Chicago CHUBB Insurance Auto Injury Claim Lawyer
The Chicago car accident attorneys at Rosenfeld Injury Lawyers LLC represent people injured in auto accidents caused by CHUBB auto insurance policyholders' negligent actions. Our law firm has years of experience protecting our clients against insurance companies who under-value personal injury claims.
Were you injured in a Chicago auto accident involving another who is insured by CHUBB insurance? If so, speak with our attorneys today about your legal rights and options for compensation without any obligation or cost to you.
Our attorneys currently represent clients throughout the United States, including Illinois, California, New York, Maryland, New Jersey, Wisconsin, Michigan, Texas, Philadelphia, and Hartford, Connecticut.
CHUBB Insurance Car Accident Lawyer FAQs
What is the Average Insurance Payout for a Car Accident?
Researchers show that accident cases with moderate injuries often settle for approximately $150,000 or less. Crashes involving serious injuries are usually settled for more than $350,000 of financial compensation.
Collisions with severe injuries settle for about $747,000, and those with extreme injuries can resolve for $1.9 million or more. The value of your claim will be based on the unique circumstances of your case.
Should I Retain an Attorney for a Car Accident?
Every accident is different, with unique features that must be factored in when resolving the case. An attorney is not always needed for every car accident case.
However, if your accident involved serious injuries or wrongful death, hiring a personal injury attorney can help.
Did the accident occur while you were working for your employer? If so, you might also be entitled to receive workers' compensation benefits that in no way will affect how much you receive in your personal injury claim.
Who Pays for the Attorney in a Car Accident?
If you hire personal injury attorney to handle your case, you will likely pay the standard contingency fee of approximately 33% the 40% of the negotiated settlement. While this fee might seem high, the contingency ensures that if the lawyers cannot settle your case for adequate compensation, you owe them nothing.
Additionally, working on contingency for a specific rate motivates the attorney to ensure they obtain the maximum compensation you deserve for your injuries and property damage.
Surviving family members who lost a loved one in a car accident can also file a claim for compensation using a personal injury attorney.
What Question Should I Asked an Attorney for a Car Accident?
There are seven specific questions to ask if you consider hiring an attorney to handle your compensation case after being involved in an accident. These questions include:
- Are you specialized in personal injury cases?
- Are you the only lawyer that will work on my claim?
- Do you believe that I have a strong compensation case?
- What are the upfront charges, and how much will I pay you once the case is done?
- Will I be responsible for other costs and fees?
- Do you know how long it will take to resolve my case?
- Do you believe your law firm will successfully resolve my case at trial or through a negotiated out of court settlement?
When Should I Hire an Attorney After a Car Accident?
Nearly immediately after the accident, evidence can be lost, and eyewitnesses can forget what they saw or heard. Hiring a lawyer right away will ensure the most robust case possible.
Your attorneys will gather evidence, hire an investigator to determine all the factors in the case, and ensure you receive the best care paid through by the other driver's insurance company. Your lawyer can also seek to obtain workers' compensation benefits if you were injured while on the job until you can return to work.
Should I Accept the First Settlement Offer?
The claims adjuster handling your case is trained to offer you the lowest possible settlement offer initially. You should never accept the first offer but instead, make a counteroffer and describe the extent of your injuries, pain-and-suffering, and your substantial property damage.
Consider hiring a personal injury attorney specializes in 'bad faith' offers. An attorney working on your behalf can ensure you receive the best health care for your severe injuries while speaking directly to the insurance company to receive maximum compensation.
Background on CHUBB Insurance
In 1882, the CHUBB Group of insurance companies began providing insurance options for companies needing cargo and ship coverage. Nearly 140 years later, the insurance carrier employs more than 10,000 individuals across many subsidiaries, including Vigilant Insurance Company, Federal Insurance Company, Pacific Indemnity Company, Great Northern Insurance Company, and Northwestern Pacific Indemnity Company, in over fifty countries.
The insurer offers various insurance solutions for automobile owners, property owners, homeowners, businesses, and individuals needing life insurance policies and supplemental health options. CHUBB provides property and casualty insurance, professional liability insurance, accident insurance, health insurance, and other miscellaneous financial solutions.
Today, the insurer offers consumers some of the highest insurance market limits, with up to $1 million for uninsured motorists and underinsured motorist protection and $10 million in automobile liability coverage. CHUBB With other insurance companies including Allianz, Allstate, GEICO, State Farm, and USAA.
The increasing diversity of their products offer to consumers and their lack of providing injured victims adequate compensation has led to a significant rise in the number of lawsuits filed against CHUBB by injured parties wanting professional negotiations to determine a reasonable amount of compensation.
The CHUBB Insurance Claims Process and Settlement Offers
Unlike many other auto insurance companies in the United States, CHUBB Insurance has a reputation for handling claims and giving quality customer service regularly, at least to their policyholders. However, that does not mean that they are not without their unreasonable denials, delays, and lowball settlement offers to many victims injured by the reckless actions of those they cover.
Many victims have suggested the CHUBB has denied or delayed their claims or made it difficult to reach claims adjusters to settle their case, or failed to respond to inquiries in an attempt to avoid resolving claims. Many victims have received an unfair settlement offer before deciding to take the matter to court and have their case heard in front of a judge and jury.
A claim for compensation can be filed online at the CHUBB Insurance website, by phone at (800) 236-6467, or by mail at:
CHUBB Services Corporation
15 Mountain View Rd.
Warren, NJ 07059
Filing a Claim Against CHUBB Insurance After a Chicago Auto Accident
If you suffered injuries or lost a loved one through those insured's negligent actions through CHUBB insurance, you have the legal right to file a compensation claim to ensure your damages are recovered. However, if you attempt to file and resolve your claim without the assistance of legal representation, you might learn that CHUBB is unwilling to provide adequate compensation in the amount your family deserves.
In many incidents, claimants who file without a lawyer will accept an initial offer from the claims adjuster that is significantly lower than the amount needed to pay for all of their expenses and recover their lost wages.
Our Chicago car accident lawyers ensure that our clients list all of their bills and expenses to ensure that every form of compensation they deserve is obtained under Illinois law. We seek to recover:
- Hospitalization costs,
- Medical bills,
- Out of pocket expenses,
- Property damage,
- The cost of future hospitalization, surgeries, treatment, and rehabilitation,
- Lost wages due to time away from work because of the accident,
- The loss of future earning ability due to a temporary or permanent disability related to the injuries,
- Non-tangible damages including pain, suffering, loss of consortium, loss of companionship, loss of active recreation, loss of enjoyment of daily living,
- Funeral costs and burial expenses in wrongful death lawsuits,
- Punitive damages when allowed by the court
Valuing a Bodily Injury Claim
The evidence and facts surrounding your compensation claim are unique to your case. Because of that, the real value of your claim depends on the extent of your injuries and other circumstances involving in the accident.
However, our experienced CHUBB insurance injury lawyers will fight on your behalf to ensure your rights are protected to ensure you recover maximum compensation when resolving your personal injury claim. Our aggressive legal team works tirelessly when filing your claim, deposing witnesses, speaking with the defendant's attorneys during the negotiation process, and providing evidence at trial in court when necessary.
Do Not Lose Your CHUBB Claim for Compensation due to the Statute of Limitations
According to state law, you have only a limited amount of time to file a claim against CHUBB Insurance to ensure you receive adequate compensation before the state statute of limitations expires.
Every potential plaintiff of a claim or lawsuit has the responsibility to ensure that all the necessary documents are submitted in the proper courthouse within the statute of limitations. Failing to submit the documents timely could cause you to lose your right to ever seek compensation at any time in the future from any party responsible for your damages.
Our law firm goes to great lengths to preserve your rights for filing claims for compensation and a personal injury case or wrongful death lawsuit. While there are strict limitations to the amount of time you have, your attorney can help you determine when the clock starts running in your case based on certain factors involving your claim.
There are specific circumstances that could apply to the statute that varies the length of time you have to file a claim. However, it is important not to hesitate when seeking legal representation from lawyers experienced in resolving CHUBB Insurance claims.
Receive Help for a CHUBB Insurance Car Accident Claim From an Illinois Injury Lawyer Committed to Protecting Your Legal Rights
Are you the victim of the Chicago car accident involving a CHUBB insurance policyholder and have questions about your legal rights and options for monetary compensation? If so, you have the right to file a lawsuit for monetary recovery to ensure your damages are recovered.
The motor vehicle accident attorneys at Rosenfeld Injury Lawyers LLC focus our practice exclusively on representing injured individuals. Our team of attorneys has years of experience handling every aspect of Illinois auto accidents and premises liability cases involving litigation with CHUBB and other insurance companies.
Each of our cases is handled through contingency fee arrangements. This promise means that you will pay no upfront fees until we have secured financial compensation on your behalf.
We offer every client a "No Win/No-Fee" Guarantee, meaning if we cannot obtain compensation on your behalf, you owe us nothing. Contact our law firm today at (888) 424-5757 (toll-free phone call) or through the contact form to schedule a free consultation about your accident case.
All discussions with our law firm remain confidential through an attorney-client relationship. Our attorneys follow social distancing guidelines to prevent the spread of Covid-19 (coronavirus).