Can I be Compensated for my Injuries if I was in a Hit-and-Run Motorcycle Crash?
In most cases, yes. With a description of the vehicle that caused your accident, the police may be able to locate the driver responsible and if they are insured, you could pursue compensation from them. You also might be able to pursue an uninsured motorist claim with your own insurance company.
Unfortunately, many Illinois motorcyclists are injured in accidents where the responsible driver flees the scene or can’t be found after the crash. In circumstances where the negligent driver leaves the scene, you should report the incident to law enforcement as soon as possible if you are physically able to do so.
Illinois law requires the filing of police reports in all traffic accidents involving bodily harm, death, or property damage greater than $1,500 (625 ILCS 5/11-406). If possible, try to get the vehicle’s license plate number so police can track the owner down. Police have many tools at their disposal nowadays including street cameras, and frequently a driver who causes an accident is eventually apprehended.
It is also important to try to get names and contact information of any witnesses to your accident, as they may be able to help identify the vehicle or driver.
If the at-fault driver is never found or is located but does not have liability insurance, an injured motorcyclist can pursue compensation for their injuries directly from their own insurance company in the form of an uninsured motorist claim. In addition, if you carry comprehensive coverage on your auto policy, it will usually cover damage to your vehicle caused by a hit-and-run driver.
Once you have received medical attention and are out of immediate danger, you should contact an experienced personal injury law firm that can preserve your right to pursue financial recovery in court. There is a lot you need to do if you want to collect compensation from the at-fault party or from your insurer, and a qualified motorcycle accident attorney can make sure all the proper steps are taken, with no cost to you until you are ultimately compensated.
How to Pursue Insurance Benefits for Injuries Related to a Hit & Run Motorcycle Crash
The state of Illinois requires all motorists, including motorcyclists, to carry liability insurance for bodily injury, and this includes uninsured motorist coverage (215 ILCS 5/143a). If you are injured in a hit-and-run, this part of your policy will usually cover your losses, but there are some requirements. In most cases, physical contact between your bike and the at-fault vehicle is necessary for uninsured coverage to apply.
Most uninsured motorist policies contain language that requires actual contact between your vehicle and another. No contact (for instance, if another driver cut you off and you swerved your bike to avoid hitting them) generally means you cannot make a successful insurance claim for your injuries.
Do You Need Help Receiving Compensation After an Illinois Motorcycle Accident With a Hit-and-Run Driver?
Rosenfeld Injury Lawyers LLC uses the same approach to handling hit-and-run motorcycle accident cases that we use for cases where the responsible party is known and carries liability insurance. In either situation our goal remains consistent: To provide you with the representation you need in order to make as complete a financial recovery as the law allows.
When pursuing hit-and-run or uninsured motorist cases on behalf of injured bikers, we review your insurance policies (on all vehicles, including “umbrella” or excess coverage) to determine how we can maximize the benefits available to you.
Once we determine the coverage available, we build your case just the same is if we are pursuing a known at-fault party. Insurance companies often resist paying the benefits they are obligated to pay and throw obstacles in your way—we deal with them so you can focus on your physical recovery.
If a hit-and-run motorist caused a motorcycle crash involving you or a family member, we urge you to contact our motorcycle accident law firm today to discuss your legal options for recovery.