The length of time it takes to settle an Illinois car accident case varies greatly from situation to situation, and usually depends on factors including:
- Insurance companies involved
- Liability aspects of case—is there a dispute as to who caused the accident?
- Severity of injuries
- Medical testimony to support injuries
- Degree of permanency related to injury
While some car accident cases can be resolved directly with an insurance company from an at-fault party, other cases must be litigated in order for the victims to recover what is a full and fair settlement for their case. If a case can be resolved with an auto insurance company, it may be possible to resolve a case within 90 days of discharge from medical care. In auto accident cases involving litigation, the case may take more than one year to make its way through the litigation process to trial or final disposition.
Frequently, auto insurance companies will make an offer to settle your case quickly after an accident in order to reduce their exposure and get a file closed quickly. For a person injured in an accident, such an offer may be tempting, particularly if you are faced with bills and expenses following a collision. However, a quick settlement of a car accident case with an insurance company is rarely in your best interest.
Accepting a settlement commonly means that decision makers rarely have evaluated elements of damages that you are entitled to recover under Illinois law including: medical expenses, property damage, lost wages, compensation for pain and disability and in the case of a fatality, wrongful death damages.
Furthermore, once a car accident case is settled with a sign release, you can never recover any additional monetary damages—regardless of how severe your injuries are or when you become aware of their severity.
At Rosenfeld Injury Lawyers, our goal is to get you the maximum amount possible for injuries sustained in an Illinois car accident. From the time you retain our office to represent you in your case, we begin the process of investigating your case in order to establish that the other drivers negligence caused the collision. We also collect medical records and bills so we can evaluate the full extent of your injuries.
As you progress through your medical care and eventual discharge, we continually collect and update your records. Frequently, we meet with your physician and request that they prepare a report documenting your injuries and any impact they may have on you in the future.
While this can be a lot of work, taking these steps enables our firm to resolve cases for our clients in Chicago and across Illinois in a timely manner directly with an insurance company.
Our experience handling thousands of auto-related injury cases enables us to recognize when an insurance company is under-valuing your case. In these situations, we will get a lawsuit on file and actively litigate your case so we can get you the compensation you deserve.
Regardless of the complexity of your case or the severity of your injuries, you can rest assured that the Chicago car accident attorneys at Rosenfeld Injury Lawyers will take the steps necessary to ensure that the full value of your case is achieved via settlement or litigation. Contact our office today for a free evaluation of your Illinois auto accident case.
For additional information see the following pages:
- Do I need to give a statement to an insurance company following an auto accident where I was injured?
- How long do you have to file a lawsuit for personal injuries related to a car accident arising in Chicago, IL?
- How much does it cost to hire a lawyer to represent me in a personal injury case arising out of an Illinois auto accident?
- I don’t understand why my car insurance needs to pay for injuries I sustained when another person caused the accident
- I was told the driver of the vehicle I was involved in an accident with had full coverage. What does that mean?
- I was unable to work for several months following my car accident; can I recover my lost wages?
- If the car was owned by a company, is the company responsible for paying my personal injuries?
- Is car insurance mandatory for drivers in Illinois?
- My health insurance company said they have subrogation rights related to my auto accident case. What does that mean?
- Can I pursue a claim on behalf of my son against my husband?
- My surgeon wants to put a lien on my car accident case. What is he doing?
- The driver I was involved in an accident with pleaded guilty in traffic court. What does that mean?
- The driver of the vehicle who caused my Chicago car accident was arrested for DUI. Can a claim be pursued for punitive damages?
- What type of monetary damages does the law provide for in automobile accident cases in IL?
- Why is the car insurance company denying my claim for property damage and medical expenses?