Do I Have to Speak to an Insurance Adjuster After an Illinois Motorcycle Crash That Injured Me?
No. As a party or witness to a traffic accident, you are under no duty to speak with any person except a police officer. It doesn’t matter whether they are from an insurance company, lawyer’s office, or somewhere else.
It has become common practice for auto insurance companies to contact a person involved in a collision shortly after the accident to ask them questions about how it occurred or what types of injuries they sustained. While such questions may seem relatively innocent, they are coming from the company that will likely be responsible for paying you compensation for your injuries.
Insurance companies often use these statements against you to minimize the value of your case and offer a low claim settlement, or even to reject your claim altogether. Consequently, most accident attorneys strongly advise against giving any statements following a motorcycle accident.
Instead of speaking with the insurance company, you should write a letter of notification to the at-fault driver's insurer notifying them of the accident. Include only your name, date and location of the accident, the nature of your injuries, and the date of the letter. After sending the letter of notification, allow your attorney to deal with the insurance companies.
Attorneys know how much information is necessary to turn over. Giving away too much information, including filling out and signing a medical authorization form, may harm your chances of receiving a fair settlement.
Also remember that when giving a statement to law enforcement or the other driver involved in the accident, never admit fault, even if you think you might have been at fault. Since police reports become part of the case record, this and any other statement you make could be used by the insurer against you at a later point.
Benefits of Hiring a Lawyer to Help with Your Illinois Motorcycle Accident Case
One of the benefits of having an attorney represent you in a motorcycle accident case is that once you have legal representation, the insurance company cannot contact you directly. If they want to ask you questions about your case, they must go through your lawyer. At Rosenfeld Injury Lawyers LLC, we always work with your best interests in mind. We will not allow an insurance company to get an unfair advantage because they wish to get information from you.
We have experience handling Illinois motorcycle crash cases involving almost every auto insurance company in the nation, and we have dealt with insurance defense attorneys from all parts of the state. We know the rules and the tricks these companies use to reduce the amounts they are obligated to pay you. Contact our office today for a free review of your case so we can put you on the road to getting the compensation you deserve.