Most insurers are unaware that automobile insurance companies use proven strategies to ensure they and their shareholders best interests are always protected. The Chicago accident attorneys at Rosenfeld Injury Lawyers LLC have successfully resolved hundreds of Illinois automobile accident cases where victims were injured or killed through the negligent actions of others. If you or your loved one was injured in a vehicle crash with a driver insured by CNA, we encourage you to contact our offices today to discuss your legal options to obtain financial recovery.
CNA ranks 13th in the list of the largest casualty and property insurance companies in the United States and his seventh largest in selling commercial insurance. The Chicago based insurance company generates more than $10 billion and revenue every year. In addition to providing vehicle and property protection, the insurer offers coverage involving professional liability, health care, worker’s compensation, commercial automobile insurance, director and officer’s liability insurance, and financial services to millions of customers.
Determining the Value of Your Claim
If you were involved in an accident with a driver insured by CNA, it is essential to understand how the insurance provider will value your claim and decide your fate in recovering your damages. Like State Farm, GEICO, Allstate and others, CNA uses Colossus, a claim estimation computer algorithm that generates “objective” determinations on how much every case is worth. Unfortunately, Colossus has significant drawbacks in that it bases its results unlimited data concerning a very personal accident, crash, event or incident, treating victims like numbers. The insurance provider inputs data into the algorithm to obtain a valued result that is often significantly lower than the true worth of the case. CNA uses the computer’s result to make ridiculously low settlement offers to victims injured by their policyholders.
You do not need to accept an embarrassingly unacceptable low settlement from any insurance company that is eager to reward shareholders by protecting its profits from victims. You never have to accept the numbers the computer provided CNA without a comprehensive evaluation on how your severe injury claim was valued. You and your family might be dealing with a tremendous financial burden due to life-changing, catastrophic injuries or the loss of a loved one killed by the negligent actions of another.
Filing a Claim for Compensation
Nearly immediately after you file a complaint against the insurance company to obtain financial compensation, CNA will likely ask you to make a recorded statement to provide your side of the story as to what happened. However, the insurance company can use the information you provide against you and reduce the amount of compensation you receive. Our legal team advises you never give a recorded statement or sign any documents by CNA or any the other insurance company unless you are the policyholder. Instead, allow your attorneys to handle correspondence between you and CNA to ensure your rights are always protected, so your family can be compensated for your damages.
Settling a Commercial Automobile Claim
Many commercial companies carry CNA insurance coverage to protect their interests when involved in trucking accidents. If you were involved in a crash with a commercial vehicle insured by CNA, you might be faced with a claims adjuster who will look at the facts to decide who is at fault for causing the crash. The insurance company will do whatever is needed to minimize the amount they pay out to you to recover your damages. However, an attorney working on your behalf can seek out all parties at fault to add as many defendants as possible to your case to ensure you receive adequate recompense. Your lawyer may file a claim against the commercial truck driver, the trucking company, the truck manufacturer, truck maintenance company and others that might have also played a part in causing the collision that led to your injuries, property damage or the death of a loved one.
Do I File a Claim or Lawsuit?
Initially, all victims injured by the negligent actions of others have the legal right to file a claim for compensation against every party at fault for causing their damages. However, even though the insurance company accepts your claim, they may conclude after an investigation that you are at fault for the accident and deny your claim or delay offering you a settlement. In many incidents, the insurance company will refuse to make an acceptable offer to ensure you are made financially whole again after their policyholder caused your damages. They may refuse to give you the compensation you deserve based on factors they determine to be valid. However, if an attorney is handling your case, they will likely advise you to file a lawsuit against the defendant that is offering too low a settlement to take your case to trial. Often, this effort causes the insurance company to reevaluate your decision because they know that resolving a lawsuit can be extremely expensive.
How Hiring an Attorney can Help
Like all insurance carriers, CNA will never be on your side to ensure that you are provided the amount of compensation you deserve for your case. Insurance companies must protect their shareholders and keep as much profit as possible, which can be accomplished by diminishing payouts or denying claims outright. While the adjuster is never on your side, our lawyers are. We use our comprehensive understanding of Illinois tort law and years of experience in dealing with insurance companies. We have built successful strategies that ensure our clients are always protected. Our team of attorneys will:
- Investigate your claim for compensation as soon as you agree to legal representation.
- Explain to you how the evidence and information the insurance company is looking for can be used to evaluate your case correctly.
- Conduct a comprehensive evaluation of your claim and provide legal advice on what you should expect throughout the process of dealing with CNA.
- Ensure that every aspect of your claim for compensation is correctly prepared including filing all the necessary documents and paperwork in the proper courthouse before the statute of limitations expires.
- Negotiate on your behalf during a settlement offer meeting with the defendant, the defendant’s attorneys or the claims adjuster.
- Advise you whether to accept the settlement offer or take the case to trial to ensure your family receives the amount of compensation you deserve.
Let Us Battle for Your Legal Rights When Dealing With a CNA Accident Injury Claim
The vehicle accident attorneys at Rosenfeld Injury Lawyers LLC have successfully resolved many claims for compensation against insurance companies including CNA. If your loved one was injured through the negligent actions of others, we can provide the legal advice and representation you need to deal directly with insurance companies that must pay you the maximum compensation for your damages. Let our team of dedicated lawyers protect your rights. Contact us today at (888) 424-5757 to schedule a free case consultation to discuss filing a claim for compensation to recover your damages. We provide every client a “No Win/No-Fee” guarantee, meaning if we are unable to obtain compensation on your behalf through a jury trial award or out of court settlement, you owe us nothing.
What the people we have helped have to say!
“When I was injured in my vehicle was damaged in a collision I wanted to handle the case on my own without legal representation. Even though I was ready to settle, the insurance carrier refused to offer me what my case was worth. I turn to Jonathan at Rosenfeld Injury Lawyers. Their legal team prepared my case to go to trial. The insurer changed their tune and instead offered me a settlement in the amount my attorneys demanded. My family thanks the lawyers and paralegals who work on my case and got enough compensation to pay for my medical bills, my lost wages, my future physical therapy and medical care. I recommend that everyone who needs legal representation contact Jonathan and his legal team now.
Samuel T. – Evanston, Illinois
“Nearly immediately after I discussed my case with Jonathan Rosenfeld, I was sure that the attorneys at Rosenfeld Injury Lawyers were concerned about my health and could help me with my case. Oddly, the insurer initially offered a settlement amount that was far lower than I had expected. Within days, my lawyer filed a lawsuit against the defendant. Less than a week later, the insurance company called to settle the case for over twice what they had originally offered. During the process, my lawyers maintain communication, return my calls, and kept me up to date as to what was happening at all times. I know Jonathan really cared about what was going on with my family and the financial burdens we were facing because we had been involved in a serious car accident. If you need legal help, look no farther than Jonathan and his legal team that can help you resolve your problems.”
Cynthia B – Galesburg, Illinois