Social Security disability benefits: In addition to worker's compensation benefits, injured Joliet workers could receive monthly Social security disability payments to pay for:
- Wage loss: If you cannot return to your job, you may be able to recover some of the money lost on missed days of work.
- Temporary partial disability: You may earn greater benefits if you can work for part of the time but not the entire week.
- Permanent partial disability: Even if a worker has completely recovered from their injury, they may still receive payments for the permanency of their injury by filing a permanent partial disability claim.
- Third-party claims: Injured employees harmed through a third party's negligence, Like a parts manufacturer or another contractor, might be entitled to additional benefits because of their workplace accident.
- Auto accident: Some injured workers may be eligible to receive additional benefits from an auto accident if they are injured on the way to or from work.
In some cases, you might be able to pursue a third-party claim against your employer if their negligence caused your workplace injury and you believe that another worker was responsible for causing the accident.
An experienced attorney at Rosenfeld Injury Lawyers LLC will advise you of the benefits available to you and walk you through the process of filing a worker's compensation claim based on your specific situation. In addition, we work hard to ensure that each client is treated with respect and care during what can often be an overwhelming time in their life.
Workers Compensation Rights Following an Accident at Work in Joliet, IL
Many people in Chicago have been injured at work, but they never file a claim because they don't know who is to blame. However, workers' compensation benefits are guaranteed, and employers cannot deny them, even if they are at fault for an accident.
Following are all your rights after suffering a work injury while on the job.
- Victims of work injuries have the right to choose their doctors. They can also request that employers' insurance companies pay for past and future medical costs.
- In most cases, you will receive money for your disability with a maximum of 67%. However, this amount is not taxable.
- Your employer might be liable for your damages if negligence or a defective product led to your injuries.
- If your loved one died in an accident at work, you have the right to collect compensation for their wages and other things they would have contributed.
When you are injured on the job, your employer and insurance company are not allowed to make any attempt to deny or delay payment of benefits. Attempting this can result in awarding punitive damages for all victims.
Let us help ensure that you receive the money owed by hiring a professional attorney specializing in injury law today! Your rights include:
- Your employer cannot retaliate against employees who file workman's compensation claims (for example, termination)
- You may be able to recover additional unpaid wages if worker's comp does not cover them
The Illinois Workers' Compensation Commission handles all workers' compensation disputes. The Illinois Industrial Commission provides review and arbitration opportunities for individuals working through the Worker's Compensation system. Personal injury attorneys can draft a proposed settlement contract and submit it to the Commission.
The hearing site for claims filed in the Joliet area is located at:
New Lenox Village Hall
1 Veterans Parkway
New Lenox, IL 60451
Less Than One in Four Injured Illinois Workers Filed for Compensation
The annual statistics from the Illinois Workers' Compensation Commission reveal that there were nearly 200,000 workplace injuries in 2017. Although only a quarter of all claims ended up being filed with the Commission, this figure is still much higher than average compared to other states around the country where similar data has been collected and published by organizations like Worker's Comp Admin.
The data shows that many workers are not getting the benefits they deserve after work accidents. For example, 90% settled for an acceptable amount, and 10% were denied by an arbitrator working on behalf of the Commission.
For 2017, nearly one-third of all workers' compensation claims were filed in the state. The majority of these occurred within Chicago and Cook County, which accounted for 40% each or about 20% together, making up 40%.
About half of all injured employees denied benefits file an appeal. Of these, about four out of ten reach settlements while a third of worker's compensation cases are denied, again leaving only three out 10 to receive their benefits as intended by law.
For this year alone, almost 30 % left insurance unresolved, meaning that just over 700k workers' compensation cases were not settled with insurance companies willing to pay declared amounts linked to their injuries suffered at workplaces.
The Commission's statistics revealed that the top leading causes of job-related injuries not resulting in a wrongful death happened through an unsafe act or omission, including:
- Slip, trip, or fall
- Contact with a piece of equipment or object
- Falling from a significant height
- Electrocution or electrical shock
- Workplace violence
- Harmful toxic or environmental condition exposure like asbestos-related mesothelioma
- Collisions involving trucks, cars, or heavy equipment
In Illinois, the leading industries for worker's compensation benefits were in various occupations such as government workers and manufacturing workers.
These jobs included natural mining resources, construction services, or work in a factory, which is why these numbers are so high.
Why You Need Legal Representation for a Joliet Work Accident
Data reveals that approximately 86% of employees injured in workplace accidents retain legal representation before filing their claims. Many use an attorney due to the frustration many feel when negotiating a settlement with their employers.
Employers often try to exploit injured employees to save money. Sometimes, they fail to obtain the insurance required for their employees, which results in them taking advantage of these people when it comes time for the victims to become compensated after an accident occurs on company property or while working.
Workplace injuries are a huge problem that companies need to take more responsibility over rather than trying every loophole possible to keep costs down at any cost.
When employers neglect safety laws and regulations, there's no telling what could happen if one of their employees is seriously injured. All efforts will be put into making sure everyone involved looks good instead of helping someone who needs assistance immediately.
The seriousness of workplace laws and the methods employers try to avoid responsibility make the services of a Joliet, IL workers' compensation attorney necessary.
This situation is because you will not receive all that you are entitled to if an injury claim goes through without legal support since there are many complex factors in play throughout your case.
Why Use the Legal Services of a Joliet Workers' Compensation Injury Lawyer
Obtaining compensation for your injuries should not feel like you are fighting with an insurance carrier.
The award-winning work comp law firm Rosenfeld Injury Lawyers LLC cares about more than just the legal side of your case. We want to make sure that you can focus on a full recovery to move forward with your life.
Our lawyers do this by connecting you to our network of medical professionals and specialists, ensuring you receive high-quality care from experts in their fields. In addition, some of those same professionals can provide valuable testimony that supports the value of your workers' compensation case.
With years of experience under our belts, we follow personal injury laws to ensure that all available benefits are received by clients, including Social Security disability support payments. In addition, our experienced workers' compensation lawyers will use their knowledge of Illinois work laws to ensure your expenses and medical bills are completely covered.
Call today to speak with one of our Joliet, IL workers' compensation attorneys during a free consultation and personal injury case review. Use the contact form for more information on our law office location, practice areas, handling legal issues, filing a wrongful death lawsuit if you lost someone through workplace injuries.
Hire a Workers Compensation Lawyer Serving Joliet IL
Call our personal injury law firm today at (888) 424-5757 (toll-free phone number) or use the contact form to speak with one of our Joliet, IL workers' compensation lawyers during a free consultation and personal injury case review.
In addition, we can provide more information on our law office location, practice areas, handling legal issues, and filing a wrongful death lawsuit if you lost a loved one through work-related injuries.
Our personal injury attorneys represent injured workers and can answer any of your questions concerning how we handle work-related injuries. In addition, our legal team will collect all the information we need to investigate the details of your case and explore every avenue available so that you are aware of all your legal options.
Our workers' compensation lawyers accept all personal injury cases and wrongful death lawsuits through contingency fee agreements. This promise ensures that you pay nothing until your case is resolved through a negotiated settlement or jury award.
In addition to handling workers' compensation cases, our outstanding lawyers in our law offices provide legal counsel in various practice areas, including medical malpractice, motor vehicle accidents, commercial litigation, premises liability, defective drugs, product liability, wrongful death, and other personal injury claims.