Allstate insurance is one of the nation’s largest auto insurers, settling hundreds of thousands of vehicle accident claims every year. The auto accident attorneys at Rosenfeld Injury Lawyers LLC have helped injured victims across Illinois resolved cases caused by drivers insured by Allstate. Our team of legal experts can assist you in resolving at Allstate car accident claim that resulted in personal injury or property damage. Our law firm accepts every personal injury, and wrongful death lawsuit through contingency fee agreements, meaning all payments for our legal services are postponed until we settle your case. We offer every client a “No Win/No-Fee” Guarantee. This promise ensures you owe us nothing if we cannot obtain financial compensation on your behalf.
Are You Really “in Good Hands” With an Allstate Insurance Bodily Injury Claim?
Since the 1930s, and Allstate was an emerging division of Sears, Roebuck, and Co. the insurer has asked potential consumers “Are you in good hands?” During this time, the company trails behind only State Farm and GEICO insurance companies in the vehicle and home insurance industry. Even ranking third, Allstate maintains $120 billion in assets and generates $30 billion in revenue annually. The company provides various products including insurance solutions for homeowners, renters, drivers, and small businesses.
Frequently Asked Questions About Allstate Insurance Claims
Allstate marketing suggests that I will be in good hands if I am injured in an automobile accident and have them is my insurance company. Are they trustworthy?
Absolutely not. It is essential to understand that Allstate is a profitable company that markets their business using successful advertising campaigns that suggest the insurance company is always on the side of their policyholders. The company is in business to generate profits for their shareholders and will often go to great lengths to ensure they maximize profits by shifting the responsibility and financial burden over to the injured victim. This effective business model minimizes payouts to the injured policyholder, other victims hurt or killed by the policyholder or both.
So, it Sounds Like I Cannot Trust Allstate at all. Is That Right?
No, that is not right. Allstate employs many decent claims adjusters and attorneys who offer solutions to injured victims in a way that might benefit everyone. That said, the company’s way of resolving personal injury claims typically devalues the worth of a personal injury claim while generating the company the most money, often at the expense of the victim.
I Have Heard That Allstate Uses the Colossus Algorithm to Determine the Value of my Case. Is That True?
That is partially true. Allstate typically generates their first settlement offer using Colossus, a proprietary computer system used by many major insurance companies, designed to determine the worth of an injury claim. Some professionals in the insurance industry suggest that Allstate relies on Colossus much more than any other insurance company in the United States. Over the years, Allstate has been fined by regulatory agencies because they have inaccurately determined the fair value based on how a jury would decide on non-tangible damages including pain and suffering. Some suggest that the complex Colossus computer algorithm reduces claim payouts by 20% or more than the actual value of the case. Many in the industry have indicated that Allstate deliberately tries to settle injury cases significantly below fair market value if the injured victim has yet to hire an injury attorney. If the injured party chooses not to settle the case for much less than what it is worth, Allstate is known to use extremely aggressive defense strategies to protect their shareholders from paying out a fair settlement.
Is it True That Allstate Will Often Deny a Claim Outright or Delay the Settlement Offer for an Unreasonable Length of Time?
Yes, more than 20 years ago, the company contracted McKinsey and Co., a legal consulting firm that used systematic strategies for forcing injured parties into accepting significantly lower than fair settlements, so they would not face a claim denial. Allstate was known for trying to punish the injured party if they hired an attorney or did not accept Allstate’s settlement offer immediately. By 2008, many of Allstate’s documents for reducing settlement payments to boost profits came to light to the public.
So, is Allstate Better or Worse Than Other Insurance Companies?
Allstate is about the same as every other insurer offering insurance solutions for consumers. Like all other insurers, Allstate looks out for their shareholders, typically at the expense of the injured victims. Because of that, it is crucial to hire a reputable attorney who can easily navigate through the complicated process of resolving an automobile accident claim.
What Steps do I Need to Take to Resolve my Claim for Compensation Successfully?
Our legal team recommends that you to never agree to a settlement or sign any documentation with Allstate before contacting our office to discuss your legal options. Our attorneys can help you through the Allstate auto claims handling process.
Allstate Auto Claims Handling Process
After an accident, you should report a claim under your Allstate Insurance policy or the other party’s insurance company policy. You can file a claim by logging into the Allstate website, calling 1-800-ALLSTATE (1-800-255-7828), or sending correspondence through the mail at:
(For auto claims)
Allstate Insurance Company
P.O. Box 660636
Dallas, TX 75266
Allstate Insurance Company
P.O. Box 12055
1819 Electric Rd. S.W.
Roanoke, VA 24018
After filing a claim, you can easily track its progress on their website. Once you submit your complaint, Allstate will investigate the facts surrounding the accident, estimate liability and coverage, and offer a resolution on the matter. Our legal team advises you to contact our law office today. Let us handle every aspect of your claim for compensation to recover all your damages including hospitalization costs, medical expenses, lost time away from work, loss of future earning capacity, funeral and burial expenses (in wrongful death cases) and non-tangible damages including pain, suffering, mental anguish, grief, and emotional stress.
Do not be Lulled Into Dealing With Allstate on Your Own. Hire our Law Firm to Look out for Your Best Interest in Resolving a Chicago Bodily Injury Claim
If you believe that you are “always in good hands” with Allstate, it is essential to know that this insurer and other insurance companies are always on the side of their shareholders and never the injured party (victims). Allstate will only represent their best interest, and never yours!
If the negligent actions of another injured you or your loved ones and you need to file a claim with Allstate or other insurance company, the vehicle crash attorneys at Rosenfeld Injury Lawyers LLC can help. We are experts in litigating cases and negotiating maximum settlement amounts for our clients. Let our team of dedicated lawyers protect your rights today to ensure your family receives adequate financial compensation to recover all your damages. We invite you to contact our office now at (888) 424-5757 to schedule a free, no-obligation case review. Let us explain your legal options for filing and resolving a lawsuit or compensation claim.
What the people we have helped have to say!
“After I was injured in a horrific automobile accident, EMT transported me to the local emergency room. The doctor who cared for me referred me to Rosenfeld Injury Lawyers. Jonathan’s legal team took great care of me and I received a higher than expected negotiated settlement. Thanks to the attorneys and paralegals who fought aggressively on my behalf to make sure I got the compensation they deserved.”
D. H. – Effingham, Illinois
“Just weeks after being involved in a vehicle collision, the other driver’s insurance carrier offered me next to nothing in compensation. I did not know what the next step would be. My friend suggested that I hire an attorney to handle my case, but I still had nowhere to turn. So, I searched the Internet for personal injury attorneys and contacted Rosenfeld Injury Lawyers to get legal representation. The insurer never agreed to a settlement, even with my attorneys, so we took the case to trial. Watching my legal team at work was amazing while they developed a strategy, built the case and present my lawsuit in front of the jury that awarded me more than $150,000!”
Susan H. – Elmwood Park, Illinois