Chicago CNA Auto Injury Claim Lawyer
The Chicago car accident attorneys at Rosenfeld Injury Lawyers LLC have successfully resolved hundreds of Illinois automobile accident cases involving serious injury or fatality. Were you or your loved one injured in a motor vehicle crash with a driver insured by CNA? If so, we encourage you to contact our offices today to discuss your legal options to obtain financial recovery.
CNA Insurance Car Accident Injury FAQs
How Do You Deal with Car Insurance After an Accident?
There are specific steps that every accident victim should take in the moments after the crash, including calling the police and EMT for transport to the emergency room for a diagnosis. Be sure the ambulance takes you to the hospital even if you believe you are not injured.
Only a doctor with the best diagnostic tools can identify the extent of your medical condition. When you can, call the insurance company and submit the police accident report to begin the compensation claim process.
Do Insurance Companies Have To pay for Pain and Suffering?
Liability under an automobile liability policy provides compensation for all damages, including non-economic losses like pain and suffering. The coverage is usually included in bodily injury liability that also pays for medical expenses and lost wages due to the accident.
The amount you can expect to receive in an insurance claim is based on the insurance policy's limits and the courage it provides for medical treatment, property damage, and wrongful death.
What Is the Average Settlement for a Car Accident With Injury?
According to research, accident victims with moderate injuries tend to settle their personal injury cases for approximately $150,000 or less on average. Victims with severe injuries usually settle their compensation claim for $350,000 or more.
The monetary payout for a motor vehicle accident with severe injuries is about $147,000 on average. Cases involving extreme injuries or wrongful death tend to settle for $1.9 million or more on average.
How Does Insurance Work When You get in an Accident?
Typically, the accident victim will notify their personal insurance carrier to begin the compensation claim process. Usually, their insurance provider will contact all other insurers involved in the accident.
You will be required to give a detailed description of precisely what happened and collect information on their behalf, including the police report and eyewitness accounts. At some point, the claims adjuster representing the driver at fault will contact you to provide information on your side of the story.
What Should You not say to an Insurance Adjuster?
The claims adjuster working for the insurance company is trained to ensure that they provide the lowest possible offer to resolve your case. Because of that, it is crucial that you only answered questions short and concisely and not reveal additional information you are not required to give.
Saying the wrong thing, misspeaking, or not knowing how to answer the question correctly could significantly change the amount of compensation you receive in the end. If you do not know what to say, consider hiring a personal injury attorney specializes in car and truck accidents, medical malpractice, and personal injury claims.
Who Pays for My Damages if I Was Involved in a Hit-And-Run Accident?
You could receive financial compensation through your insurance carrier by filing a personal injury claim based on uninsured coverage. Your insurance coverage likely has specific policy limits of up to $100,000-$300,000 or more to resolve car and truck accident cases where the other driver fled the scene, was uninsured, or underinsured.
Background on CNA Insurance
CNA ranks thirteenth on the list of the largest casualty and property insurance companies in the United States and his seventh largest in selling commercial insurance. The Chicago-based insurance company generates more than $10 billion and revenue every year.
In addition to providing vehicle and property protection, CNA Financial Corporation subsidiaries offer coverage involving professional liability, health care, worker's compensation, commercial automobile insurance, director and officer's liability insurance, and financial services to millions of customers.
Determining the Value of Your Auto Injury Claim With CNA
Were you involved in an accident with a driver insured by CNA? If so, it is essential to understand how the insurance provider will value your claim and decide your fate in recovering your damages.
Like State Farm, GEICO, Allstate, and others, CNA uses Colossus, a claim estimation computer algorithm that generates "objective" determinations on how much every case is worth. Unfortunately, Colossus has significant drawbacks because it bases its results on unlimited data concerning a very personal accident, crash, event or incident, treating victims like numbers.
The insurance provider inputs data into the algorithm to obtain a valued result that is often significantly lower than the case's true worth. CNA uses the computer's result to make ridiculously low settlement offers to victims injured by their policyholders.
You do not need to accept an embarrassingly unacceptable low settlement from any insurance company that is eager to reward shareholders by protecting its profits from victims. You never have to accept the numbers the computer provided CNA without a comprehensive evaluation of how your severe injury claim was valued.
You and your family might be dealing with a tremendous financial burden due to life-changing, catastrophic injuries or the loss of a loved one killed by the negligent actions of another.
Filing a Claim for Compensation With CNA
Nearly immediately after you file a complaint against the insurance company to obtain financial compensation, CNA will likely ask you to make a recorded statement to provide your side of the story as to what happened. However, the insurance company can use the information you provide against you and reduce your compensation.
Our legal team advises that you never give a recorded statement or sign any documents by CNA or any other insurance company unless you are the policyholder. Instead, allow your attorneys to handle correspondence between you and CNA to ensure your rights are always protected, so your family can be compensated for your damages.
Settling a Commercial Vehicle Claim With CNA
Many commercial companies carry CNA insurance coverage to protect their interests when involved in trucking accidents. If you were involved in a crash with a commercial vehicle insured by CNA, you might face a claims adjuster who will look at the facts to decide who is at fault for causing the crash.
The insurance company will do whatever is needed to minimize the amount they pay out to recover your damages. However, an attorney working on your behalf can seek out all parties at fault to add as many defendants as possible to your case to ensure you receive adequate compensation.
Your lawyer might file a claim against the commercial truck driver, the trucking company, the truck manufacturer, truck maintenance company, and others that might have also played a part in causing the collision that led to your injuries, property damage, or the death of a loved one.
Filing a Claim or Lawsuit to Recover Compensation for Personal Injuries
Initially, all victims injured by others' negligent actions have the legal right to file a claim for compensation against every party at fault for causing their damages. However, even though the insurance company accepts your claim, they might conclude after an investigation that you are at fault for the accident and deny your claim or delay offering you a settlement.
In many incidents, the insurance company will refuse to make an acceptable offer to ensure you are made financially whole again after their policyholder caused your damages. They might refuse to give you the compensation you deserve based on factors they determine to be valid.
However, lawyers handling your case will likely advise you to file a lawsuit against the defendant that offers too low a settlement to take your case to trial. This effort often causes the insurance company to reevaluate your decision because they know that resolving a lawsuit can be extremely expensive.
How Hiring an Experienced Attorney Can Help Resolve Your Case Faster & For More Compensation
Like all insurance carriers, CNA will never be on your side to ensure that you are provided the amount of compensation you deserve for your case. Insurance companies must protect their shareholders and keep as much profit as possible, which can be accomplished by diminishing payouts or denying claims outright.
While the adjuster is never on your side, our lawyers are. We use our comprehensive understanding of Illinois tort law and years of experience in dealing with insurance companies. Our attorneys have built successful strategies that ensure our clients are always protected. Our team will:
- Investigate your compensation claim as soon as you agree to legal representation.
- Explain how the evidence and information the insurance company is looking for can be used to evaluate your case correctly.
- Conduct a comprehensive evaluation of your claim and provide legal advice on what you should expect throughout the process of dealing with CNA.
- Ensure that every aspect of your compensation claim is correctly prepared, including filing all the necessary documents and paperwork in the proper courthouse before the statute of limitations expires.
- Negotiate on your behalf during a settlement offer meeting with the defendant, the defendant's attorneys, or the claims adjuster.
- Advise you whether to accept the settlement offer or take the case to trial to ensure your family receives the amount of compensation you deserve.
Let Us Battle for Your Legal Rights When Dealing With a CNA Accident Injury Claim
The car accident lawyers at Rosenfeld Injury Lawyers LLC have successfully resolved many claims for compensation against insurance companies, including CNA.
Was your loved one injured through the negligent actions of others? We can provide the legal advice and representation you need to deal directly with insurance companies that must pay you the maximum compensation for your damages.
Talk with our Cook County trial lawyers today at (888) 424-5757 (toll-free phone call) or through the contact form to schedule a free consultation. All discussions with our law firm about your auto accident claim or wrongful death lawsuit remain confidential through an attorney-client relationship.
Please do not send sensitive information to our law office through voicemail, email, or text message. Our attorneys follow social distancing guidelines to prevent the spread of Covid-19 (coronavirus).