If you have received injuries as a result of an accident in Illinois that was not your fault, you will need to file a claim against the other driver. In fact, clients of Algonquin accident attorneys have been injured by a variety of accidents including vehicles, slip and fall incidences, injuries on the job, medical malpractice and others. Their clients file insurance claims and/or lawsuits as a way to receive compensation for ongoing medical bills and procedures, along with lost wages and property damage.
As a suburb of Chicago, Algonquin is in the heart of the thriving metropolitan area, known for its overburdening population and traffic congestion. From the Old Town District to the newer neighborhoods on the East, West, and Far West side there has been sprawling growth in population over the last two decades. This increased expansion brings with it a greater potential of being a victim of an accident.
Understanding Illinois Personal Injury Law Applicable To Your Accident
Algonquin accident attorneys understand Illinois law concerning personal injury cases. They can accurately calculate the value of your injuries, pain, suffering and damages. As your legal representative, they can advise you how to proceed with your claim and build a solid case to ensure that you receive fair compensation from the person at fault for your injuries.
Oftentimes, victims that have suffered serious injuries feel as though they have a “no-win” situation when dealing directly with huge insurance companies. They often assume that if you are handling the case on your own, you are not skilled in Illinois law and do not understand the coverage and limits of the policy.
Many times when the injured party deals directly with the insurance company that covers the party at fault, the claims adjuster will deny the claim or delay the process. In fact, the claims adjuster will often speak in insurance “lingo” as a way to confuse you. It is their hope that you not question the adjuster’s decision to offer a low settlement.
Sometimes, the insurance carrier will act in bad faith in their failure to disclose the policyholder’s information. Without your knowledge, you may be missing details of the other driver’s coverage that you are entitled to receive. Because of that, it is essential to hire the skills of an experienced lawyer to handle your case. Your attorney can negotiate directly with the claims adjuster, and cut through much of the red tape that is common with personal injury cases. The actions of your lawyer will help you avoid accepting a lower settlement amount, which might not be enough to cover your ongoing expenses associated with your injuries.
Sometimes, individuals that have been injured by the negligence of another become victimized again by the actions of bad-faith insurance carriers. However, proving their bad-faith actions in court can be challenging and requires a skilled attorney. The lawyer will have proven tactics for combating many of the bad-faith actions caused by claims adjusters that are unwilling to provide a settlement. These bad-faith actions include:
- An unreasonable denial of the claim
- A breach of the contract terms
- Unreasonable delays with the disbursement of the settlement payment
- Failure to reach an acceptable settlement in spite of clear liability
- Intentionally withholding information
- Misrepresenting details of the policy
- Failure to enter into timely negotiations
- Offering an unacceptable low settlement amount
There are times when the insurance claims adjuster is not willing to provide an acceptable amount of compensation for your pain and injuries. However, with a skilled Algonquin accident lawyer, you can avoid an unacceptable claim settlement and file a lawsuit against the other driver.
Your Algonquin accident attorneys will develop a solid case to present in court. Usually, the lawyers will hire investigators to re-create the scene of the accident, and gather pertinent information and evidence involved in the case. They will talk to witnesses and your medical doctors to prove why you deserve the highest level of financial compensation for the injuries caused at the hands of the defendant.
For information on cities in and around Algonquin, please look at the pages below:
- Crystal Lake
- Hanover Park
- Lake in the Hills
- Lake Zurich
- South Elgin