Are You Really In 'Good Hands' With An Allstate Insurance Bodily Injury Claim?
Allstate Insurance is well known for asking people “Are you in good hands?” Over the years, the company's customer base has grown significantly large. Emerging as a division of Sears, Roebuck, and Co. in the 1930s, Allstate stood on it own sixty years later. Since then, it has risen to the top of the insurance company landscape.
It trails only State Farm Insurance and Geico Insurance in providing customers with personal insurance. However, with over $30 billion in revenue and $120 billion in assets, it is the largest publicly traded personal insurer. Located in northern Illinois, Allstate has over 37,000 employees, thousands of satellite offices, and total national recognition (thanks in no small part to its tactful sporting sponsorships and marketing campaigns).
Allstate Insurance is known primarily for its personal insurance products that cover automobiles and homes. These products are sold locally through independent agencies and through remote online marketplaces (like Esurance). However, Allstate also offers insurance solutions for small businesses (especially auto dealers), roadside assistance, and household goods. Finally, through its financial division, Allstate provides customers with life insurance, retirement support, health insurance, and other related products.
Due to its size and diversification, Allstate Insurance can offer a wide range of products and services at competitive rates. Yet, this success also attracts litigation. What follows is a review of jury awards and settlement amounts over ten years (between 2005 and 2015) that illustrates the successes and failures that plaintiffs have had against Allstate in court across various categories of cases at the national and Illinois levels.
Insight into Jury Verdicts Rendered Against Allstate
Beginning with all litigation against Allstate Insurance after 2005, most cases centered on insurance, employment, or corporate issues. By and large, plaintiffs around the country made out better in awards and settlements than those in Illinois did. For example, more plaintiffs in Illinois received no award or settlement (31%) compared to people bringing actions in other states (28%). Also, plaintiffs generally had a higher rate of return in states outside the land of Lincoln: twenty-seven percent (27%) earned more than one hundred thousand dollars ($100,000.00) and eight percent (8%) of that overall group earned more than one million dollars ($1,000,000.00).
Comparatively, only fifteen percent (15%) of Illinois plaintiffs recovered more than one hundred thousand dollars ($100,000.00) and only two percent (2%) recovered more than one million dollars ($1,000,000.00). This left a large block (54%) receiving a small sum under one hundred thousand dollars ($100,000.00). Nationally, this figure was only forty-five percent (45%).
Unfortunately, Illinois plaintiffs did not fare any better against Allstate Insurance once insurance and automobile cases were separated from the overall group. In both contexts, the national figures had lower numbers of plaintiffs receiving nothing-four percent (4%) lower in insurance cases and twelve percent (12%) lower in automobile cases than Illinois plaintiffs. Across the country, plaintiffs received more than one hundred thousand dollars ($100,000.00), which is more than two times the number of Illinois plaintiffs (31% compared to 15%).
Most Illinois plaintiffs recovered less than one hundred thousand dollars ($100,000.00), which was higher than the national average by eleven percent (11%) in insurance cases and six percent (6%) in automobile cases. To summarize, here are a few takeaways regarding litigation against Allstate Insurance over the last ten years (since 2005).
- Illinois accounted for a small percentage of Allstate’s total litigation.
- Insurance cases were over half of all cases at both the national and Illinois level.
- More plaintiffs received nothing in Illinois than did those in the rest of the country.
- Plaintiffs had a better rate of recovery in jury awards and settlement amounts nationally than in Illinois.
Allstate Auto Claims Handling Process
After an accident, you should report a claim under your Allstate Insurance policy or under the other party’s Allstate Insurance policy. You can report a claim by logging into the Allstate website, calling 1-800-ALLSTATE (1-800-255-7828), or sending correspondence through the mail at:
(For auto claims)
Allstate Insurance Company
P.O. Box 660636
Dallas, TX 75266
Allstate Insurance Company
P.O. Box 12055
1819 Electric Rd. S.W.
Roanoke, VA 24018
After filing a claim, you can easily track its progress on their website. Once your claim is filed Allstate will investigate the facts surrounding the controversy, estimate liability and coverage, and offer a resolution on the matter.
Don't Be Lulled Into Dealing With Allstate On Your Own. Hire a Law Firm Who Will Look Out For Your Best Interests in a Chicago Bodily Injury Claim.
While you may believe that Allstate or any other provider is on your side because you are their customer or because they imply a neutral or supportive opinion on the matter, the fact remains that they are not. Allstate represents their interests only, not yours! Effective attorneys can provide legal counsel and representation to ensure that your interests are protected and maximized your monetary compensation during negotiations or litigation when necessary, from accident to verdict. Do not waste time or dollars. Contact Rosenfeld Injury Lawyers LLC today. Our law firm can instruct you on what to do so that you receive the justice you deserve.