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Can I File a UM Claim If I Was Injured in Another Person's Vehicle?

Can I Pursue An Uninsured Motorist Claim Even If I Was Driving Someone Else? Yes, as long as you had permission to use the vehicle, you can still bring a claim against the other motorist if he or she was uninsured.

Bringing A Claim For Recovery If You Were In Someone Else's Car

Yes, in most instances you can still bring an uninsured or underinsured motorist claim even if you were driving someone else's vehicle. As long as you had proper permission to operate the car you can still pursue a claim against your carrier if it has more coverage than the policy governing the car itself. The issue is which has more.

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Who Can I Bring A Claim Against After An Accident With An Uninsured Motorist?

In the aftermath of an automobile or other motor vehicle accident, it can be quite hard to figure out who is responsible for your claims and injuries or even if you are allowed to bring a lawsuit at all. 

As mentioned above, you are entitled to bring suit against an uninsured motorist even if you were operating someone else's vehicle. However, this doesn't answer who you should. To answer that question, look at this list of common places for recovery after this kind of incident:

  • The other driver;
  • The other driver's employer;
  • The other driver's insurance carrier; or
  • Your own insurance carrier.

To understand who is liable for your damages, contact our offices. We can help you target the best sources of recovery after an accident with an uninsured driver.

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Worried That You Might Not Be Able To Recover After An Automobile Accident?

Contact us! The Rosenfeld Injury Lawyers LLC can make sure that you recover under the law even if you were driving someone else's vehicle. Illinois does not preclude you from doing that assuming that your case fits a few parameters. 

To learn about what you need to do in order to get relief after an accident with an uninsured motorist, call Rosenfeld Injury Lawyers LLC today.

For additional information see the following pages:

Client Reviews
Jonathan Rosenfeld was professionally objective, timely, and knowledgeable. Also, his advice was extremely effective regarding my case. In addition, Jonathan was understanding and patient pertaining to any of my questions or concerns. I was very happy with the end result and I highly recommend Jonathan Rosenfeld. Michonne Proulx
Extremely impressed with this law firm. They took control of a bad motorcycle crash that left my uncle seriously injured. Without any guarantee of a financial recovery, they went out and hired accident investigators and engineers to help prove how the accident happened. I am grateful that they worked on a contingency fee basis as there was no way we could have paid for these services on our own. Ethan Armstrong
This lawyer really helped me get compensation for my motorcycle accident case. I know there is no way that I could have gotten anywhere near the amount that Mr. Rosenfeld was able to get to settle my case. Thank you. Daniel Kaim
Jonathan helped my family heal and get compensation after our child was suffered a life threatening injury at daycare. He was sympathetic and in constant contact with us letting us know all he knew every step of the way. We were so blessed to find Jonathan! Giulia
Jonathan did a great job helping my family navigate through a lengthy lawsuit involving my grandmother's death in a nursing home. Through every step of the case, Jonathan kept my family informed of the progression of the case. Although our case eventually settled at a mediation, I really was impressed at how well prepared Jonathan was to take the case to trial. Lisa