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Elgin Lyft Accident Lawyer

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Jonathan Rosenfeld


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Navigating a Lyft car accident is also much different than a traditional car accident, making it difficult to collect the compensation you may need after an accident. The unique employment arrangement involved with rideshare apps can make pursuing compensation confusing, which is where an Elgin Lyft accident injury lawyer from our team steps in.

What Makes Lyft Car Accident Claims Complicated

Lyft drivers are independent contractors, which means the company is not required to include them in a commercial insurance policy. While Lyft does have an insurance policy covering its drivers, the driver must be logged into the app for coverage to apply.

The driver’s status at the time of the accident affects liability and any options available for pursuing compensation. This means a Lyft crash claim typically requires in-depth investigation and negotiation.

An Elgin ridesharing accident lawyer from our team can help you navigate your Lyft claim and ensure you receive the compensation you deserve.

Damages Our Elgin Lyft Accident Lawyers Can Help You Recover

A Lyft crash can lead to painful, expensive injuries and lost wages. Some injured victims may require multiple medical procedures and assistive equipment. An Elgin car accident lawyer from our team can help recover the following damages.

Economic Damages

Economic damages in a rideshare accident include financial losses, like medical bills, lost wages, and property damages. Our lawyers can help prove your economic damages through medical bills, invoices, repair bills, or income statements.

Non-Economic Damages

Noneconomic damages in a Lyft accident include non-monetary costs, like pain and suffering. While non-economic damages may be more difficult to prove, they’re just as important to your Lyft case.

Wrongful Death Damages

A severe car accident can lead to life-altering injuries, some of which may be life-threatening. If you lost a loved one in a rideshare accident, you may be able to seek compensation for medical debt, funeral, or burial expenses.

Factors Affecting Settlement Amount

The value of your Lyft rideshare accident case depends on various factors, including the following:

  • Actual damages: The actual monetary and non-monetary damages you experience will affect the expected compensation in your case.
  • Sustained injuries: The severity of your injuries also affects the value of your case. Permanent, life-changing injuries will typically result in more than short-term conditions.
  • Insurance coverage: The level of insurance available may also impact your settlement amount.
  • Case evidence: Strong case evidence makes negligence and wrongdoing easier to prove, which could lead to a higher settlement.
  • Comparative negligence: Illinois follows modified comparative negligence laws, which means you can still seek compensation if you’re partially to blame, but your compensation will be reduced by the percentage in which you’re found to be at fault.

An Elgin Lyft rideshare accident lawyer can help maximize the value of your claim by identifying liability, providing the full extent of your injuries, and considering all insurance coverage options. Our lawyers also help injured victims collect evidence to minimize liability and maximize compensation.

The Time Limit for Filing Lyft Rideshare Accident Claims in Elgin, IL

Illinois allows injured victims in a Lyft crash to file a lawsuit within two years of the accident. A two-year statute of limitation applies to personal injury, product liability, and wrongful death claims.

This two-year timeframe goes fast, especially when you’re dealing with medical procedures and time off from work. It can take some time for your accident lawyers to build a strong case against the liable party, so make sure you consider your legal options soon.

Rosenfeld Injury Lawyers offers a free case evaluation, meaning there is no risk to exploring your legal options. Our lawyers also work on a contingency fee basis, which means you don’t owe anything unless we win your case.

The Most Common Causes of Lyft Car Accidents

A Lyft car accident can occur from any of the following causes:

  • Distracted driving: Distractions, like texting and driving, are dangerous and can lead to a Lyft crash. Illinois law prohibits all drivers from using handheld smartphones while driving [1].
  • Speeding: Ignoring speed limits or other Elgin road signs can lead to a Lyft rideshare accident.
  • Driving under the influence of alcohol or drugs: Driving while impaired under the influence of alcohol or drugs slows reaction time and can lead to an accident.
  • Drowsy driving: Approximately 2.9% of Illinois drivers admit to falling asleep at the wheel [2]. Drowsy driving from the Lyft driver or another driver on the road can lead to a severe crash.
  • Defective products: Defective vehicle parts or tires can lead to an accident.
  • Poor roads: Improper maintenance or repair of roads may lead to a crash.
  • Inclement weather: Elgin, Illinois, experiences rain and snow, and inclement weather can lead to an accident.

The Most Common Injuries Among Lyft Accident Victims

Accidents involving rideshares can lead to a wide range of injuries, including the following:

  • Broken bones
  • Traumatic brain injury (TBI)
  • Concussion
  • Internal bleeding
  • Back or neck injury
  • Post-traumatic stress disorder (PTSD)
  • Whiplash
  • Chemical burns
  • Amputations
  • Wrongful death

An Elgin Lyft crash attorney can help injured victims build a case demonstrating the full extent of the injuries. Medical records, witness statements, and expert witnesses are all important to show the impact of these injuries.

Understanding Lyft Accident Insurance Coverage

The party responsible for your damages following a Lyft crash depends primarily on the driver’s status at the time of the accident. Whether the driver was active in the app or in between working hours affects the available coverage. Of course, who’s responsible for the accident can also affect your compensation options.

Lyft Insurance Coverage

Lyft covers its contractors with an insurance policy that’s available when drivers are actively logged into the app and ready to receive ride requests. The insurance policy limits depend on whether the driver is waiting for a ride, en route to pick up a passenger, or currently transporting a passenger.

Personal Policy Coverage

Lyft drivers who aren’t logged into the app or awaiting a passenger are not covered by Lyft’s insurance policy. However, Lyft does require its Elgin, Illinois, drivers to carry an insurance policy that meets the state’s minimum coverage requirements. 

Additionally, many traditional personal auto insurance policies don’t cover rideshare activities, meaning Lyft drivers may need to purchase a separate rideshare insurance policy.

Other Types of Insurance

Certain details can make a rideshare accident even more confusing when determining liability. Accidents involving defective automotive parts, for example, would fall under a product liability claim. 

It’s also possible for other drivers on the road to cause an accident. Illinois is an at-fault insurance state, which means if driver negligence is to blame, you would seek compensation through the other driver’s insurance policy.

What to Do After a Lyft Rideshare Accident

Certain steps following a Lyft crash can help protect your physical well-being and legal claim. Here are a few important things to do following a Lyft rideshare accident:

  • Call 911 and report the accident: Call 911, stay at the scene of the accident, and file an official report as soon as possible.
  • Take photographs/videos: Collect time-sensitive evidence when possible, including photographs or videos from the scene of the accident.
  • Exchange contact information: Exchange your contact information with any witnesses who can attest to what happened.
  • Receive medical care: Always receive medical care immediately following a crash.
  • Notify Lyft of the accident: Whether you were the Lyft driver or passenger, be sure to notify Lyft of the accident as soon as possible.
  • Notify the insurance company: If applicable, notify your or the responsible party’s insurance company of the crash.
  • Contact a personal injury lawyer: Contact an accident lawyer to explore your options as soon as possible following the accident.

How Our Elgin Lyft Accident Attorneys Can Help

An Elgin Lyft injury lawyer can be valuable to your case for many reasons. Lyft claims can be more complex than traditional car accident claims, especially when it comes to identifying liability and staying within the state’s strict time limits.

Jonathan Rosenfeld, Chicago Personal Injury Lawyer

Rosenfeld Injury Lawyers has experience helping those injured in an Elgin rideshare accident. Our legal representation can help you determine liability, collect the necessary evidence to prove negligence, and manage all insurance company negotiations. Working with an Elgin Lyft crash lawyer from our team also allows you to focus on your recovery while we manage all communications and legal filings.

Cost of Hiring an Elgin Lyft Car Accident Lawyer

Lyft car accidents can put you in a difficult financial position, leaving you with expensive medical bills and injuries that prevent you from working. Legal representation can help you receive maximum compensation, but it comes at a price.

Rosenfeld Injury Lawyers understands the complexity of needing legal representation while navigating a difficult financial situation. Our Elgin personal injury lawyers work on a contingency fee basis, which means you never owe anything unless our accident lawyers are successful in obtaining compensation.

Contact an Elgin Lyft Accident Attorney Today!

The Lyft accident lawyers at Rosenfeld Injury Lawyers have in-depth experience in helping injured victims collect the compensation they deserve. We have successfully recovered millions for other Illinois rideshare accident victims. With a contingency fee structure and free case evaluation, we make it easy to explore your personal injury lawyer needs.

Contact us today at (888) 424-5757 for your free case evaluation. You can also fill out our online contact form to have an accident lawyer reach out to you.

Resources: [1] State of Illinois, Illinois State Police, [2] The Zebra

Client Reviews

Jonathan Rosenfeld was professionally objective, timely, and knowledgeable. Also, his advice was extremely effective regarding my case. In addition, Jonathan was understanding and patient pertaining to any of my questions or concerns. I was very happy with the end result and I highly recommend Jonathan Rosenfeld.

– Michonne Proulx

Extremely impressed with this law firm. They took control of a bad motorcycle crash that left my uncle seriously injured. Without any guarantee of a financial recovery, they went out and hired accident investigators and engineers to help prove how the accident happened. I am grateful that they worked on a contingency fee basis as there was no way we could have paid for these services on our own.

– Ethan Armstrong

Jonathan Rosenfeld was professionally objective, timely, and knowledgeable. Also, his advice was extremely effective regarding my case. In addition, Jonathan was understanding and patient pertaining to any of my questions or concerns. I was very happy with the end result and I highly recommend Jonathan Rosenfeld.

– Giulia

This lawyer really helped me get compensation for my motorcycle accident case. I know there is no way that I could have gotten anywhere near the amount that Mr. Rosenfeld was able to get to settle my case. Thank you.

– Daniel Kaim

Jonathan did a great job helping my family navigate through a lengthy lawsuit involving my grandmother’s death in a nursing home. Through every step of the case, Jonathan kept my family informed of the progression of the case. Although our case eventually settled at a mediation, I really was impressed at how well prepared Jonathan was to take the case to trial.

– Lisa

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Rosenfeld Injury Lawyers
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Chicago, IL 60606

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