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Chicago Auto Insurance Injury Claims: Maximizing Your Settlement

Chicago auto insurance claim lawyersStatistically speaking, most of us are more likely to be involved in a car accident than any other type of personal injury case. Over the past five years, more than 85,000 people have sustained injuries while traveling on Illinois roads every year.

Illinois Crash Data from the Illinois Department of Transportation similarly reveals that nearly 1,000 people lose their lives in traffic accidents on Illinois roadways annually.

An Illinois Car Insurance Claim Attorney Can Help You Recover Compensation for Your Injuries

The Illinois car accident attorneys at Rosenfeld Injury Lawyers LLC handle catastrophic injury cases involving drunk driving, broken bones, traumatic brain injury, uninsured motorist, and no insurance coverage. Our auto accident lawyers use Illinois law to ensure our clients receive maximum compensation for economic and non-economic damages.

Contact us today at (888) 424-5757 to schedule a free case evaluation. We work on a contingency fee basis, meaning we get paid only after we have successfully resolved your car accident injury case.

Our experienced Chicago car accident lawyers currently represent clients throughout the State of Illinois and the Chicago area, including Cook County, DuPage County, Kane County, Lake County, Will County, Aurora, Elgin, Joliet, Naperville, and Schaumburg.

Car Accident Insurance Claims: Putting or Experience to Work for You

A substantial number of these incidents result in insurance claims against the at-fault driver. The Chicago car accident attorneys at Rosenfeld Injury Lawyers LLC are committed to obtaining the most favorable settlement for our injured clients from the insurance company's involved after an automobile accident.

Our law firm has successfully negotiated thousands of auto accident claims with severe injury and wrongful death on behalf of our clients. The Chicago auto accident lawyers on your side, we can provide advice and representation throughout the legal process to ensure your case is resolved successfully.

Providing Information to Provide the Best Chance of Resolving an Injury Claim With a Negligent Driver's Insurance Company

The type of injury and the insurance company involved might play a large role in whether an auto accident case gets resolved directly with an insurance carrier before a lawsuit is filed. However, there are several steps a car accident victim can take to ensure that their injury claim with an insurance carrier gets resolved expeditiously and fairly.

Claimants who file a Chicago motor vehicle accident claim with an insurance company can expedite the claims handling process by providing information to the insurance adjuster so they can evaluate the claim quickly and offer fair compensation for your injuries.

Amongst the information, our auto accident attorneys suggest you provide the at-fault party's insurance company with information including:

  • Itemized medical bills from all providers
  • Complete medical records from doctors and hospitals
  • Narrative reports from treating physicians that address your injury, necessity of medical treatment, medical expenses, and permanency
  • Lost wage verification from your employer
  • Tax returns to substantiate your wage loss claim
  • Witness statements
  • Reports from experts in accident reconstruction or other related fields to identify the driver's negligence and damages
  • Photos of your injury, the area where you were injured, and property damage

The above documents might be challenging to obtain. However, the paperwork and reports could be necessary to assist the decision-makers at an insurance company to properly evaluate the worth of damages you are entitled to receive.

Not every auto accident case is resolved before the litigation process. However, presenting this information to an insurance company gives them the vital evidence to move the claim forward to a settlement.

Auto Accident Bodily Injury Claims FAQs

Below are some frequently asked questions raised by people injured in Chicago, IL auto accidents involving insurance companies. Should you have additional questions, we invite you to contact our law firm for a free consultation with an experienced attorney.

What is the Typical Settlement for Auto Accidents?

A car accident's unique circumstances will determine its value, including the extent and severity of injuries and wrongful death. A car or truck accident with minor injuries might settle for $5000 or more.

Alternatively, someone with severe injuries might receive a negotiated settlement of $300,000 or more, especially if the injuries are permanent. Wrongful death claims might settle for millions of dollars.

How Much is a Bodily Injury Settlement?

Personal injury attorneys can resolve bodily injury cases for $5000, $10,000, or more, based on the severity of the victim's harm. However, many personal injury compensation claims settle for significantly more.

In rare cases, the insurance carrier refuses to acknowledge the severity of the injuries. In these incidences, a personal injury attorney might file a lawsuit and take the case to trial.

A jury's verdict is usually final and often significantly higher than what the victim would have received had they settled the case.

How do I Settle of Car Accident Claim Without a Lawyer?

Handling a personal injury claim without legal representation is possible, especially in small cases with minor injuries. The steps to settling a claim include:

  • Obtain the police report that identifies the cause of the accident
  • Get your medical records
  • Collect information on your past and current lost wages
  • Gather photographs of all vehicles damaged at the scene of the accident
  • Take photographs of any injury, disfigurement, or scar that is a result of your accident
  • Speak with the insurers to determine insurance policy limits
  • File a claim or lawsuit for compensation

What is Considered an Accidental Bodily Injury?

Legally, accidental bodily injury includes harm sustained by the neglectful acts through an unanticipated or unintentional accident. Pedestrians suffering from an accidental bodily injury are usually victims of an insured motor vehicle.

These injuries are often the result of an unusual, unexpected, sudden, abrupt, or specific trauma to the body. Not all accidental bodily injuries are immediately evident.

An individual struck by a motor vehicle might, over time, develop a disease or sickness related to the crash.

How do You Ask for Pain and Suffering without a Lawyer?

At some point after filing a compensation claim, you will write and send a personal injury demand letter that will include the amount of your pain-and-suffering. Typically, the amount is one to two times greater in your medical expenses, hospitalization costs, lost wages, and property damage.

When demanding compensation for an accident settlement, enclose copies of your medical records, hospital bills, miscellaneous receipts, eyewitness testimony, contact information, and other evidence.

Does Full Coverage Cover Bodily Injury?

Typically, an insurance company's policy will provide a combination of coverages, including full coverage, liability, property damage, and bodily injury. These policies usually have limits that restrict the amount of compensation the victim can receive through the policy.

Damages that exceed the policy limit can be collected from the policyholder, who is usually the person at fault for causing the accident.

Experienced Car Accident Lawyers Handling Serious Bodily Injury Claims With Insurance Companies

As experienced personal injury attorneys, Rosenfeld Injury Lawyers LLC has successfully resolved hundreds of motor vehicle accident insurance claims involving injuries or even death directly with major auto insurance carriers.

How do we do it? Our approach is simple; we prepare for war and hope for peace. This philosophy has earned us a reputation with insurance carriers as attorneys who genuinely mean what they say.

If you, a family member, or a loved one were injured car accident victim, contact our personal injury lawyers at (888) 424-5757 to schedule a free consultation. If our legal team cannot negotiate a settlement offer for fair compensation, we will quickly file a lawsuit on your behalf and take the case to trial.

All car crash documents must be filed before the state statute of limitations expires

Resources related to auto insurance companies and claims:

  • How car insurance company stack up according to consumer satisfaction surveys (look here)
  • Understanding Illinois Police Reports (here)
Client Reviews
Jonathan Rosenfeld was professionally objective, timely, and knowledgeable. Also, his advice was extremely effective regarding my case. In addition, Jonathan was understanding and patient pertaining to any of my questions or concerns. I was very happy with the end result and I highly recommend Jonathan Rosenfeld. Michonne Proulx
Extremely impressed with this law firm. They took control of a bad motorcycle crash that left my uncle seriously injured. Without any guarantee of a financial recovery, they went out and hired accident investigators and engineers to help prove how the accident happened. I am grateful that they worked on a contingency fee basis as there was no way we could have paid for these services on our own. Ethan Armstrong
This lawyer really helped me get compensation for my motorcycle accident case. I know there is no way that I could have gotten anywhere near the amount that Mr. Rosenfeld was able to get to settle my case. Thank you. Daniel Kaim
Jonathan helped my family heal and get compensation after our child was suffered a life threatening injury at daycare. He was sympathetic and in constant contact with us letting us know all he knew every step of the way. We were so blessed to find Jonathan! Giulia
Jonathan did a great job helping my family navigate through a lengthy lawsuit involving my grandmother's death in a nursing home. Through every step of the case, Jonathan kept my family informed of the progression of the case. Although our case eventually settled at a mediation, I really was impressed at how well prepared Jonathan was to take the case to trial. Lisa