Do I Need to Discuss my Bicycle Accident With an Insurance Company if it Contacts Me?
No. Following an accident in which you were injured, you are not legally obligated to give an insurance company representative, or any other person, any statement about the incident, with the exception of law enforcement.
What Should I do if an Insurance Company Contacts Me After a Bicycle Accident?
By law, you are not required to give insurance companies any verbal or written information or documents they might request of you before you have legal representation. Before discussing any details of your bicycle accident with the at-fault driver’s auto insurance company, you should speak with a qualified accident attorney. In the immediate aftermath of an accident, insurance companies for the responsible party often try to obtain as much information as possible from the injured person in order to negotiate a low claim settlement. They are not looking out for your best interests, and often later use what you tell them against you.
What Steps Should I Take to Make a Successful Bicycle Accident Claim?
First, learn as much about the laws governing these cases as you can. This will help you understand how to work with your attorney more effectively as well as show you what to look for and collect. Second, gather all relevant records, evidence, and other materials crucial to your case, including any photos taken at the scene or eyewitness contact information. These might disappear over time, so it’s important to preserve them quickly. Third, meet with your attorney to discuss a litigation strategy. Finally, remain available to your lawyer so you can swiftly file a claim and get the recovery process started.
What Should I do if the Insurance Company Wants Me to Sign a Medical Authorization?
You should hire a bike accident attorney to discuss the ramifications of signing any legally binding document. In most cases, an attorney will advise you not to sign anything the insurance company gives you before first discussing it with your lawyer. You are not legally bound to give insurance companies information, including access to your medical records. Most of the time, by signing a medical authorization form you give the insurance company access to your medical records. This is why we recommend that you always communicate with insurance companies and other representatives through your attorney.
Understanding all Aspects of Your Bicycle Accident Claim
The early stages of your bike accident case are critical. Generally, if settlement negotiations with the insurance company fail, you may file a lawsuit in court. In that case, your lawyers will draft a complaint alleging that the defendant’s (at-fault driver or other cyclist) negligent actions caused your injuries. As court cases can drag out, be prepared for the fact that it might be a few months to even a few years before the case is finally resolved. To better understand the process, contact Rosenfeld Injury Lawyers LLC to learn about Illinois bicycle accident litigation.
Our bicycle accident law firm represents victims of bike accidents in communications with lawyers, insurance companies, and other parties. Our legal services are free to you until you receive a financial award or settlement. Call Rosenfeld Injury Lawyers to ensure your bicycle accident claim is in good hands.