The vehicle accident attorneys at Rosenfeld Injury Lawyers LLC understand the frustration that many individuals face when attempting to file a claim for compensation against GEICO after they experience a Chicago vehicle accident. As experienced attorneys, we have handled and resolved thousands of Illinois automobile accident claims just like yours. We encourage you to talk with our attorneys today without cost to you to discuss filing and settling your GEICO insurance claim. Let our team of dedicated attorneys handle resolving your claim through negotiating an out of court settlement or taking your case to trial.
GEICO Insurance Options
GEICO is the second largest insurance company in the United States offering coverage for more than 16 million cars, trucks, motorcycles, and commercial vehicles. This private corporation is the fastest-growing insurer in America by providing private passenger vehicle insurance in every state nationwide. The Government Employees Insurance Company (GEICO) was founded in 1936 to provide automobile insurance coverage to federal government employees and family members. Six decades later, Berkshire Hathaway acquired GEICO with headquarters in Chevy Chase, Maryland. The company provides various insurance options along with emergency road service, accident forgiveness, online claims submittals, and their in-house ARX (auto repair express) program.
Filing a Claim for Compensation
Filing a claim against GEICO to receive financial compensation as a simple claims process that can be performed online on the company’s website, through a mobile app, over the phone or by corresponding at the following address:
PO Box 9105
Macon, GA 31208
The company recommends that you file a report of the vehicle accident with local law enforcement as soon as possible. If you are a GEICO policyholder, the company recommends that you report the vehicle crash, damage, schedule your repairs and request roadside assistance directly with the company when possible. GEICO will return a confirmation number immediately and assign your case for the claims adjuster to begin the process. Usually, the claims adjuster will provide a fast response to open the investigation into what it will take to provide immediate medical attention and repair your vehicle’s damage. While the process appears to be efficient, a quick settlement could put you in financial jeopardy. While the actions of GEICO insurance representatives are not deceitful, they are trying to resolve the claim quickly to close your case before you understand the extent of your injuries.
The Insurer’s Investigation Process
Before your case can be closed, GEICO will perform a comprehensive investigation into your accident by gathering evidence from various sources including:
- The police report filed by law enforcement from information obtained at the scene of the crash,
- Statements obtained from other drivers, passengers and witnesses at the scene,
- Photographic evidence and measurements taken at the accident scene,
- Obtaining numerous repair estimates on the extent of damage to your vehicle,
- Any information provided by you through a written or oral statement.
The claims adjuster might also ask that you provide a medical authorization release form to obtain your medical records. Our legal team advises you never to sign anything or speak with the claims adjuster without consulting with your attorney first. While the company is likely not acting deviously, they do design their forms to provide the insurer with complete access to your comprehensive medical history including all your previous injuries, tests, diagnosis, and medical conclusions. As a part of the investigating process, the claims adjuster in representatives for the insurance company will review all your past medical problems including a psychiatric evaluation you underwent decades ago. This information is used to dispute the accuracy of your claim and diminish the amount of compensation you will receive. In some cases, the information can be used to deny a claim outright or delay paying out any compensation while using pressure to get you to accept an amount significantly lower than the worth of your case.
It is best to use an experienced personal injury lawyer who understands how to evaluate your medical records and reveal them to the insurance company when appropriate. Our attorneys understand that insurance carriers do everything necessary to get the information they need to diminish the value of your case. We know that they will never hesitate to use the information you provided at any time in the future including during trial if the case goes to court. You should expect that the insurance company might place your actions under surveillance to gather evidence about your daily life. GEICO is not using this information to serve your best interest, even though the company representative might say so. Instead, they use this information to minimize their payouts, increase their profits, and make their shareholders happy.
Before Talking to the Insurance Claims Adjuster
The surest way to successfully resolve your claim for compensation is to have legal representation whenever you talk to the insurance claims adjuster. Having An attorney working on your behalf can prevent the adjuster from taking advantage of you, misconstruing your words, and building a case against you to delay or deny your claim. If you receive a call from the adjuster in the days after the crash, you have no obligation to make an oral or written statement. Instead, stay firm, but be polite, and instead tell them that you will give the information they need when you can. The surest way to maximize the compensation you receive from a personal injury claim is to consult with a lawyer before talking to anyone, including family and friends. Let our law firm handle your case to help you move forward while you heal and avoid admitting in any degree that you were at fault or liable for the accident when speaking to a company representative or insurance claim adjuster.
It is important to know that the insurance company uses deceptive practices as a pitfall to diminish your case. The claims adjuster knows that you are inexperienced negotiating a settlement or understanding the process of obtaining compensation. Recognize that your best interests are only protected by you and your attorney and never by the insurance company.
Why You Need Legal Help With a Chicago Bodily Injury Auto Claim Involving GEICO
As a part of resolving your case, you will be required to determine liability and show how others were at fault for causing your injuries. Because proving this in court can be complicated, many victims will hire personal injury attorneys to show how others are legally liable for the accident and financially accountable to all injured victims, including you. If you or your loved ones were involved in a car crash with a driver insured by GEICO or other insurer, we encourage you to contact the vehicle accident injury attorneys at Rosenfeld Injury Lawyers LLC for legal help in filing a claim for compensation against GEICO. Our experienced Chicago car accident lawyers can determine the value of your case and take every necessary step to ensure your family receives all financial compensation available for your case. We accept all personal injury claims and wrongful death lawsuits through contingency fee agreements. This arrangement means that your payments are postponed until after we have successfully resolved your case through a negotiated out-of-court settlement or jury trial award. Our “No Win/No-Fee” Guarantee promises that if we are unable to secure compensation on your behalf, you owe us nothing. Contact our law offices at (888) 424-5757 at any time 24 hours a day to schedule a free case review.
What the people we have helped have to say!
“We were not sure where to look to find an attorney that could represent us in our car crash case. I had called around and talked other attorneys but found it difficult to get through to any lawyer who would discuss my case. The horrifying collision we were involved in left me with injuries so extensive that I lost my job and was too injured to find other work until I could heal. It felt wonderful to have someone from Rosenfeld Injury Lawyers come to the house and discuss what happened and ask how they could help. The following week, I met with Jonathan who took the time needed to answer every one of my questions about what I should expect and how we would seek to obtain compensation to pay for all of my damages. Jonathan and his legal team did a great job to negotiate a settlement far greater than I had ever expected. His law firm did everything they said they would do in representing me. I recommend you call him any time you need help getting compensated for a personal injury or property damage case.”
Edward S. – Rockford, Illinois
“Jonathan took the time necessary to hear me out about what happened and took my case when others chose not to. Right from the start, his law firm was extremely encouraging that we could hold the other driver financially accountable for what they did. I will always recommend Rosenfeld Injury Lawyers to everyone I meet in need of help from an attorney.
Haley G – Carol Stream, Illinois