Yes. If you are injured in an hit-and-run motorcycle accident in Illinois, you can pursue an uninsured motorist case with your insurance company.
Unfortunately, many Illinois motorcyclists are injured in accidents where the driver may flee the scene after the crash. In these circumstances, where the negligent vehicle leaves the scene or is located and does not have liability insurance, the injured motorcyclist can pursue a claim for his or her injuries directly from their own insurance company in the form of an uninsured motorist claim.
Steps to Take Before an Uninsured Motorist Can Be Pursued for Injuries Related to a Hit & Run Motorcycle Crash
While presenting a case for damages with your insurance company may seem like a straightforward proposition, some procedures must be followed in order for you to avail yourself of coverage under your policy.
Contact between vehicles is likely necessary in order to get coverage for a loss. In other words, most uninsured motorist policies contain language, which requires there to be actual contact between another vehicle and your motorcycle. No contact (somebody cut you off), generally means that there will be no coverage for your injuries.
Another common prerequisite for coverage is to get official confirmation from the secretary of state that the other driver was not insured. While a police report may list a driver who causes a crash as ‘uninsured’—this is not sufficient to trigger coverage under most uninsured motorist policies. Written confirmation from the Illinois Secretary of State is needed to pursue UM coverage in the majority of situations.
Do You Need Help With an Illinois Motorcycle Accident Case With an Uninsured or Under-Insured Driver?
Rosenfeld Injury Lawyers uses the same approach to the prosecution of motorcycle accident cases involving uninsured motorists that we do for more typical cases where the responsible party carried liability insurance. In either respect, our goal remains consistent --- to provide you with the representation you need in order to make as complete a financial recovery as the law allows.
When pursuing uninsured motorist cases on behalf of injured bikers, we will review all of your insurance policies (on all vehicles and umbrella or excess coverage) to determine how we can maximize the benefits available to you. Once we have determined the coverage available, we will then assemble your case just as though we are pursuing an at-fault driver.
We invite you to contact our office today to discuss your legal options for recovery for an injury or fatality related to an uninsured motorist who caused a motorcycle accident involving yourself or a family member.
For additional information visit the following links:
- Do I Have To Answer The Insurance Adjuster?
- Do I Need An Attorney To Settle My Illinois Motorcycle Accident Case Or Should I Try To Do It Myself?
- Do I Need To Get Medical Assistance After A Motorcycle Crash Even If I Only Have Minor Injuries?
- How Much Will It Cost Me To Get A Lawyer To Represent Me In My Illinois Motorcycle Accident Case?
- I Was Found “At Fault” In The Police Report That Was Filed. Does This Mean I Do Not Have A Chance In Filing An Injury Motorcycle Accident Case?
- If I Am Not Able To Go Back To Work Right Away After My Chicago Motorcycle Accident, Will I Be Reimbursed For My Lost Income?
- Is There A Time Limit In Illinois on How Long After A Motorcycle Accident That A Lawsuit Can Be Filed?