No. As a party or witness to an auto accident, you have no obligation to speak with any person– from an insurance company, lawyers' office or otherwise.
It has become common practice for many auto insurance companies to call a person involved in a car accident shortly following the incident to ask them questions about how the incident occurred or to discuss what type of injuries they may have sustained. While such questions may seem relatively innocent, these questions are posed from the company that will likely be responsible for making a payment to you as compensation for your injuries. Insurance companies often use these statements against you, in order to minimize the value of your case and thus offer a low claim settlement, or even to reject your claim altogether. Consequently, most car accident attorneys strongly advise against giving any statements following a car accident.
Instead of speaking with the insurance company following your accident, you should write a letter of notification to the at-fault driver's insurance company, notifying them of the accident. Include only your name, date and location of the accident, notification of your injury, and the date that you wrote the letter. (http://www.dmv.org/insurance/compensation-for-auto-accident-personal-injury-claims.php). After writing the letter of notification, allow your attorney to handle the insurance company. Attorneys know how to deal with the insurance companies and know how much information is necessary to turn over. Giving away too much information, such as a medical authorization form, may harm your chances of a fair settlement.
Additional Benefit of Hiring a Lawyer to Help With Your Car Accident Case
One of the benefits of having an attorney represent you in a car accident case is that when you are represented, the insurance company cannot contact you directly. If they want to ask you questions about your case, they must go through your legal representative. At Rosenfeld Injury Lawyers LLC, we always work with your best interests in mind. We simply will not allow an insurance company to get an unfair advantage because they wish to get information from you.
We have experience handling Illinois car accident cases involving almost every auto insurance company and have dealt with insurance defense attorneys from all parts of the state. We know the rules and we know the tricks these companies use to reduce the amounts they are obligated to pay you. Contact our office today for a free review of your case.
For additional information see the following pages:
- How long do you have to file a lawsuit for personal injuries related to a car accident arising in Chicago, IL?
- How long does it take to settle an Illinois car accident case involving injuries?
- How much does it cost to hire a lawyer to represent me in a personal injury case arising out of an Illinois auto accident?
- I don't understand why my car insurance needs to pay for injuries I sustained when another person caused the accident
- I was told the driver of the vehicle I was involved in an accident with had full coverage. What does that mean?
- I was unable to work for several months following my car accident; can I recover my lost wages?
- If the car was owned by a company, is the company responsible for paying my personal injuries?
- Is car insurance mandatory for drivers in Illinois?
- My health insurance company said they have subrogation rights related to my auto accident case. What does that mean?
- Can I pursue a claim on behalf of my son against my husband?
- My surgeon wants to put a lien on my car accident case. What is he doing?
- The driver I was involved in an accident with pleaded guilty in traffic court. What does that mean?
- The driver of the vehicle who caused my Chicago car accident was arrested for DUI. Can a claim be pursued for punitive damages?
- What type of monetary damages does the law provide for in automobile accident cases in IL?
- Why is the car insurance company denying my claim for property damage and medical expenses?