Attorneys for Farmers Insurance Auto Injury Claims in Chicago, Illinois
Looking for legal representation to negotiate an acceptable settlement with Farmers Insurance after being injured in an auto accident with a Farmers insured? The Chicago car accident attorneys at Rosenfeld Injury Lawyers LLC recommend that you do not sign anything or give any statements before talking with an experienced lawyer.
Let us negotiate on your behalf without you paying any upfront costs. We have years of experience in resolving Chicago motor vehicle injury cases to ensure our clients receive full financial compensation for their injuries. Contact us today at (888) 424-5757 to schedule a free case review. Let our legal team provide you with numerous legal options on how to proceed during our no-obligation claim evaluation.
Farmers Insurance Solutions Insurance Coverage Options
For more than nine decades, Farmers Insurance Group has held its share of the insurance marketplace and remains the third-largest insurer in the United States for motorists, homeowners, renters, commercial businesses, and others (behind State Farm and Allstate).
Years ago, farmers insurance purchased AIG and Florida-based Bristol West to increase its number of policyholders. In the 1990s, Zurich Financial Services acquired farmers insurance along with its tens of thousands of employees and agents.
The company provides insurance solutions including:
- Vehicle Coverage – The insurance carrier offers competitive coverage for collision, medical bills, damages, and underinsured/uninsured parties related to cars, trucks, motorcycles and commercial vehicles.
- Homeownership and Rental Coverage – Farmers protects families where they live through homeowner's insurance and renters’ insurance policies.
- Life Insurance Coverage – Farmers covers the family of a lost a loved one by providing temporary coverage to pay bills and other expenses while bridging the gap to better times.
- Financial Insurance Coverage – The insurance company provides small and medium-sized businesses with insurance solutions to handle worker’s compensation claims and property damage complaints. Also, they offer numerous annuity services and mutual fund opportunities.
The rapid growth of Farmers Insurance as exposed to the insurance carrier to litigation on many fronts. In recent years, the Company had faced a significant rise in the number of lawsuits filed against them when victims were unwilling to accept their lowball offers to settle their cases out of court.
The Bodily Injury Claims Process With Farmers Insurance After a Chicago Auto Accident
If you were injured in a motor vehicle accident caused by a Farmer's insured, you are likely looking for the insurance claim process to recover compensation for your injuries.
After you submit an initial claim with Farmers Insurance, the carrier will assign a case number to your claim. You will be contacted by a claims adjuster who has the responsibility to investigate the evidence and facts in your accident and begin the process of settling a claim based on the policy’s terms. You may have been mildly or severely injured, or you may be suffering only with property damage to your vehicle.
The claims adjuster may make a quick settlement offer in the hopes that you avoid lengthy negotiations to resolve your case. Even though the adjuster or the insurance company acts in a friendly way and offers empathetic compassion, they do not have your best interest in mind. It is the responsibility of the insurance company to protect their profits to ensure their shareholders are adequately compensated for their investment.
The easiest way to do this is to offer victims a lowball settlement amount in the hopes that you will quickly resolve the case before you understand the extent of your damages.
Claims adjusters working for most insurance companies will employ various tactics to settle your case before you have completed all your necessary medical treatments, surgeries, and rehabilitation. Their efforts are based on convincing you that they are there to protect you, so they believe that there is no need to hire a lawyer to represent your side.
However, this tactic often blindsides victims who face years of future medical bills when they have no money to pay for needed care.
In the initial stages of filing a claim, the insurance company will likely ask that you make a recorded statement and signed documentation. However, with our years of experience, we recommend you never to sign anything and never give a recorded statement outside the presence of a car accident attorney providing you legal representation to ensure your rights are always protected.
Your lawyer will likely better understand if you will need additional medical rehabilitation, treatment, surgeries, or other care in the years ahead that must be covered by the insurance settlement. In addition to needing money to pay your medical expenses, your attorney will file a claim for all other damages including:
- Your lost wages from time away from work due to your injuries,
- Your inability to return to work in your current occupation due to a temporary or permanent disability caused by the accident,
- Out of pocket expenses that are placing a financial burden on your family because you are unable to work,
- Scarring and disfigurement,
- Non-economic damages including pain, suffering, mental anxiety, emotional distress, grief, and financial concerns,
- Funeral costs and burial expenses and wrongful death cases.
Claims for compensation can be submitted online at the Farmers Insurance website or by phone at (800) 435-7764. Initially, Farmers will begin processing your claim by starting an investigation and making contact with their claims adjuster and reviewing all the available evidence including police reports and medical documents.
Negotiating the Best Settlement Offer
Like all corporations, Farmers Insurance is never on the side of anyone but their shareholders who have invested in the company to generate profits. Attempting to negotiate with the claims adjuster insurance company without legal representation could be a financial disaster.
Our legal team has years of experience in negotiating with defendants, their attorneys, claims adjusters, and insurance companies who use proven strategies and tactics to diminish the amount of compensation they want to provide. Even though you have the legal right to negotiate your settlement without help, it is never a wise idea. It is better to deal with the insurance company only when using a legal advocate to ensure your family receives all the compensation you deserve.
Our law firm looks out for your best interests. We can do all the heavy lifting of resolving your case for compensation while allowing you to focus on healing and recovering from your severe injuries.
Our Chicago Motor Vehicle Accident Attorneys Will Always Represent Your Best Interest When Dealing With Farmers Insurance Group
The motor vehicle accident attorneys at Rosenfeld Injury Lawyers LLC have resolved thousands of personal injury claims involving auto accidents in the Chicago area. If you were in an accident involving an individual insured by Farmers Insurance and want to file a claim or have already filed a claim, contact our legal team today at (888) 424-5757. Let us begin working on your behalf. We provide every client a "No Win/No-Fee" Guarantee.
This promise means that you will never make an upfront payment for our legal services and if we cannot obtain compensation on your behalf you will owe us nothing.
Read what the people we have helped have to say!
“It was challenging to find any attorney that would handle my case because I was not seriously injured in a vehicle collision and there was minimal damage to my car. Likely just before the Illinois statute of limitations expired in my case, I found the attorneys at Rosenfeld Injury Lawyers who were willing to handle my claim. Jonathan reviewed the evidence in my case and gave me legal options on how to move forward. Much to my surprise, after much work from my legal team, the insurer settled my case for more than $100,000 over what I thought I would receive. I would have never gotten any compensation had my law firm not accepted my case, developed an effective strategy and proved beyond a reasonable doubt that the other driver was at fault for the crash.”
Alan T – Granite City, Illinois
“My sister referred me to Rosenfeld Injury Lawyers after I was involved in a serious automobile accident. I called from the hospital emergency room to discuss my case with Jonathan who said he could help me ensure I received compensation to pay for my medical bills and car damage. His legal team in the including the paralegals were wonderful to deal with and they provided the highest level of customer service. In less than 2 months, my case was resolved through a negotiated settlement just like Jonathan told me what happened, and I received the check within days to pay for my hospitalization, medical expenses, back lost wages, suffering and pain.”
Terrance R. – Homer Glen, Illinois