Can I Just File A Claim With My Insurance Company Instead Of Going to The Other Party? No. It is the obligation of the at-fault party’s insurance company to pay all or as much of the award as it can before you go to your own carrier.

Getting Payment From The Uninsured Driver

The driver responsible for the accident must pay for the damages to the extent that they can from their personal assets or insurance coverage according to Illinois law. If the other party does not have insurance or does not have enough insurance, then you can file either an uninsured or underinsured motorist claim with your own carrier.

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What Should I Do If The Other Driver Can’t Pay For My Damages?

If the uninsured or underinsured driver cannot pay for all of the damage that they caused you, then you must file a claim with that person’s insurance carrier. Normally, you must do this promptly after the incident or you will not be able to recover at all. It can be as soon as 30 days from when the accident took place in some instances.

Therefore, you must act with haste. Once you contact that company, they will ask for the facts regarding the crash and for some information related to you. At this time, it is important to have a lawyer present so that you don’t disclose anything that will reduce or destroy your right to recover. Also, if you actually end up needing to file a lawsuit, then your counsel will be prepared to do so quickly.

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Need To Bring A Claim Against An Uninsured Motorist?

We know that figuring out who is responsible after a car accident can be difficult especially when the other party doesn’t have insurance. Luckily, we have significant experience helping victims of all kinds of motor vehicle incidents. We can help you too! Just give us a call to find out how!

For additional information see the following pages:

Client Reviews

Jonathan Rosenfeld was professionally objective, timely, and knowledgeable. Also, his advice was extremely effective regarding my case. In addition, Jonathan was understanding and patient pertaining to any of my questions or concerns. I was very happy with the end result and I highly recommend Jonathan Rosenfeld.

- Michonne Proulx

Extremely impressed with this law firm. They took control of a bad motorcycle crash that left my uncle seriously injured. Without any guarantee of a financial recovery, they went out and hired accident investigators and engineers to help prove how the accident happened. I am grateful that they worked on a contingency fee basis as there was no way we could have paid for these services on our own.

- Ethan Armstrong

Jonathan helped my family heal and get compensation after our child was suffered a life threatening injury at daycare. He was sympathetic and in constant contact with us letting us know all he knew every step of the way. We were so blessed to find Jonathan!

- Giulia

This lawyer really helped me get compensation for my motorcycle accident case. I know there is no way that I could have gotten anywhere near the amount that Mr. Rosenfeld was able to get to settle my case. Thank you.

- Daniel Kaim

Jonathan did a great job helping my family navigate through a lengthy lawsuit involving my grandmother's death in a nursing home. Through every step of the case, Jonathan kept my family informed of the progression of the case. Although our case eventually settled at a mediation, I really was impressed at how well prepared Jonathan was to take the case to trial.

- Lisa
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