Workers’ compensation benefits can help you get the medical care and financial support you need if you’re injured on the job. These benefits are available to employees injured or ill due to work.
You must have been hurt to qualify for workers’ compensation benefits during your employment. Workers’ compensation is a no-fault system, meaning you don’t have to prove that your employer was at fault for your injury.
If approved for workers’ compensation benefits, you will receive a percentage of your regular salary while you cannot work. You may also be eligible for medical expenses and other financial assistance. However, the Illinois Workers’ Compensation system is complicated.
Were you injured at work? The Champaign County personal injury attorneys at Rosenfeld Injury Lawyers, LLC, can legally advocate to ensure you receive fair compensation and benefits for your workplace injury.
Contact our Champaign workers’ compensation lawyer at (888) 424-5757 to schedule a free consultation.
How Champaign Workers’ Compensation Lawyers Can Help
An experienced attorney from our workers’ comp law firm helps harmed employees obtain compensation for medical bills, lost wages, pain and suffering, and other losses caused by workplace accidents. If you have been hurt while working, we can help you file a claim for benefits.
Our Champaign workers’ compensation lawyers and paralegals work hard to ensure that you receive fair treatment throughout the claims process.
Workers’ compensation claims can cover many types of injuries, including ones caused by:
- Occupational diseases, such as silicosis
- Carpal tunnel syndrome
- Musculoskeletal conditions
Some injured workers are even eligible for compensation for mental health issues like depression.
Repetitive Stress Injuries
Office workers often complain about repetitive stress injuries, such as carpal tunnel syndrome, tendonitis, and arthritis. These injuries affect millions of people every day. They occur because of repeated motions over long periods of time.
There are many ways to prevent repetitive motions, including changing tasks and taking breaks. You can change your keyboarding style, use ergonomic keyboards, and wear proper wrist support. You can also take frequent breaks throughout the workday.
The state’s workers’ compensation laws cover work-related injuries, illnesses, and diseases, including work-related silicosis, lead poisoning, asbestos exposure, etc.
In many cases, worker’s compensation regulations require employers to provide medical monitoring for employees exposed to certain substances.
Asbestos is a known carcinogen that causes cancer. However, it is still used in many construction materials because it provides insulation properties.
On-the-Job Vehicle Accidents
A recent report from the National Safety Council found that nearly one out of every five workers is harmed at work each year. Over half of those injuries involve motor vehicles.
While most employers provide some form of health insurance coverage, many do not offer workers’ compensation benefits. If you’re involved in an auto accident while working, it’s important to know your options.
Workers’ compensation insurance covers injuries during the course and scope of work. It includes any activity that relates to the work duties.
For example, if you’re a truck driver, you might be required to carry tools or supplies to work. Those items could fall off the truck and injure you. Your employer is responsible for providing safety equipment such as seatbelts or helmets.
Workers’ comp laws require companies to provide health insurance coverage for workers. It includes medical care and payment for treatment related to workplace accidents. If you are hurt while working, you must know what benefits you are entitled to receive. You might qualify for additional payments if you have a pre-existing condition.
An injury sustained while working should be handled just like any other accident. Your employer should treat the injury as though it happened off the clock. They should also ensure you can return to work as soon as possible.
Workers’ compensation is designed to help employees recover lost wages and medical expenses. However, it does not cover pain and suffering, emotional distress, or punitive damages. If you suffer a serious injury while working, you may be able to pursue a claim against the employer or co-workers responsible for your injury. This type of lawsuit is called a third-party claim.
In some states, companies must carry third-party liability insurance. This policy provides protection for the employer in case someone else is found liable for your injuries. Your legal team will review your situation to determine whether you qualify for third-party benefits.
If you do not receive third-party benefits, you may still be entitled to file a claim under state law. You may want to consult with an experienced workers’ compensation lawyer about pursuing a third-party claim in your particular circumstances.
Temporary and Permanent Disability Benefits
If you’re hurt while working, you’ll likely receive medical treatment and disability payments from your employer’s insurance company.
If you’ve been hurt on the job, you might qualify for additional benefits such as temporary total disability (TTD), permanent partial disability (PPD), vocational rehabilitation, and/or death benefits.
You don’t have to file a lawsuit against your employer to collect these temporary and permanent disability benefits. Instead, you can ask your employer’s insurance company to pay you directly. This system is called “filing a claim.”
The Statute of Limitations on Workers’ Compensation Benefits
Illinois law states that a person must bring a lawsuit within two years of the date of injury. It includes medical malpractice cases. If you were harmed due to another party’s negligence, it is important to act quickly. You do not want to wait too long because the statute of limitations (time limits) could expire.
Contact our office today if you are unsure whether you have a case. We can help you determine if you have a valid claim.
What is the Value of My Workers’ Comp Claim?
Insurance companies are notorious for offering low settlements to resolve claims because it saves them money. If you accept the settlement, they don’t pay anything extra.
However, our Champaign workers comp attorneys negotiate with the employer’s insurance company to ensure the hurt employee receives the fair compensation they deserve.
Contact an experienced workers’ comp lawyer for a free consultation to discuss your case’s value. When filing a claim, you might be surprised by what is available through your employment benefits policy.
Should I Seek Compensation for a Work-Related Injury?
Personal injuries are often caused by somebody else’s negligence — like a car crash, slip and fall, medical malpractice, defective products, or the negligent actions of another employee.
If you suffer a workplace injury because of someone else’s carelessness, consider speaking with an experienced attorney to determine whether you have a case.
Workplace injury claims include medical malpractice, product liability, construction defect, and premises liability. Each type of claim requires a specific set of facts and circumstances.
For example, a construction defect claim could arise from a faulty roof, while a medical malpractice claim could involve a doctor’s failure to diagnose cancer.
A work-related injury lawyer will help evaluate your situation and advise you about how best to proceed. They will review your workers’ comp claim and explain the legal process.
Your workers’ compensation attorney will also provide guidance on handling insurance companies and negotiating settlements.
Hiring An Experienced Lawyer to Maximize Workers’ Comp Benefits
We specialize in representing people harmed by the negligence of others. Our team of experienced Champaign County personal injury attorneys has years of combined experience helping accident victims with workplace injuries obtain workers’ comp benefits for medical bills, lost wages, pain and suffering, emotional distress, and more.
Our Rosenfed Injury Lawyers, LLC attorneys work hard to ensure our clients receive fair treatment and compensation. If you’ve been hurt because someone else wasn’t paying attention, we want to hear from you.
Contact a Champaign, IL, workers’ compensation attorney at (888) 424-5757 or use the contact form to schedule a free case evaluation.