Chicago GEICO Insurance Car Accident Claims Lawyer

The Chicago car accident attorneys at Rosenfeld Injury Lawyers LLC understand the frustration that many individuals face when attempting to file a claim for compensation against GEICO insurance company after an auto accident.

As experienced personal injury attorneys, we have handled and resolved thousands of Illinois automobile accident injury claims just like yours.

We encourage you to talk with our attorneys today without cost to you to discuss filing and settling your GEICO auto insurance claim. Let our team of dedicated auto accident attorneys handle resolving your car accident case by negotiating a settlement with a Geico adjuster or taking your case to trial.

Hiring a personal injury attorney can help you avoid accepting a "low ball" offer from the insurance carrier's experienced agents or insurance adjuster working to minimize coverage in the auto policy.

Filing a Claim

A car accident attorney working on your behalf can determine the value of your claim before reaching a fair settlement offer or taking the case to trial. Your experienced lawyer will determine the cost of your physical therapy, the extent of your medical treatment, and the amount of money you will need to live comfortably in the future.

Our attorneys currently represent clients throughout the United States, Illinois, and in the following localities: Cook County, DuPage County, Kane County, Lake County, Will County, Aurora, Chicago, Elgin, Naperville, and Schaumburg.

GEICO Auto Injury Claims FAQs

GEICO's History: An Insurance Industry Giant From Humble Roots

GEICO is the second-largest car insurance company in the United States, offering coverage for more than sixteen million cars, trucks, motorcycles, and commercial vehicles. This private corporation is the fastest-growing insurance carrier in America. The company provides private passenger vehicle insurance in every state nationwide.

The Government Employees Insurance Company (GEICO) was founded in 1936 to provide automobile insurance coverage to federal government employees and family members. Six decades later, Berkshire Hathaway acquired GEICO with headquarters in Chevy Chase, Maryland. The company provides various insurance options, emergency road service, accident forgiveness, online claims submittals, and their in-house ARX (auto repair express) program.

Filing a Geico Auto Insurance Claim for a Personal Injury

Filing a claim against GEICO to receive a settlement offer is a simple claims process. Communication can happen online on the company's website, through a mobile app, over the phone, or by corresponding at the following address:

GEICO
PO Box 9105
Macon, GA 31208

The company recommends that you file a vehicle accident report with local law enforcement as soon as possible. If you are a GEICO policyholder, the company recommends that you report the vehicle crash, property damage, schedule your repairs, and request roadside assistance directly with the company when possible.

GEICO will return an insurance policy confirmation number immediately and assign your case to a claims adjuster to begin the process.

Usually, the claims adjuster will quickly respond to open the investigation. The adjuster will determine what it will take to provide immediate medical attention and repair your vehicle's damage. While the process appears to be efficient, a quick settlement could put you in financial jeopardy.

Although GEICO adjusters' actions are not deceitful, they are likely trying to resolve the claim quickly to close your case before you understand the extent of your injuries.

Typically, Geico's first settlement offer will be the lowest resolution amount they propose. Typically, based on industry standards, a Geico insurance agency (the driver's insurer) will offer you only a little money to resolve the case. This settlement amount is often not based on the actual value of your damages.

It is often a good idea to discuss your case with a Cook County car accident lawyer experienced in handling settlement mills, auto insurers, and policy service options. These attorneys work on a contingency fee basis and provide all necessary financial resources to resolve your case without requiring you to pay any upfront fee.

Geico's Investigation Process for Personal Injury Claims

Before your car accident case can be closed, GEICO will perform a comprehensive investigation into your accident by gathering evidence from various sources, including:

• The police report filed by law enforcement from information obtained at the scene of the crash,
• Statements obtained from other drivers, passengers, and witnesses at the scene,
• Photographic evidence and measurements that were taken at the accident scene and property damage,
• Obtained estimates on necessary repairs based on the extent of damage to your vehicle to determine a partial value of your claim and reimbursement of a rental car,
• Medical records and medical bills and other economic damages,
• Any information provided by you through a written or oral statement.

The Geico claims adjuster might also ask that you provide a medical authorization release form to obtain your medical records and medical expenses. Our legal team advises you never to sign anything or speak with the claims adjuster without consulting with your attorney first.

While the company is likely not acting deviously, they design their forms to provide the insurer with complete access to your comprehensive medical history, including all your previous injuries, tests, diagnosis, and medical conclusions.

As part of the investigating process, the insurance company's claims adjuster will review all your past medical problems, including any psychiatric evaluation you underwent decades ago. This information is used to dispute your claim's accuracy and diminish the amount of compensation you will receive.

In some cases, the information can be used to deny a claim outright or delay paying out any compensation while using pressure to get you to accept an amount significantly lower than the worth of your case.

Use the Skills of an Experienced Attorney

It is best to use an experienced personal injury lawyer who understands how to evaluate your medical records and reveal them to the insurance company when appropriate. Our attorneys understand that insurance carriers do everything necessary to get the information they need to diminish your case's value.

We know that they will never hesitate to use the information you provided at any time in the future, including during trial, if the case goes to court. You should expect that the auto insurance company might place your actions under surveillance to gather evidence about your daily life.

GEICO is not using this information to serve your best interest, even though the company representative might say so. Instead, they use this info to minimize their payouts, increase their profits, and make their shareholders happy.

Before Talking to the Insurance Claims Adjuster

During the claims process, the injured person should never give a recorded statement or discuss how much money they would accept when talking to the driver's insurer. Talking about any settlement amount, the extent of medical care needed, type of injury, or medical bills with the insurance company early on can take away the victim's legal rights and upper hand to resolve the case amicably.

The surest way to successfully resolve your compensation claim is to have legal representation whenever you talk to the insurance claims adjuster. Having a car accident attorney working on your behalf can prevent the adjuster from taking advantage of you, misconstruing your words, and building a case against you to delay or deny your claim.

If you receive a phone call from the adjuster in the days after the crash, you are not obligated to make an oral or written statement. Instead, be firm but polite, and tell them that you will give the info they need when you can.

The surest way to maximize the compensation you receive from a personal injury claim is to consult with a personal injury lawyer before talking to anyone, including family and friends. Let our law firm handle your case to help you move forward while you heal.

Avoid admitting to any degree that you were at fault or liable for the accident when speaking to a company representative or insurance claim adjuster. It is essential to know that the insurance company uses deceptive practices as a pitfall to diminish your case.

The claims adjuster knows that you are inexperienced in negotiating a settlement or understanding the process of obtaining compensation. Recognize that your best interests are only protected by you and your Chicago personal injury attorney and never by the insurance company.

Resolving your case will require you to determine liability and show how others were at fault for causing your injuries. However, proving this in court can be complicated. Because of that, many victims will hire personal injury attorneys to show how others are legally liable for the accident and financially accountable to any injured person, including you.

Hiring Chicago Geico Auto Injury Claims Lawyers

Were you, or a family member, involved in a car crash with a driver insured by GEICO? Contact our accident bodily injury attorneys at Rosenfeld Injury Lawyers LLC today at (888) 424-5757 (toll-free phone call) or through the contact form to schedule a free consultation.

An experienced Chicago car accident lawyer can determine your case's value and take every necessary step to ensure your family receives all financial compensation available for your case.

We accept all personal injury claims and wrongful death lawsuits through contingency fee agreements. This arrangement means that your payments are postponed until after we have successfully resolved your case through a negotiated out-of-court settlement or jury trial award.

All discussions with our law firm during the case review remain confidential through an attorney-client relationship. Please do not send sensitive information to our law office through voicemail, email, or text message. Our attorneys follow social distancing guidelines to prevent the spread of Covid-19 (coronavirus).